A few key points from this chapter are worth remembering.

1. Currency affects investment returns. When investing globally, your final return depends on both asset performance and exchange rate movement.
2. Rupee has weakened over long periods. Over the past decades, the rupee has gradually depreciated against major global currencies like the US dollar and euro.
3. Currency movement can boost or reduce returns. If the rupee weakens while a global asset grows, the return for an Indian investor in rupee terms can become higher.
4. Currency also affects global purchasing power. Goals such as foreign education, healthcare, or travel become more expensive when the rupee weakens.
5. Global investing helps diversify currency risk. Adding international investments means part of your wealth is linked to other currencies instead of being fully dependent on the rupee.