Vested Rewards – Disclosure

Vested Rewards is a Program offered by Vested (Vested refers to accounts of Vested Finance IA or VF Securities BD). On enrolling in the Program, you are eligible to earn Vested Points, which are credited to your account for activities that you or other users perform on Vested’s platform. Vested Points can be redeemed for cash rewards, stock rewards, or for services offered by Vested, as is made available on our platform. Enrollment and all related benefits of the Program are offered at our discretion. By enrolling in the Program, you agree that you have read and understand these Terms and Conditions and are bound by all of them.


To participate in the Program, you need to have a registered account with Vested. Participation in the Rewards Program is enabled by default for all users who have an account with Vested.

Vested Points

The Vested Rewards Program awards you with Vested Points, on fulfilling the criteria that has been defined in the Earning Vested Points sub-section below. Vested Points which have been earned, can be used to redeem cash rewards through the Rewards Program, as may be offered by Vested from time to time, and which are defined in the Redeeming Vested Points sub-section below.

Vested Points which have been earned are linked to your Vested account, and cannot be transferred to any other Vested account. Vested Points do not have an expiry period, and are valid (can be redeemed for rewards) as long as your account is open. On closing your Vested account, all Vested Points that haven’t been redeemed for rewards cease to be valid.

Earning Vested Points

You can earn Vested Points on successfully qualifying for any of the ongoing programs listed below.

  • Referral Program
    The terms and details of our Referral Program can be found here
Redeeming Vested Points

You can redeem your earned Vested Points for the rewards listed below. The rewards offered and their terms are subject to change at our discretion.

  • Redeeming Vested Points for Cash
    100 Vested Points can be redeemed for $1, which will be credited to your US brokerage account. Ownership of this cash, any investments that you purchase with this cash and profits or loss from said investments will be rightfully yours. On redeeming Vested Points for Cash, it can take up to 2 business days for the cash to be deposited into your Vested brokerage account. You can redeem a maximum of $150 worth of Vested Points for cash at once. If the amount of cash you have redeemed is greater than $150, it may take an additional business day for every $150 you have redeemed (in excess of the initial $150), for the cash to be deposited into your Vested brokerage account. The cash conversion rate for Vested Points to cash is subject to change at Vested’s discretion. Under certain conditions, other fees including applicable bank transfer fees, DriveWealth custodial fees, withdrawal and ancillary fees may apply. The value of cash rewarded may be a taxable income to you. You are responsible for any taxes resulting from the receipt of cash rewards. Please consult your tax advisor if you have questions about the tax treatment of cash rewards.

Stock Rewards

Vested may offer Stock Rewards to new individual accounts from time to time, for which you might be eligible. The disclosures for our Stock Rewards program can be found here.

Program Changes and Termination

Vested reserves the right to terminate or exclude you from the Rewards Program, or to alter or limit the amount of points or rewards that you are eligible to receive, and to refuse or recover any promotion award if Vested determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Advisory Agreement have been violated. Vested reserves the right to suspend, cancel, terminate or modify this program and/or these terms and conditions at any time in its sole discretion. You are deemed to be aware of and bound by such changes by your continued access to or participation in the program. We will indicate that changes have been made by presenting these terms and conditions at the time of your making a referral anytime after an update to these terms and conditions. If you do not accept any such changes, your sole and exclusive remedy is to cease participation in the program.

Vested reserves the right at any time to modify, withdraw or terminate Vested Rewards as a feature on the Platform at its discretion, without any prior notice and without any liability or obligation in this regard. You are not bound in any way to actively earn or redeem Vested Points. Any action towards using Vested Points is voluntary.

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