Sometimes you do not want to sell first. Maybe the tax on the sale is not worth triggering right now. Maybe you want to hold the shares but move them to your account, where you can manage your full portfolio in one place.

Vested supports this through in-kind asset transfers.

Go to the Vested app, then Transfer, then Transfer from Another Broker. Select your broker and follow the steps. The transfer uses standard US mechanisms, ACAT for most brokers, or DRS and DTC for specific cases. These are the same systems used for any broker-to-broker transfer within the US.

Vested does not charge for asset transfers. Your sending broker may charge a transfer-out fee, which is shown upfront in the flow before you confirm. Typical timelines are 1 to 10 business days depending on the broker.

One thing to note. In-kind transfers move the shares themselves, not cash. So there is no FX conversion, no LRS, no TCS, and no realisation of capital gains at the time of transfer. The tax event only occurs when you eventually sell the shares on Vested, which can be years later.