To make the process clearer, it helps to walk through what actually happens when an investor places a global investing trade.

Let us take a simple example.

Suppose an investor in India opens an account on Vested, transfers funds under the Liberalised Remittance Scheme (LRS), and decides to buy shares of Apple.

From the investor’s perspective, the process looks very simple. Inside the app, they select Apple, enter the number of shares they want to buy, and place the order.

Behind the order execution, several things work to complete the transaction.

The first step is order routing.

When the investor places the order on the Vested platform, the order is transmitted to the underlying US brokerage infrastructure through a US clearing broker.

Once a match is found, the trade is executed on the exchange.

The next step is settlement.

After the trade is executed, the clearing and settlement system ensures that the cash moves from the buyer to the seller and the shares move from the seller to the buyer. 

In US markets today, this process typically happens on a T+1 basis, meaning the settlement is completed one business day after the trade.

Once settlement is complete, the shares are reflected in the investor’s brokerage account held with the US broker.

This is an important point.

The shares are not held inside the app itself. The platform acts as the interface, but the securities are held through the underlying brokerage infrastructure in an account opened in the investor’s own name.

From that point onward, the investor is the owner of those shares.

If Apple declares a dividend, the payment is credited to the investor’s brokerage account. If the investor later decides to sell the shares, they can place a sell order during market hours, and the process works in the same way.

What this example shows is that platforms like Vested are not creating a separate layer or wrapper around the investment. Instead, Vested directly connects Indian investors to the underlying global brokerage and exchange infrastructure.

Execution happens on international exchanges, settlement happens through global clearing systems, and ownership is recorded through the brokerage account that holds the securities.