Process of Investing in US Stocks
Step 1: Quick Sign-Up
Opening the door to global investing is simpler than most expect. With Vested, you can create an account and complete your digital KYC in just a few minutes.
Step 2: Fund Your Account via LRS
The next step is moving money abroad. Through Vested Pay (integrated with partner banks) or an outward remittance from your Indian bank, you can transfer funds under the RBI’s Liberalized Remittance Scheme (LRS).
Step 3: Start Small, Own Big
You don’t need thousands of dollars to participate in the U.S. market. With fractional investing, you can buy slices of U.S. stocks, ETFs, and equities with as little as $1.
Withdraw Anytime
When you’re ready to sell, the process is straightforward. Proceeds from your sale appear in your Vested account in USD, and you can transfer them back to your Indian bank account without friction.
Benefits of Investing in US Stocks
Access Global Giants
Indian investors can now own shares of companies that dominate headlines and shape industries—Apple, Amazon, Tesla, Google, and more.
Diversify Beyond India
By adding U.S. equities, your portfolio isn’t tied only to the ups and downs of Indian markets. Instead, it spreads risk and captures international growth.
Fractional Ownership Advantage
High-priced shares don’t have to be a barrier. With fractional shares, you can buy pieces of the most valuable companies without paying the full share price.
Dual Return Potential
Returns aren’t limited to stock price appreciation. Investors may also benefit from the USD–INR exchange rate, adding another layer of potential gain.
Invest in ETFs Too
Prefer broad exposure? Low-cost ETFs tracking benchmarks such as the S&P 500 or Nasdaq 100 let you invest in entire swathes of the U.S. economy at once.
US Stock Taxation
Dividends
A 25% withholding tax applies in the U.S. The silver lining: you can claim credit in India under the Double Taxation Avoidance Agreement (DTAA).
Short-Term Capital Gains
If you sell within 24 months, the gains are taxed as per your income tax slab.
Long-Term Capital Gains
Hold for more than two years, and the tax rate is a flat 12.5%.
Tax Documents You Get with Vested
From Form 67 to Schedule TR, FA/FSI, and the all-important 1042-S, you’ll have the paperwork needed to file taxes correctly.
Key US Indices You Can Track
S&P 500:
A mirror of America’s corporate landscape, with 500 of the largest companies.
Nasdaq 100:
Home to tech titans—Apple, Amazon, Tesla, Meta.
Dow Jones:
Thirty blue-chip names offering a snapshot of the broader economy.
US Stock Market Timings (IST)
Pre-Market:
1:30 PM – 7:00 PM IST. A chance to trade before the official session begins.
Regular Hours:
7:00 PM – 1:30 AM IST, matching 9:30 AM – 4:00 PM ET.
Post-Market:
1:30 AM – 5:30 AM IST, when trading continues even after the bell.