Skip to content 
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing to consumers, automotive dealers and retailers, companies, and municipalities; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers commercial banking products and services; and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. more
| Time Frame | ALLY | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 3.11% | 1.74% | 0.74% |
| 1-Month Return | -0.75% | -1.15% | 1.28% |
| 3-Month Return | 9.64% | 2% | 3.6% |
| 6-Month Return | 10.01% | -0.02% | 7.31% |
| 1-Year Return | 7.67% | 0.77% | 11.97% |
| 3-Year Return | 41.28% | 47.56% | 72.07% |
| 5-Year Return | -1.64% | 62.26% | 76.01% |
| 10-Year Return | 149.11% | 208.57% | 258.47% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 8.91B | 9.34B | 15.97B | 16.37B | 12.15B | [{"date":"2021-12-31","value":54.44,"profit":true},{"date":"2022-12-31","value":57.07,"profit":true},{"date":"2023-12-31","value":97.54,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":74.25,"profit":true}] |
| Cost of Revenue | 2.15B | (1.30B) | 8.87B | 9.64B | 5.84B | [{"date":"2021-12-31","value":22.36,"profit":true},{"date":"2022-12-31","value":-13.46,"profit":false},{"date":"2023-12-31","value":91.98,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":60.55,"profit":true}] |
| Gross Profit | 132.00M | 102.00M | 7.10B | 6.73B | 6.32B | [{"date":"2021-12-31","value":1.86,"profit":true},{"date":"2022-12-31","value":1.44,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":94.78,"profit":true},{"date":"2025-12-31","value":88.96,"profit":true}] |
| Gross Margin | 1.48% | 1.09% | 44.48% | 41.12% | 51.98% | [{"date":"2021-12-31","value":2.85,"profit":true},{"date":"2022-12-31","value":2.1,"profit":true},{"date":"2023-12-31","value":85.57,"profit":true},{"date":"2024-12-31","value":79.1,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Expenses | 2.21B | 4.69B | 6.00B | 5.89B | 5.27B | [{"date":"2021-12-31","value":36.77,"profit":true},{"date":"2022-12-31","value":78.13,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":98.27,"profit":true},{"date":"2025-12-31","value":87.8,"profit":true}] |
| Operating Income | 6.46B | 5.61B | 1.10B | 836.00M | 1.05B | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":86.92,"profit":true},{"date":"2023-12-31","value":17.09,"profit":true},{"date":"2024-12-31","value":12.95,"profit":true},{"date":"2025-12-31","value":16.28,"profit":true}] |
| Total Non-Operating Income/Expense | 4.14B | 4.50B | 5.81B | 6.92B | - | [{"date":"2021-12-31","value":59.81,"profit":true},{"date":"2022-12-31","value":64.98,"profit":true},{"date":"2023-12-31","value":84.05,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 3.85B | 2.34B | 1.10B | 836.00M | 1.05B | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":60.75,"profit":true},{"date":"2023-12-31","value":28.61,"profit":true},{"date":"2024-12-31","value":21.69,"profit":true},{"date":"2025-12-31","value":27.26,"profit":true}] |
| Income Taxes | 790.00M | 627.00M | 144.00M | 167.00M | 199.00M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":79.37,"profit":true},{"date":"2023-12-31","value":18.23,"profit":true},{"date":"2024-12-31","value":21.14,"profit":true},{"date":"2025-12-31","value":25.19,"profit":true}] |
| Income After Taxes | 3.06B | 1.72B | 959.00M | 669.00M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":55.95,"profit":true},{"date":"2023-12-31","value":31.29,"profit":true},{"date":"2024-12-31","value":21.83,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 3.06B | 1.72B | 1.02B | 669.00M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":55.95,"profit":true},{"date":"2023-12-31","value":33.34,"profit":true},{"date":"2024-12-31","value":21.83,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | (5.00M) | (1.00M) | - | - | - | [{"date":"2021-12-31","value":-500000000,"profit":false},{"date":"2022-12-31","value":-100000000,"profit":false},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 3.06B | 1.71B | 957.00M | 668.00M | 852.00M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":56.01,"profit":true},{"date":"2023-12-31","value":31.27,"profit":true},{"date":"2024-12-31","value":21.83,"profit":true},{"date":"2025-12-31","value":27.84,"profit":true}] |
| EPS (Diluted) | 8.60 | 5.99 | 3.06 | 3.15 | 2.41 | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":69.65,"profit":true},{"date":"2023-12-31","value":35.58,"profit":true},{"date":"2024-12-31","value":36.63,"profit":true},{"date":"2025-12-31","value":28.02,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| ALLY | |
|---|---|
| Cash Ratio | 0.06 |
| Current Ratio | 0.90 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| ALLY | |
|---|---|
| ROA (LTM) | 0.44% |
| ROE (LTM) | 5.80% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| ALLY | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.92 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.08 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| ALLY | |
|---|---|
| Trailing PE | 17.76 |
| Forward PE | 7.55 |
| P/S (TTM) | 1.76 |
| P/B | 0.96 |
| EV/R | 3.91 |
| EV/Ebitda | NM |
| PEG | 0.28 |
Ally Financial Inc (ALLY) share price today is $41.9
Yes, Indians can buy shares of Ally Financial Inc (ALLY) on Vested. To buy
Yes, you can purchase fractional shares of Ally Financial Inc (ALLY) via the Vested app. You can start investing in Ally Financial Inc (ALLY) with a minimum investment of $1.
You can invest in shares of Ally Financial Inc (ALLY) via Vested in three simple steps:
The 52-week high price of Ally Financial Inc (ALLY) is $46.93. The 52-week low price of Ally Financial Inc (ALLY) is $28.59.
The price-to-earnings (P/E) ratio of Ally Financial Inc (ALLY) is 17.7637
The price-to-book (P/B) ratio of Ally Financial Inc (ALLY) is 0.96
The dividend yield of Ally Financial Inc (ALLY) is 2.91%
The market capitalization of Ally Financial Inc (ALLY) is $12.99B
The stock symbol (or ticker) of Ally Financial Inc is ALLY
Consider the share price of Ally Financial Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Ally Financial Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Ally Financial Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Ally Financial Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Ally Financial Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Ally Financial Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
Link copied 
