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asrv-img

AmeriServ Financial Inc, Common Stock

ASRV

NMQ

$2.86

+$0.03

(1.06%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$49.06M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
0
Volume info-icon
This is the total number of shares traded during the most recent trading day.
6.32K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
4.18%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.72
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$2.17 L
$3.25 H
$2.86

About AmeriServ Financial Inc, Common Stock

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania. more

Industry: BanksSector: Financials

Returns

Time FrameASRVSectorS&P500
1-Week Return1.78%-1.21%0.15%
1-Month Return5.54%0.12%1.78%
3-Month Return8.33%12.21%8.7%
6-Month Return19.67%22.03%12.24%
1-Year Return-1.72%36.03%30.9%
3-Year Return-26.67%28.92%30.19%
5-Year Return-31.86%61.58%91.72%
10-Year Return-8.32%212.87%203.2%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue50.22M52.64M56.84M8.20M52.41M[{"date":"2019-12-31","value":88.34,"profit":true},{"date":"2020-12-31","value":92.61,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":14.42,"profit":true},{"date":"2023-12-31","value":92.2,"profit":true}]
Cost of Revenue-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Gross Profit50.22M52.64M56.84M8.20M52.41M[{"date":"2019-12-31","value":88.34,"profit":true},{"date":"2020-12-31","value":92.61,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":14.42,"profit":true},{"date":"2023-12-31","value":92.2,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(42.62M)(46.83M)(48.07M)3.21M44.58M[{"date":"2019-12-31","value":-95.59,"profit":false},{"date":"2020-12-31","value":-105.04,"profit":false},{"date":"2021-12-31","value":-107.82,"profit":false},{"date":"2022-12-31","value":7.2,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income7.60M5.81M8.77M17.70M62.05M[{"date":"2019-12-31","value":12.25,"profit":true},{"date":"2020-12-31","value":9.37,"profit":true},{"date":"2021-12-31","value":14.14,"profit":true},{"date":"2022-12-31","value":28.52,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense43.04M30.42M31.37M33.38M31.63M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":70.68,"profit":true},{"date":"2021-12-31","value":72.88,"profit":true},{"date":"2022-12-31","value":77.54,"profit":true},{"date":"2023-12-31","value":73.49,"profit":true}]
Pre-Tax Income7.60M5.81M8.77M9.20M(4.39M)[{"date":"2019-12-31","value":82.6,"profit":true},{"date":"2020-12-31","value":63.17,"profit":true},{"date":"2021-12-31","value":95.36,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-47.69,"profit":false}]
Income Taxes1.57M1.21M1.70M1.75M(1.04M)[{"date":"2019-12-31","value":89.67,"profit":true},{"date":"2020-12-31","value":69.25,"profit":true},{"date":"2021-12-31","value":97.09,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-59.44,"profit":false}]
Income After Taxes6.03M4.60M7.07M7.45M(3.35M)[{"date":"2019-12-31","value":80.93,"profit":true},{"date":"2020-12-31","value":61.73,"profit":true},{"date":"2021-12-31","value":94.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.92,"profit":false}]
Income From Continuous Operations6.03M4.60M7.07M7.45M(3.35M)[{"date":"2019-12-31","value":80.93,"profit":true},{"date":"2020-12-31","value":61.73,"profit":true},{"date":"2021-12-31","value":94.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.92,"profit":false}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income6.03M4.60M7.07M7.45M(3.35M)[{"date":"2019-12-31","value":80.93,"profit":true},{"date":"2020-12-31","value":61.73,"profit":true},{"date":"2021-12-31","value":94.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.92,"profit":false}]
EPS (Diluted)0.350.260.410.44(0.20)[{"date":"2019-12-31","value":80.42,"profit":true},{"date":"2020-12-31","value":59.74,"profit":true},{"date":"2021-12-31","value":94.21,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.85,"profit":false}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

ASRV
Cash Ratio 1.37
Current Ratio 1.73

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

ASRV
ROA (LTM) -0.19%
ROE (LTM) -2.49%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

ASRV
Debt Ratio Lower is generally better. Negative is bad. 0.92
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.08

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

ASRV
Trailing PE NM
Forward PE NM
P/S (TTM) 1.03
P/B 0.43
Price/FCF NM
EV/R 2.57
EV/Ebitda NM
PEG NM

FAQs

What is AmeriServ Financial Inc share price today?

AmeriServ Financial Inc (ASRV) share price today is $2.86

Can Indians buy AmeriServ Financial Inc shares?

Yes, Indians can buy shares of AmeriServ Financial Inc (ASRV) on Vested. To buy AmeriServ Financial Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in ASRV stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of AmeriServ Financial Inc be purchased?

Yes, you can purchase fractional shares of AmeriServ Financial Inc (ASRV) via the Vested app. You can start investing in AmeriServ Financial Inc (ASRV) with a minimum investment of $1.

How to invest in AmeriServ Financial Inc shares from India?

You can invest in shares of AmeriServ Financial Inc (ASRV) via Vested in three simple steps:

  • Click on Sign Up or Invest in ASRV stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in AmeriServ Financial Inc shares
What is AmeriServ Financial Inc 52-week high and low stock price?

The 52-week high price of AmeriServ Financial Inc (ASRV) is $3.25. The 52-week low price of AmeriServ Financial Inc (ASRV) is $2.17.

What is AmeriServ Financial Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of AmeriServ Financial Inc (ASRV) is

What is AmeriServ Financial Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of AmeriServ Financial Inc (ASRV) is 0.43

What is AmeriServ Financial Inc dividend yield?

The dividend yield of AmeriServ Financial Inc (ASRV) is 4.18%

What is the Market Cap of AmeriServ Financial Inc?

The market capitalization of AmeriServ Financial Inc (ASRV) is $49.06M

What is AmeriServ Financial Inc’s stock symbol?

The stock symbol (or ticker) of AmeriServ Financial Inc is ASRV

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