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AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania. more
Time Frame | ASRV | Sector | S&P500 |
---|---|---|---|
1-Week Return | 1.78% | -1.21% | 0.15% |
1-Month Return | 5.54% | 0.12% | 1.78% |
3-Month Return | 8.33% | 12.21% | 8.7% |
6-Month Return | 19.67% | 22.03% | 12.24% |
1-Year Return | -1.72% | 36.03% | 30.9% |
3-Year Return | -26.67% | 28.92% | 30.19% |
5-Year Return | -31.86% | 61.58% | 91.72% |
10-Year Return | -8.32% | 212.87% | 203.2% |
Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | 5YR TREND | |
---|---|---|---|---|---|---|
Total Revenue | 50.22M | 52.64M | 56.84M | 8.20M | 52.41M | [{"date":"2019-12-31","value":88.34,"profit":true},{"date":"2020-12-31","value":92.61,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":14.42,"profit":true},{"date":"2023-12-31","value":92.2,"profit":true}] |
Cost of Revenue | - | - | - | - | - | [{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Gross Profit | 50.22M | 52.64M | 56.84M | 8.20M | 52.41M | [{"date":"2019-12-31","value":88.34,"profit":true},{"date":"2020-12-31","value":92.61,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":14.42,"profit":true},{"date":"2023-12-31","value":92.2,"profit":true}] |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Operating Expenses | (42.62M) | (46.83M) | (48.07M) | 3.21M | 44.58M | [{"date":"2019-12-31","value":-95.59,"profit":false},{"date":"2020-12-31","value":-105.04,"profit":false},{"date":"2021-12-31","value":-107.82,"profit":false},{"date":"2022-12-31","value":7.2,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Operating Income | 7.60M | 5.81M | 8.77M | 17.70M | 62.05M | [{"date":"2019-12-31","value":12.25,"profit":true},{"date":"2020-12-31","value":9.37,"profit":true},{"date":"2021-12-31","value":14.14,"profit":true},{"date":"2022-12-31","value":28.52,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Total Non-Operating Income/Expense | 43.04M | 30.42M | 31.37M | 33.38M | 31.63M | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":70.68,"profit":true},{"date":"2021-12-31","value":72.88,"profit":true},{"date":"2022-12-31","value":77.54,"profit":true},{"date":"2023-12-31","value":73.49,"profit":true}] |
Pre-Tax Income | 7.60M | 5.81M | 8.77M | 9.20M | (4.39M) | [{"date":"2019-12-31","value":82.6,"profit":true},{"date":"2020-12-31","value":63.17,"profit":true},{"date":"2021-12-31","value":95.36,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-47.69,"profit":false}] |
Income Taxes | 1.57M | 1.21M | 1.70M | 1.75M | (1.04M) | [{"date":"2019-12-31","value":89.67,"profit":true},{"date":"2020-12-31","value":69.25,"profit":true},{"date":"2021-12-31","value":97.09,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-59.44,"profit":false}] |
Income After Taxes | 6.03M | 4.60M | 7.07M | 7.45M | (3.35M) | [{"date":"2019-12-31","value":80.93,"profit":true},{"date":"2020-12-31","value":61.73,"profit":true},{"date":"2021-12-31","value":94.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.92,"profit":false}] |
Income From Continuous Operations | 6.03M | 4.60M | 7.07M | 7.45M | (3.35M) | [{"date":"2019-12-31","value":80.93,"profit":true},{"date":"2020-12-31","value":61.73,"profit":true},{"date":"2021-12-31","value":94.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.92,"profit":false}] |
Income From Discontinued Operations | - | - | - | - | - | [{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Net Income | 6.03M | 4.60M | 7.07M | 7.45M | (3.35M) | [{"date":"2019-12-31","value":80.93,"profit":true},{"date":"2020-12-31","value":61.73,"profit":true},{"date":"2021-12-31","value":94.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.92,"profit":false}] |
EPS (Diluted) | 0.35 | 0.26 | 0.41 | 0.44 | (0.20) | [{"date":"2019-12-31","value":80.42,"profit":true},{"date":"2020-12-31","value":59.74,"profit":true},{"date":"2021-12-31","value":94.21,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-44.85,"profit":false}] |
These ratios help you determine the liquidity of the company. Higher is better.
ASRV | |
---|---|
Cash Ratio | 1.37 |
Current Ratio | 1.73 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
ASRV | |
---|---|
ROA (LTM) | -0.19% |
ROE (LTM) | -2.49% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
ASRV | |
---|---|
Debt Ratio Lower is generally better. Negative is bad. | 0.92 |
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.08 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
ASRV | |
---|---|
Trailing PE | NM |
Forward PE | NM |
P/S (TTM) | 1.03 |
P/B | 0.43 |
Price/FCF | NM |
EV/R | 2.57 |
EV/Ebitda | NM |
PEG | NM |
AmeriServ Financial Inc (ASRV) share price today is $2.86
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Yes, you can purchase fractional shares of AmeriServ Financial Inc (ASRV) via the Vested app. You can start investing in AmeriServ Financial Inc (ASRV) with a minimum investment of $1.
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The 52-week high price of AmeriServ Financial Inc (ASRV) is $3.25. The 52-week low price of AmeriServ Financial Inc (ASRV) is $2.17.
The price-to-earnings (P/E) ratio of AmeriServ Financial Inc (ASRV) is
The price-to-book (P/B) ratio of AmeriServ Financial Inc (ASRV) is 0.43
The dividend yield of AmeriServ Financial Inc (ASRV) is 4.18%
The market capitalization of AmeriServ Financial Inc (ASRV) is $49.06M
The stock symbol (or ticker) of AmeriServ Financial Inc is ASRV