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Banc of California, Inc. operates as the bank holding company for Banc of California that provides various banking products and services. The company offers deposit products, such as checking, savings, money market, demand, and time deposits; certificates of deposit; retirement accounts; and safe deposit boxes. It also provides real estate loans to professional developers and real estate investors for the acquisition, construction, refinancing, renovation, and on-going operation of commercial real estate properties; commercial real estate mortgage, residential real estate mortgage, and real estate construction and land loans; commercial loans and leases, such as equipment and lender finance, other asset-based, venture capital, secured business, warehouse, and other lending services; small business administration lending; and consumer loans comprising personal, auto, and other loans, as well as home equity and revolving lines of credit. In addition, the company offers international banking, multi-state deposit, and asset and investment management services; automated bill payments; cash and treasury management, foreign exchange, card payment, mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit services; and online, mobile, remote deposit, and telephone banking services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. The company was founded in 1941 and is headquartered in Los Angeles, California. more
| Time Frame | BANC | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -2.11% | -0.28% | -0.82% |
| 1-Month Return | -1.19% | -1.15% | 1.28% |
| 3-Month Return | 21.02% | 2.37% | 3.98% |
| 6-Month Return | 27.91% | 0.17% | 6.73% |
| 1-Year Return | 25.42% | 0.81% | 12.24% |
| 3-Year Return | 11.56% | 47.56% | 72.07% |
| 5-Year Return | 7.25% | 64.19% | 75.69% |
| 10-Year Return | 32.06% | 208.57% | 258.38% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 1.34B | 1.61B | 1.50B | 1.87B | 1.81B | [{"date":"2021-12-31","value":71.33,"profit":true},{"date":"2022-12-31","value":85.81,"profit":true},{"date":"2023-12-31","value":80.23,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":96.69,"profit":true}] |
| Cost of Revenue | (107.09M) | 290.23M | 1.28B | 929.46M | 747.70M | [{"date":"2021-12-31","value":-8.39,"profit":false},{"date":"2022-12-31","value":22.75,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":72.85,"profit":true},{"date":"2025-12-31","value":58.6,"profit":true}] |
| Gross Profit | 1.44B | 1.32B | 226.38M | 943.09M | 1.06B | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":91.25,"profit":true},{"date":"2023-12-31","value":15.69,"profit":true},{"date":"2024-12-31","value":65.37,"profit":true},{"date":"2025-12-31","value":73.67,"profit":true}] |
| Gross Margin | 108.02% | 81.94% | 15.07% | 50.36% | 58.70% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":75.85,"profit":true},{"date":"2023-12-31","value":13.95,"profit":true},{"date":"2024-12-31","value":46.63,"profit":true},{"date":"2025-12-31","value":54.35,"profit":true}] |
| Operating Expenses | 620.39M | 748.95M | 2.44B | 774.43M | 737.27M | [{"date":"2021-12-31","value":25.45,"profit":true},{"date":"2022-12-31","value":30.72,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":31.77,"profit":true},{"date":"2025-12-31","value":30.24,"profit":true}] |
| Operating Income | 822.33M | 567.57M | (2.21B) | 168.65M | 325.57M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":69.02,"profit":true},{"date":"2023-12-31","value":-268.91,"profit":false},{"date":"2024-12-31","value":20.51,"profit":true},{"date":"2025-12-31","value":39.59,"profit":true}] |
| Total Non-Operating Income/Expense | 1.19B | 1.09B | (1.21B) | 940.23M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":91.87,"profit":true},{"date":"2023-12-31","value":-102.21,"profit":false},{"date":"2024-12-31","value":79.25,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 822.33M | 567.57M | (2.21B) | 168.65M | 313.07M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":69.02,"profit":true},{"date":"2023-12-31","value":-268.91,"profit":false},{"date":"2024-12-31","value":20.51,"profit":true},{"date":"2025-12-31","value":38.07,"profit":true}] |
| Income Taxes | 215.38M | 143.96M | (312.20M) | 41.77M | 84.10M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":66.84,"profit":true},{"date":"2023-12-31","value":-144.96,"profit":false},{"date":"2024-12-31","value":19.39,"profit":true},{"date":"2025-12-31","value":39.05,"profit":true}] |
| Income After Taxes | 606.96M | 423.61M | (1.90B) | 126.89M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":69.79,"profit":true},{"date":"2023-12-31","value":-312.89,"profit":false},{"date":"2024-12-31","value":20.91,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 606.96M | 423.61M | (1.90B) | 126.89M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":69.79,"profit":true},{"date":"2023-12-31","value":-312.89,"profit":false},{"date":"2024-12-31","value":20.91,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 606.96M | 423.61M | (1.90B) | 126.89M | 228.97M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":69.79,"profit":true},{"date":"2023-12-31","value":-312.89,"profit":false},{"date":"2024-12-31","value":20.91,"profit":true},{"date":"2025-12-31","value":37.72,"profit":true}] |
| EPS (Diluted) | 1.08 | 1.97 | (3.57) | 0.88 | 1.37 | [{"date":"2021-12-31","value":54.82,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-181.22,"profit":false},{"date":"2024-12-31","value":44.67,"profit":true},{"date":"2025-12-31","value":69.54,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| BANC | |
|---|---|
| Cash Ratio | 0.26 |
| Current Ratio | 0.26 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| BANC | |
|---|---|
| ROA (LTM) | 0.67% |
| ROE (LTM) | 6.50% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| BANC | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.90 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.10 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| BANC | |
|---|---|
| Trailing PE | 17.18 |
| Forward PE | 12.02 |
| P/S (TTM) | 2.98 |
| P/B | 1.02 |
| Price/FCF | 41 |
| EV/R | 6.00 |
| EV/Ebitda | NM |
| PEG | 2.15 |
Banc of California, Inc. (BANC) share price today is $19.644
Yes, Indians can buy shares of Banc of California, Inc. (BANC) on Vested. To buy
Yes, you can purchase fractional shares of Banc of California, Inc. (BANC) via the Vested app. You can start investing in Banc of California, Inc. (BANC) with a minimum investment of $1.
You can invest in shares of Banc of California, Inc. (BANC) via Vested in three simple steps:
The 52-week high price of Banc of California, Inc. (BANC) is $21.61. The 52-week low price of Banc of California, Inc. (BANC) is $11.31.
The price-to-earnings (P/E) ratio of Banc of California, Inc. (BANC) is 17.1795
The price-to-book (P/B) ratio of Banc of California, Inc. (BANC) is 1.02
The dividend yield of Banc of California, Inc. (BANC) is 2%
The market capitalization of Banc of California, Inc. (BANC) is $3.11B
The stock symbol (or ticker) of Banc of California, Inc. is BANC
Consider the share price of Banc of California, Inc. as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Banc of California, Inc. has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Banc of California, Inc. shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Banc of California, Inc. stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Banc of California, Inc. and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Banc of California, Inc. stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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