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Bread Financial Holdings Inc, Common Stock

BFH

NYQ

$62.76

+$1.34

(2.18%)

1D
Industry: Consumer Finance Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$3.05B
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
9.6877
Volume info-icon
This is the total number of shares traded during the most recent trading day.
1.17M
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
1.34%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
1.97
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$27.47 L
$66.71 H
$62.76

About Bread Financial Holdings Inc, Common Stock

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio. more

Industry: Consumer FinanceSector: Financials

Returns

Time FrameBFHSectorS&P500
1-Week Return-3.85%-3.51%-3%
1-Month Return9.76%-3.51%-0.73%
3-Month Return19.61%4.69%2.87%
6-Month Return42.54%15.21%7.17%
1-Year Return92.93%29.54%25.31%
3-Year Return-3.64%26.93%28.38%
5-Year Return-11.37%55.8%81.89%
10-Year Return-65.92%191.72%183.27%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue5.58B4.52B3.27B3.83B3.06B[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":81.01,"profit":true},{"date":"2021-12-31","value":58.62,"profit":true},{"date":"2022-12-31","value":68.55,"profit":true},{"date":"2023-12-31","value":54.83,"profit":true}]
Cost of Revenue3.41B2.68B1.59B359.00M-[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":78.56,"profit":true},{"date":"2021-12-31","value":46.75,"profit":true},{"date":"2022-12-31","value":10.54,"profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Gross Profit2.17B1.84B1.68B3.87B3.06B[{"date":"2019-12-31","value":56.17,"profit":true},{"date":"2020-12-31","value":47.66,"profit":true},{"date":"2021-12-31","value":43.39,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":79.07,"profit":true}]
Gross Margin38.95%40.79%51.31%101.15%100.00%[{"date":"2019-12-31","value":38.51,"profit":true},{"date":"2020-12-31","value":40.33,"profit":true},{"date":"2021-12-31","value":50.73,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":98.86,"profit":true}]
Operating Expenses1.36B1.45B1.02B180.00M1.47B[{"date":"2019-12-31","value":92.95,"profit":true},{"date":"2020-12-31","value":98.84,"profit":true},{"date":"2021-12-31","value":69.39,"profit":true},{"date":"2022-12-31","value":12.27,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income882.20M394.50M1.04B802.00M1.59B[{"date":"2019-12-31","value":55.38,"profit":true},{"date":"2020-12-31","value":24.76,"profit":true},{"date":"2021-12-31","value":65.54,"profit":true},{"date":"2022-12-31","value":50.35,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense(273.80M)(695.90M)2.97B3.68B3.64B[{"date":"2019-12-31","value":-7.44,"profit":false},{"date":"2020-12-31","value":-18.92,"profit":false},{"date":"2021-12-31","value":80.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":98.97,"profit":true}]
Pre-Tax Income738.40M394.50M1.04B300.00M968.00M[{"date":"2019-12-31","value":70.73,"profit":true},{"date":"2020-12-31","value":37.79,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":28.74,"profit":true},{"date":"2023-12-31","value":92.72,"profit":true}]
Income Taxes165.80M99.50M247.00M76.00M231.00M[{"date":"2019-12-31","value":67.13,"profit":true},{"date":"2020-12-31","value":40.28,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":30.77,"profit":true},{"date":"2023-12-31","value":93.52,"profit":true}]
Income After Taxes572.60M295.00M797.00M224.00M737.00M[{"date":"2019-12-31","value":71.84,"profit":true},{"date":"2020-12-31","value":37.01,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":28.11,"profit":true},{"date":"2023-12-31","value":92.47,"profit":true}]
Income From Continuous Operations572.60M295.00M797.00M224.00M737.00M[{"date":"2019-12-31","value":71.84,"profit":true},{"date":"2020-12-31","value":37.01,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":28.11,"profit":true},{"date":"2023-12-31","value":92.47,"profit":true}]
Income From Discontinued Operations(228.00M)6.00M4.00M(1.00M)-[{"date":"2019-12-31","value":-3800,"profit":false},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":66.67,"profit":true},{"date":"2022-12-31","value":-16.67,"profit":false},{"date":"2023-12-31","value":"-","profit":true}]
Net Income572.60M295.00M801.00M223.00M718.00M[{"date":"2019-12-31","value":71.49,"profit":true},{"date":"2020-12-31","value":36.83,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":27.84,"profit":true},{"date":"2023-12-31","value":89.64,"profit":true}]
EPS (Diluted)16.729.3717.954.4714.71[{"date":"2019-12-31","value":93.15,"profit":true},{"date":"2020-12-31","value":52.2,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":24.9,"profit":true},{"date":"2023-12-31","value":81.95,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

BFH
Cash Ratio 4.53
Current Ratio 4.53

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

BFH
ROA (LTM) 1.46%
ROE (LTM) 10.58%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

BFH
Debt Ratio Lower is generally better. Negative is bad. 0.86
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.14

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

BFH
Trailing PE 9.90
Forward PE 9.17
P/S (TTM) 1.26
P/B 1.00
Price/FCF 7
EV/R 1.96
EV/Ebitda 6.08
PEG 0.26

FAQs

What is Bread Financial Holdings Inc share price today?

Bread Financial Holdings Inc (BFH) share price today is $62.76

Can Indians buy Bread Financial Holdings Inc shares?

Yes, Indians can buy shares of Bread Financial Holdings Inc (BFH) on Vested. To buy Bread Financial Holdings Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in BFH stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Bread Financial Holdings Inc be purchased?

Yes, you can purchase fractional shares of Bread Financial Holdings Inc (BFH) via the Vested app. You can start investing in Bread Financial Holdings Inc (BFH) with a minimum investment of $1.

How to invest in Bread Financial Holdings Inc shares from India?

You can invest in shares of Bread Financial Holdings Inc (BFH) via Vested in three simple steps:

  • Click on Sign Up or Invest in BFH stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Bread Financial Holdings Inc shares
What is Bread Financial Holdings Inc 52-week high and low stock price?

The 52-week high price of Bread Financial Holdings Inc (BFH) is $66.71. The 52-week low price of Bread Financial Holdings Inc (BFH) is $27.47.

What is Bread Financial Holdings Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Bread Financial Holdings Inc (BFH) is 9.6877

What is Bread Financial Holdings Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Bread Financial Holdings Inc (BFH) is 1.00

What is Bread Financial Holdings Inc dividend yield?

The dividend yield of Bread Financial Holdings Inc (BFH) is 1.34%

What is the Market Cap of Bread Financial Holdings Inc?

The market capitalization of Bread Financial Holdings Inc (BFH) is $3.05B

What is Bread Financial Holdings Inc’s stock symbol?

The stock symbol (or ticker) of Bread Financial Holdings Inc is BFH

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