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Bank of the James Financial Group, Common Stock

BOTJ

NAQ

$16.101

+$0

(0%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$73.15M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
8.6559
Volume info-icon
This is the total number of shares traded during the most recent trading day.
3.93K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
2.48%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.76
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$9.42 L
$17.05 H
$16.101

About Bank of the James Financial Group, Common Stock

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also provides loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it offers other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company provides mortgage banking; investment advisory services; securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1999 and is headquartered in Lynchburg, Virginia. more

Industry: BanksSector: Financials

Returns

Time FrameBOTJSectorS&P500
1-Week Return2.74%-1.81%0.77%
1-Month Return23.28%7.92%5.21%
3-Month Return20.73%12.15%10.43%
6-Month Return50.47%22.03%13.46%
1-Year Return57.23%40.22%32.91%
3-Year Return3.87%30.56%32.22%
5-Year Return20.07%68.26%94.57%
10-Year Return77.36%150.02%192.3%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue31.09M35.01M37.19M42.02M39.36M[{"date":"2019-12-31","value":73.97,"profit":true},{"date":"2020-12-31","value":83.31,"profit":true},{"date":"2021-12-31","value":88.49,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":93.67,"profit":true}]
Cost of Revenue----(40.00K)[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":-4000000,"profit":false}]
Gross Profit31.09M35.01M37.19M42.02M39.36M[{"date":"2019-12-31","value":73.97,"profit":true},{"date":"2020-12-31","value":83.31,"profit":true},{"date":"2021-12-31","value":88.49,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":93.67,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(24.15M)(28.83M)(27.73M)920.00K29.29M[{"date":"2019-12-31","value":-82.46,"profit":false},{"date":"2020-12-31","value":-98.43,"profit":false},{"date":"2021-12-31","value":-94.68,"profit":false},{"date":"2022-12-31","value":3.14,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income6.93M6.18M9.45M13.26M10.28M[{"date":"2019-12-31","value":52.29,"profit":true},{"date":"2020-12-31","value":46.6,"profit":true},{"date":"2021-12-31","value":71.27,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":77.52,"profit":true}]
Total Non-Operating Income/Expense31.39M21.23M23.75M25.45M27.34M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":67.62,"profit":true},{"date":"2021-12-31","value":75.65,"profit":true},{"date":"2022-12-31","value":81.06,"profit":true},{"date":"2023-12-31","value":87.11,"profit":true}]
Pre-Tax Income6.93M6.18M9.45M11.11M10.28M[{"date":"2019-12-31","value":62.41,"profit":true},{"date":"2020-12-31","value":55.62,"profit":true},{"date":"2021-12-31","value":85.07,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":92.52,"profit":true}]
Income Taxes1.33M1.20M1.86M2.15M1.57M[{"date":"2019-12-31","value":61.79,"profit":true},{"date":"2020-12-31","value":55.74,"profit":true},{"date":"2021-12-31","value":86.56,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":73.22,"profit":true}]
Income After Taxes5.61M4.98M7.59M8.96M8.70M[{"date":"2019-12-31","value":62.56,"profit":true},{"date":"2020-12-31","value":55.59,"profit":true},{"date":"2021-12-31","value":84.71,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":97.15,"profit":true}]
Income From Continuous Operations5.61M4.98M7.59M8.96M8.55M[{"date":"2019-12-31","value":62.56,"profit":true},{"date":"2020-12-31","value":55.59,"profit":true},{"date":"2021-12-31","value":84.71,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":95.43,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income5.61M4.98M7.59M8.96M8.70M[{"date":"2019-12-31","value":62.56,"profit":true},{"date":"2020-12-31","value":55.59,"profit":true},{"date":"2021-12-31","value":84.71,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":97.15,"profit":true}]
EPS (Diluted)1.281.151.631.901.90[{"date":"2019-12-31","value":67.29,"profit":true},{"date":"2020-12-31","value":60.46,"profit":true},{"date":"2021-12-31","value":85.69,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":99.76,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

BOTJ
Cash Ratio 1.62
Current Ratio 1.64

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

BOTJ
ROA (LTM) 0.86%
ROE (LTM) 14.18%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

BOTJ
Debt Ratio Lower is generally better. Negative is bad. 0.93
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.07

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

BOTJ
Trailing PE 8.66
Forward PE NM
P/S (TTM) 1.67
P/B 1.06
Price/FCF 55
EV/R 2.17
EV/Ebitda NM
PEG NM

FAQs

What is Bank of the James Financial Group share price today?

Bank of the James Financial Group (BOTJ) share price today is $16.101

Can Indians buy Bank of the James Financial Group shares?

Yes, Indians can buy shares of Bank of the James Financial Group (BOTJ) on Vested. To buy Bank of the James Financial Group from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in BOTJ stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Bank of the James Financial Group be purchased?

Yes, you can purchase fractional shares of Bank of the James Financial Group (BOTJ) via the Vested app. You can start investing in Bank of the James Financial Group (BOTJ) with a minimum investment of $1.

How to invest in Bank of the James Financial Group shares from India?

You can invest in shares of Bank of the James Financial Group (BOTJ) via Vested in three simple steps:

  • Click on Sign Up or Invest in BOTJ stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Bank of the James Financial Group shares
What is Bank of the James Financial Group 52-week high and low stock price?

The 52-week high price of Bank of the James Financial Group (BOTJ) is $17.05. The 52-week low price of Bank of the James Financial Group (BOTJ) is $9.42.

What is Bank of the James Financial Group price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Bank of the James Financial Group (BOTJ) is 8.6559

What is Bank of the James Financial Group price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Bank of the James Financial Group (BOTJ) is 1.06

What is Bank of the James Financial Group dividend yield?

The dividend yield of Bank of the James Financial Group (BOTJ) is 2.48%

What is the Market Cap of Bank of the James Financial Group?

The market capitalization of Bank of the James Financial Group (BOTJ) is $73.15M

What is Bank of the James Financial Group’s stock symbol?

The stock symbol (or ticker) of Bank of the James Financial Group is BOTJ

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