...
cbu-img

Community Bank System Inc, Common Stock

CBU

NYQ

$62.64

+$1.52

(2.49%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$3.21B
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
19.5272
Volume info-icon
This is the total number of shares traded during the most recent trading day.
913.46K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
3.01%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.64
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$40.46 L
$72.88 H
$62.64

About Community Bank System Inc, Common Stock

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that provides personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Financial System, Inc. was founded in 1866 and is headquartered in Dewitt, New York. more

Industry: BanksSector: Financials

Returns

Time FrameCBUSectorS&P500
1-Week Return-6.06%-3.51%-3%
1-Month Return-7.68%-3.51%-0.73%
3-Month Return6.62%4.69%2.87%
6-Month Return40.42%15.21%7.17%
1-Year Return20.62%29.54%25.31%
3-Year Return-12.85%26.93%28.38%
5-Year Return-11.74%55.8%81.89%
10-Year Return64.93%191.72%183.27%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue589.79M596.40M620.65M679.36M640.67M[{"date":"2019-12-31","value":86.82,"profit":true},{"date":"2020-12-31","value":87.79,"profit":true},{"date":"2021-12-31","value":91.36,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":94.31,"profit":true}]
Cost of Revenue275.72M283.41M296.79M314.97M(115.35M)[{"date":"2019-12-31","value":87.54,"profit":true},{"date":"2020-12-31","value":89.98,"profit":true},{"date":"2021-12-31","value":94.23,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-36.62,"profit":false}]
Gross Profit314.07M312.99M323.86M364.39M756.03M[{"date":"2019-12-31","value":41.54,"profit":true},{"date":"2020-12-31","value":41.4,"profit":true},{"date":"2021-12-31","value":42.84,"profit":true},{"date":"2022-12-31","value":48.2,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Gross Margin53.25%52.48%52.18%53.64%118.00%[{"date":"2019-12-31","value":45.13,"profit":true},{"date":"2020-12-31","value":44.47,"profit":true},{"date":"2021-12-31","value":44.22,"profit":true},{"date":"2022-12-31","value":45.45,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(380.46M)(390.32M)(379.30M)(400.73M)413.59M[{"date":"2019-12-31","value":-91.99,"profit":false},{"date":"2020-12-31","value":-94.37,"profit":false},{"date":"2021-12-31","value":-91.71,"profit":false},{"date":"2022-12-31","value":-96.89,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income209.34M206.08M241.35M278.63M227.08M[{"date":"2019-12-31","value":75.13,"profit":true},{"date":"2020-12-31","value":73.96,"profit":true},{"date":"2021-12-31","value":86.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":81.5,"profit":true}]
Total Non-Operating Income/Expense480.71M328.23M341.06M377.33M381.46M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":68.28,"profit":true},{"date":"2021-12-31","value":70.95,"profit":true},{"date":"2022-12-31","value":78.49,"profit":true},{"date":"2023-12-31","value":79.35,"profit":true}]
Pre-Tax Income209.34M206.08M241.35M240.31M168.23M[{"date":"2019-12-31","value":86.74,"profit":true},{"date":"2020-12-31","value":85.39,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.57,"profit":true},{"date":"2023-12-31","value":69.7,"profit":true}]
Income Taxes40.27M41.40M51.65M52.23M36.31M[{"date":"2019-12-31","value":77.11,"profit":true},{"date":"2020-12-31","value":79.26,"profit":true},{"date":"2021-12-31","value":98.89,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":69.51,"profit":true}]
Income After Taxes169.06M164.68M189.69M188.08M131.92M[{"date":"2019-12-31","value":89.12,"profit":true},{"date":"2020-12-31","value":86.81,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.15,"profit":true},{"date":"2023-12-31","value":69.55,"profit":true}]
Income From Continuous Operations169.06M164.68M189.69M188.08M150.75M[{"date":"2019-12-31","value":89.12,"profit":true},{"date":"2020-12-31","value":86.81,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.15,"profit":true},{"date":"2023-12-31","value":79.47,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income169.06M164.68M189.69M188.08M131.92M[{"date":"2019-12-31","value":89.12,"profit":true},{"date":"2020-12-31","value":86.81,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.15,"profit":true},{"date":"2023-12-31","value":69.55,"profit":true}]
EPS (Diluted)3.283.233.493.522.60[{"date":"2019-12-31","value":93.18,"profit":true},{"date":"2020-12-31","value":91.76,"profit":true},{"date":"2021-12-31","value":99.15,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":73.86,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

CBU
Cash Ratio 0.83
Current Ratio 0.84

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

CBU
ROA (LTM) 1.05%
ROE (LTM) 9.96%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

CBU
Debt Ratio Lower is generally better. Negative is bad. 0.89
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.11

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

CBU
Trailing PE 19.53
Forward PE 14.45
P/S (TTM) 4.55
P/B 1.80
Price/FCF 67
EV/R 5.29
EV/Ebitda NM
PEG 2.17

FAQs

What is Community Bank System Inc share price today?

Community Bank System Inc (CBU) share price today is $62.64

Can Indians buy Community Bank System Inc shares?

Yes, Indians can buy shares of Community Bank System Inc (CBU) on Vested. To buy Community Bank System Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in CBU stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Community Bank System Inc be purchased?

Yes, you can purchase fractional shares of Community Bank System Inc (CBU) via the Vested app. You can start investing in Community Bank System Inc (CBU) with a minimum investment of $1.

How to invest in Community Bank System Inc shares from India?

You can invest in shares of Community Bank System Inc (CBU) via Vested in three simple steps:

  • Click on Sign Up or Invest in CBU stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Community Bank System Inc shares
What is Community Bank System Inc 52-week high and low stock price?

The 52-week high price of Community Bank System Inc (CBU) is $72.88. The 52-week low price of Community Bank System Inc (CBU) is $40.46.

What is Community Bank System Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Community Bank System Inc (CBU) is 19.5272

What is Community Bank System Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Community Bank System Inc (CBU) is 1.80

What is Community Bank System Inc dividend yield?

The dividend yield of Community Bank System Inc (CBU) is 3.01%

What is the Market Cap of Community Bank System Inc?

The market capitalization of Community Bank System Inc (CBU) is $3.21B

What is Community Bank System Inc’s stock symbol?

The stock symbol (or ticker) of Community Bank System Inc is CBU

Signup to access all features and start your US investing journey!

  • Open your account in minutes
  • Take your portfolio global, starting at just $1
Get started

Add ticker to compare

Scroll to Top