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City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, it provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia. more
| Time Frame | CHCO | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -1.33% | 0.97% | 0.42% |
| 1-Month Return | 2.63% | -1.97% | 1.02% |
| 3-Month Return | 5.12% | 2.03% | 4.93% |
| 6-Month Return | 1.05% | -1.36% | 7.32% |
| 1-Year Return | 5.66% | 1.48% | 12.16% |
| 3-Year Return | 25.56% | 46.32% | 71.63% |
| 5-Year Return | 64.81% | 59.43% | 76.95% |
| 10-Year Return | 186.21% | 201.25% | 252.5% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 228.65M | 255.73M | 334.45M | 371.25M | 392.11M | [{"date":"2021-12-31","value":58.31,"profit":true},{"date":"2022-12-31","value":65.22,"profit":true},{"date":"2023-12-31","value":85.29,"profit":true},{"date":"2024-12-31","value":94.68,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 6.73M | 10.13M | 55.27M | 88.01M | 82.31M | [{"date":"2021-12-31","value":7.65,"profit":true},{"date":"2022-12-31","value":11.51,"profit":true},{"date":"2023-12-31","value":62.79,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":93.52,"profit":true}] |
| Gross Profit | 221.92M | 245.60M | 279.18M | 283.24M | 309.80M | [{"date":"2021-12-31","value":71.64,"profit":true},{"date":"2022-12-31","value":79.28,"profit":true},{"date":"2023-12-31","value":90.12,"profit":true},{"date":"2024-12-31","value":91.43,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 97.06% | 96.04% | 83.48% | 76.29% | 79.01% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":98.95,"profit":true},{"date":"2023-12-31","value":86.01,"profit":true},{"date":"2024-12-31","value":78.61,"profit":true},{"date":"2025-12-31","value":81.4,"profit":true}] |
| Operating Expenses | 110.73M | 118.74M | 136.07M | 138.73M | 147.23M | [{"date":"2021-12-31","value":75.21,"profit":true},{"date":"2022-12-31","value":80.65,"profit":true},{"date":"2023-12-31","value":92.42,"profit":true},{"date":"2024-12-31","value":94.22,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 111.19M | 127.33M | 143.11M | 144.52M | 162.56M | [{"date":"2021-12-31","value":68.4,"profit":true},{"date":"2022-12-31","value":78.33,"profit":true},{"date":"2023-12-31","value":88.03,"profit":true},{"date":"2024-12-31","value":88.9,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 132.91M | 157.10M | 214.09M | 608.66M | - | [{"date":"2021-12-31","value":21.84,"profit":true},{"date":"2022-12-31","value":25.81,"profit":true},{"date":"2023-12-31","value":35.17,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 111.19M | 127.33M | 143.11M | 144.52M | 161.47M | [{"date":"2021-12-31","value":68.87,"profit":true},{"date":"2022-12-31","value":78.86,"profit":true},{"date":"2023-12-31","value":88.63,"profit":true},{"date":"2024-12-31","value":89.5,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 23.11M | 25.26M | 28.74M | 27.41M | 30.98M | [{"date":"2021-12-31","value":74.61,"profit":true},{"date":"2022-12-31","value":81.55,"profit":true},{"date":"2023-12-31","value":92.77,"profit":true},{"date":"2024-12-31","value":88.49,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 88.08M | 102.07M | 114.36M | 117.10M | - | [{"date":"2021-12-31","value":75.22,"profit":true},{"date":"2022-12-31","value":87.16,"profit":true},{"date":"2023-12-31","value":97.66,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 88.08M | 102.07M | 114.36M | 117.10M | - | [{"date":"2021-12-31","value":75.22,"profit":true},{"date":"2022-12-31","value":87.16,"profit":true},{"date":"2023-12-31","value":97.66,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 88.08M | 102.07M | 114.36M | 117.10M | 130.49M | [{"date":"2021-12-31","value":67.5,"profit":true},{"date":"2022-12-31","value":78.22,"profit":true},{"date":"2023-12-31","value":87.65,"profit":true},{"date":"2024-12-31","value":89.74,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 5.67 | 6.80 | 7.61 | 7.89 | 8.94 | [{"date":"2021-12-31","value":63.42,"profit":true},{"date":"2022-12-31","value":76.06,"profit":true},{"date":"2023-12-31","value":85.12,"profit":true},{"date":"2024-12-31","value":88.26,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| CHCO | |
|---|---|
| Cash Ratio | 0.03 |
| Current Ratio | 0.03 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| CHCO | |
|---|---|
| ROA (LTM) | 1.98% |
| ROE (LTM) | 16.94% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| CHCO | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.88 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.12 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| CHCO | |
|---|---|
| Trailing PE | 13.96 |
| Forward PE | 16.42 |
| P/S (TTM) | 5.69 |
| P/B | 2.25 |
| EV/R | 6.45 |
| EV/Ebitda | NM |
| PEG | 1.88 |
City Holding Company (CHCO) share price today is $124.96
Yes, Indians can buy shares of City Holding Company (CHCO) on Vested. To buy
Yes, you can purchase fractional shares of City Holding Company (CHCO) via the Vested app. You can start investing in City Holding Company (CHCO) with a minimum investment of $1.
You can invest in shares of City Holding Company (CHCO) via Vested in three simple steps:
The 52-week high price of City Holding Company (CHCO) is $131.71. The 52-week low price of City Holding Company (CHCO) is $99.44.
The price-to-earnings (P/E) ratio of City Holding Company (CHCO) is 13.9619
The price-to-book (P/B) ratio of City Holding Company (CHCO) is 2.25
The dividend yield of City Holding Company (CHCO) is 2.62%
The market capitalization of City Holding Company (CHCO) is $1.79B
The stock symbol (or ticker) of City Holding Company is CHCO
Consider the share price of City Holding Company as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether City Holding Company has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in City Holding Company shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the City Holding Company stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of City Holding Company and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that City Holding Company stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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