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Chemung Financial Corp Share Price

CHMG

NSQ

$59.09

+$0.11

(0.19%)

Industry: Banks Sector: Financials

Chemung Financial Corp Analyst Forecast

Overview Returns Financials Ratios News FAQs

Chemung Financial Corp Share Price Chart

Chemung Financial Corp Key Stock Metrics

Market Cap info-icon

This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.

$283.63M

P/E Ratio

This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.

18.7834

Volume

This is the total number of shares traded during the most recent trading day.

3.99K

Avg Volume info-icon

This is the average number of shares traded during the most recent 30 days.

Dividend Yield info-icon

This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).

2.22%

Beta

This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.

0.49

52-week Range info-icon

This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).

$39.95 L

$65.5 H

$59.09

About Chemung Financial Corp, Common Stock

Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is based in Elmira, New York. more

Industry: BanksSector: Financials

Chemung Financial Corp Stock Returns

Time Frame	CHMG	Sector	S&P500
1-Week Return	-2.62%	1.74%	0.74%
1-Month Return	8.86%	-1.15%	1.28%
3-Month Return	16.76%	2%	3.6%
6-Month Return	16.53%	-0.02%	7.31%
1-Year Return	14.23%	0.77%	11.97%
3-Year Return	17.24%	47.56%	72.07%
5-Year Return	65.06%	62.26%	76.01%
10-Year Return	124.34%	208.57%	258.47%

Time Frame	CHMG	Sector	S&P500
1-Week Return	-74.95%	145.83%	46.88%
1-Month Return	180.91%	-13.13%	16.74%
3-Month Return	87.46%	8.36%	15.42%
6-Month Return	36.37%	-0.04%	15.38%
1-Year Return	14.23%	0.77%	11.97%
3-Year Return	5.44%	13.85%	19.83%
5-Year Return	10.54%	10.16%	11.97%
10-Year Return	8.42%	11.93%	13.62%

Chemung Financial Corp Financials

	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25	5YR TREND
Total Revenue	91.84M	101.91M	113.07M	149.61M	139.94M	[{"date":"2021-12-31","value":61.39,"profit":true},{"date":"2022-12-31","value":68.12,"profit":true},{"date":"2023-12-31","value":75.58,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":93.54,"profit":true}]
Cost of Revenue	3.44M	6.74M	24.45M	53.46M	50.12M	[{"date":"2021-12-31","value":6.43,"profit":true},{"date":"2022-12-31","value":12.61,"profit":true},{"date":"2023-12-31","value":45.73,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":93.74,"profit":true}]
Gross Profit	88.41M	95.17M	113.07M	96.15M	89.83M	[{"date":"2021-12-31","value":78.18,"profit":true},{"date":"2022-12-31","value":84.16,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":85.04,"profit":true},{"date":"2025-12-31","value":79.44,"profit":true}]
Gross Margin	96.26%	93.38%	100.00%	64.27%	64.19%	[{"date":"2021-12-31","value":96.26,"profit":true},{"date":"2022-12-31","value":93.38,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":64.27,"profit":true},{"date":"2025-12-31","value":64.19,"profit":true}]

Operating Expenses	54.65M	58.28M	923.00K	66.07M	69.89M	[{"date":"2021-12-31","value":78.18,"profit":true},{"date":"2022-12-31","value":83.38,"profit":true},{"date":"2023-12-31","value":1.32,"profit":true},{"date":"2024-12-31","value":94.53,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Operating Income	33.76M	36.89M	31.50M	30.09M	19.94M	[{"date":"2021-12-31","value":91.52,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":85.39,"profit":true},{"date":"2024-12-31","value":81.56,"profit":true},{"date":"2025-12-31","value":54.04,"profit":true}]
Total Non-Operating Income/Expense	57.61M	65.45M	105.96M	189.75M	-	[{"date":"2021-12-31","value":30.36,"profit":true},{"date":"2022-12-31","value":34.49,"profit":true},{"date":"2023-12-31","value":55.84,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Pre-Tax Income	33.76M	36.89M	31.50M	30.09M	19.94M	[{"date":"2021-12-31","value":91.52,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":85.39,"profit":true},{"date":"2024-12-31","value":81.56,"profit":true},{"date":"2025-12-31","value":54.04,"profit":true}]
Income Taxes	7.33M	8.11M	6.50M	6.41M	4.83M	[{"date":"2021-12-31","value":90.49,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":80.2,"profit":true},{"date":"2024-12-31","value":79.13,"profit":true},{"date":"2025-12-31","value":59.61,"profit":true}]
Income After Taxes	26.43M	28.78M	25.00M	23.67M	-	[{"date":"2021-12-31","value":91.81,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":86.86,"profit":true},{"date":"2024-12-31","value":82.24,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Income From Continuous Operations	26.43M	28.78M	25.00M	23.67M	-	[{"date":"2021-12-31","value":91.81,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":86.86,"profit":true},{"date":"2024-12-31","value":82.24,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Net Income	26.43M	28.78M	25.00M	23.67M	15.10M	[{"date":"2021-12-31","value":91.81,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":86.86,"profit":true},{"date":"2024-12-31","value":82.24,"profit":true},{"date":"2025-12-31","value":52.48,"profit":true}]

EPS (Diluted)	5.64	6.12	5.29	4.96	5.80	[{"date":"2021-12-31","value":92.16,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":86.44,"profit":true},{"date":"2024-12-31","value":81.05,"profit":true},{"date":"2025-12-31","value":94.77,"profit":true}]

	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25	5YR TREND
Total Revenue	-	10.96%	10.95%	32.31%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":33.93,"profit":true},{"date":"2023-12-31","value":33.9,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Cost of Revenue	-	96.22%	262.59%	118.68%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":36.64,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":45.2,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Gross Profit	-	7.65%	18.82%	(14.96%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":40.66,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-79.53,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Gross Margin	-	(2.99%)	7.08%	(35.73%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":-42.15,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-504.38,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

Operating Expenses	-	6.65%	(98.42%)	7057.96%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":0.09,"profit":true},{"date":"2023-12-31","value":-1.39,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Operating Income	-	9.27%	(14.61%)	(4.50%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-157.59,"profit":false},{"date":"2024-12-31","value":-48.5,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Total Non-Operating Income/Expense	-	13.61%	61.89%	79.08%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":17.21,"profit":true},{"date":"2023-12-31","value":78.27,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Pre-Tax Income	-	9.27%	(14.61%)	(4.50%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-157.59,"profit":false},{"date":"2024-12-31","value":-48.5,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Income Taxes	-	10.51%	(19.80%)	(1.34%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-188.37,"profit":false},{"date":"2024-12-31","value":-12.73,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Income After Taxes	-	8.92%	(13.14%)	(5.32%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-147.29,"profit":false},{"date":"2024-12-31","value":-59.57,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

Income From Continuous Operations	-	8.92%	(13.14%)	(5.32%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-147.29,"profit":false},{"date":"2024-12-31","value":-59.57,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Net Income	-	8.92%	(13.14%)	(5.32%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-147.29,"profit":false},{"date":"2024-12-31","value":-59.57,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

EPS (Diluted)	-	8.51%	(13.56%)	(6.24%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-159.35,"profit":false},{"date":"2024-12-31","value":-73.3,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	TREND
Total Revenue	38.28M	37.31M	22.03M	39.71M	40.89M	[{"date":"2024-12-31","value":93.61,"profit":true},{"date":"2025-03-31","value":91.24,"profit":true},{"date":"2025-06-30","value":53.88,"profit":true},{"date":"2025-09-30","value":97.11,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Cost of Revenue	13.33M	12.97M	13.37M	12.26M	11.51M	[{"date":"2024-12-31","value":99.67,"profit":true},{"date":"2025-03-31","value":97.02,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":91.69,"profit":true},{"date":"2025-12-31","value":86.09,"profit":true}]
Gross Profit	24.95M	24.34M	8.66M	27.45M	29.38M	[{"date":"2024-12-31","value":84.93,"profit":true},{"date":"2025-03-31","value":82.83,"profit":true},{"date":"2025-06-30","value":29.48,"profit":true},{"date":"2025-09-30","value":93.43,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Gross Margin	65.18%	65.23%	39.31%	69.13%	71.85%	[{"date":"2024-12-31","value":90.72,"profit":true},{"date":"2025-03-31","value":90.78,"profit":true},{"date":"2025-06-30","value":54.72,"profit":true},{"date":"2025-09-30","value":96.21,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]

Operating Expenses	17.45M	16.65M	17.47M	17.38M	18.39M	[{"date":"2024-12-31","value":94.89,"profit":true},{"date":"2025-03-31","value":90.54,"profit":true},{"date":"2025-06-30","value":95.02,"profit":true},{"date":"2025-09-30","value":94.53,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Operating Income	7.50M	7.69M	(8.81M)	10.07M	10.99M	[{"date":"2024-12-31","value":68.25,"profit":true},{"date":"2025-03-31","value":69.93,"profit":true},{"date":"2025-06-30","value":-80.15,"profit":false},{"date":"2025-09-30","value":91.58,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense	(5.03M)	-	11.00M	-	-	[{"date":"2024-12-31","value":-45.76,"profit":false},{"date":"2025-03-31","value":"-","profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Pre-Tax Income	7.50M	7.69M	(8.81M)	10.07M	10.99M	[{"date":"2024-12-31","value":68.25,"profit":true},{"date":"2025-03-31","value":69.93,"profit":true},{"date":"2025-06-30","value":-80.15,"profit":false},{"date":"2025-09-30","value":91.58,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Income Taxes	1.59M	1.66M	(2.36M)	2.27M	3.25M	[{"date":"2024-12-31","value":48.86,"profit":true},{"date":"2025-03-31","value":51.17,"profit":true},{"date":"2025-06-30","value":-72.54,"profit":false},{"date":"2025-09-30","value":69.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Income After Taxes	5.91M	6.02M	(6.45M)	7.79M	-	[{"date":"2024-12-31","value":75.9,"profit":true},{"date":"2025-03-31","value":77.3,"profit":true},{"date":"2025-06-30","value":-82.8,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Income From Continuous Operations	5.91M	6.02M	(6.45M)	7.79M	-	[{"date":"2024-12-31","value":75.9,"profit":true},{"date":"2025-03-31","value":77.3,"profit":true},{"date":"2025-06-30","value":-82.8,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true},{"date":"2025-06-30","value":"-","profit":true},{"date":"2025-09-30","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Net Income	5.91M	6.02M	(6.45M)	7.79M	7.74M	[{"date":"2024-12-31","value":75.9,"profit":true},{"date":"2025-03-31","value":77.3,"profit":true},{"date":"2025-06-30","value":-82.8,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":99.35,"profit":true}]

EPS (Diluted)	1.24	1.26	1.31	1.62	1.61	[{"date":"2024-12-31","value":76.54,"profit":true},{"date":"2025-03-31","value":77.78,"profit":true},{"date":"2025-06-30","value":80.86,"profit":true},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":99.38,"profit":true}]

	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	TREND
Total Revenue	-	(2.53%)	(40.94%)	80.23%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":-3.16,"profit":false},{"date":"2025-06-30","value":-51.03,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Cost of Revenue	-	(2.66%)	3.07%	(8.31%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":-86.58,"profit":false},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-270.84,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Gross Profit	-	(2.47%)	(64.41%)	216.90%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":-1.14,"profit":false},{"date":"2025-06-30","value":-29.69,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Gross Margin	-	0.07%	(39.73%)	75.83%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":0.09,"profit":true},{"date":"2025-06-30","value":-52.39,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Operating Expenses	-	(4.58%)	4.95%	(0.52%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":-92.64,"profit":false},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-10.41,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Operating Income	-	2.45%	(214.62%)	(214.25%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":-8751.68,"profit":false},{"date":"2025-09-30","value":-8736.71,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Total Non-Operating Income/Expense	-	-	-	-	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true},{"date":"2025-06-30","value":"-","profit":true},{"date":"2025-09-30","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Pre-Tax Income	-	2.45%	(214.62%)	(214.25%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":-8751.68,"profit":false},{"date":"2025-09-30","value":-8736.71,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Income Taxes	-	4.72%	(241.77%)	(196.44%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":-5122.23,"profit":false},{"date":"2025-09-30","value":-4161.89,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Income After Taxes	-	1.84%	(207.12%)	(220.77%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":-11237.83,"profit":false},{"date":"2025-09-30","value":-11978.22,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

Income From Continuous Operations	-	1.84%	(207.12%)	(220.77%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":-11237.83,"profit":false},{"date":"2025-09-30","value":-11978.22,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true},{"date":"2025-06-30","value":"-","profit":true},{"date":"2025-09-30","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Net Income	-	1.84%	(207.12%)	(220.77%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":-11237.83,"profit":false},{"date":"2025-09-30","value":-11978.22,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

EPS (Diluted)	-	1.61%	3.97%	23.66%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":6.82,"profit":true},{"date":"2025-06-30","value":16.77,"profit":true},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25	5YR TREND
Total Assets
Current Assets	850.75M	747.91M	620.84M	468.77M	303.37M	[{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":87.91,"profit":true},{"date":"2023-12-31","value":72.98,"profit":true},{"date":"2024-12-31","value":55.1,"profit":true},{"date":"2025-12-31","value":35.66,"profit":true}]
Non-current Assets	1.57B	1.90B	2.09B	2.31B	2.41B	[{"date":"2021-12-31","value":65.14,"profit":true},{"date":"2022-12-31","value":78.84,"profit":true},{"date":"2023-12-31","value":86.82,"profit":true},{"date":"2024-12-31","value":95.87,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Assets	2.42B	2.65B	2.71B	2.78B	2.71B	[{"date":"2021-12-31","value":87.12,"profit":true},{"date":"2022-12-31","value":95.3,"profit":true},{"date":"2023-12-31","value":97.64,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.63,"profit":true}]

Total Liabilities
Current Liabilities	2.19B	2.42B	2.46B	2.51B	2.27B	[{"date":"2021-12-31","value":87.19,"profit":true},{"date":"2022-12-31","value":96.75,"profit":true},{"date":"2023-12-31","value":98.28,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":90.61,"profit":true}]
Non-current Liabilities	21.92M	54.67M	52.47M	54.84M	184.85M	[{"date":"2021-12-31","value":11.86,"profit":true},{"date":"2022-12-31","value":29.58,"profit":true},{"date":"2023-12-31","value":28.39,"profit":true},{"date":"2024-12-31","value":29.67,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Liabilities	2.21B	2.48B	2.52B	2.56B	2.46B	[{"date":"2021-12-31","value":86.18,"profit":true},{"date":"2022-12-31","value":96.81,"profit":true},{"date":"2023-12-31","value":98.22,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":95.89,"profit":true}]

Total Shareholders' equity
Common Stock	53.00K	53.00K	53.00K	53.00K	53.00K	[{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Retained Earnings	188.88M	211.86M	229.93M	247.71M	256.48M	[{"date":"2021-12-31","value":73.64,"profit":true},{"date":"2022-12-31","value":82.6,"profit":true},{"date":"2023-12-31","value":89.65,"profit":true},{"date":"2024-12-31","value":96.58,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Other Stockholders' Equity	29.05M	29.73M	31.27M	32.62M	34.23M	[{"date":"2021-12-31","value":84.89,"profit":true},{"date":"2022-12-31","value":86.88,"profit":true},{"date":"2023-12-31","value":91.37,"profit":true},{"date":"2024-12-31","value":95.3,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Shareholders' equity	211.46M	166.39M	195.24M	215.31M	254.71M	[{"date":"2021-12-31","value":83.02,"profit":true},{"date":"2022-12-31","value":65.32,"profit":true},{"date":"2023-12-31","value":76.65,"profit":true},{"date":"2024-12-31","value":84.53,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	2.42B	2.65B	2.71B	2.78B	2.71B	[{"date":"2021-12-31","value":87.12,"profit":true},{"date":"2022-12-31","value":95.3,"profit":true},{"date":"2023-12-31","value":97.64,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.63,"profit":true}]

	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25	5YR TREND
Total Assets
Current Assets	-	(12.09%)	(16.99%)	(24.49%)	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":null,"profit":false},{"date":"2023-12-31","value":null,"profit":false},{"date":"2024-12-31","value":null,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Non-current Assets	-	21.04%	10.12%	10.42%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":48.09,"profit":true},{"date":"2024-12-31","value":49.5,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Total Assets	-	9.39%	2.46%	2.42%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":26.16,"profit":true},{"date":"2024-12-31","value":25.78,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Total Liabilities
Current Liabilities	-	10.96%	1.58%	1.75%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":14.43,"profit":true},{"date":"2024-12-31","value":16,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Non-current Liabilities	-	149.42%	(4.03%)	4.52%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-2.69,"profit":false},{"date":"2024-12-31","value":3.03,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Total Liabilities	-	12.33%	1.46%	1.81%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":11.82,"profit":true},{"date":"2024-12-31","value":14.69,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Total Shareholders' equity
Common Stock	-	-	-	-	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Retained Earnings	-	12.17%	8.53%	7.73%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":70.1,"profit":true},{"date":"2024-12-31","value":63.53,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Other Stockholders' Equity	-	2.33%	5.17%	4.30%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":45.11,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":83.15,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Total Shareholders' equity	-	(21.31%)	17.34%	10.28%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":-122.91,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":59.27,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Total Liabilities & Shareholders Equity	-	9.39%	2.46%	2.42%	-	[{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":26.16,"profit":true},{"date":"2024-12-31","value":25.78,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	TREND
Total Assets
Current Assets	468.77M	469.80M	607.39M	361.26M	303.37M	[{"date":"2024-12-31","value":77.18,"profit":true},{"date":"2025-03-31","value":77.35,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":59.48,"profit":true},{"date":"2025-12-31","value":49.95,"profit":true}]
Non-current Assets	2.31B	2.33B	2.25B	2.34B	2.41B	[{"date":"2024-12-31","value":95.87,"profit":true},{"date":"2025-03-31","value":96.68,"profit":true},{"date":"2025-06-30","value":93.28,"profit":true},{"date":"2025-09-30","value":97.03,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Assets	2.78B	2.80B	2.85B	2.70B	2.71B	[{"date":"2024-12-31","value":97.32,"profit":true},{"date":"2025-03-31","value":98.05,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":94.54,"profit":true},{"date":"2025-12-31","value":95.01,"profit":true}]

Total Liabilities
Current Liabilities	2.51B	2.52B	2.52B	2.36B	2.27B	[{"date":"2024-12-31","value":99.29,"profit":true},{"date":"2025-03-31","value":99.78,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":93.44,"profit":true},{"date":"2025-12-31","value":89.96,"profit":true}]
Non-current Liabilities	54.84M	50.02M	93.56M	92.81M	184.85M	[{"date":"2024-12-31","value":29.67,"profit":true},{"date":"2025-03-31","value":27.06,"profit":true},{"date":"2025-06-30","value":50.61,"profit":true},{"date":"2025-09-30","value":50.21,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Liabilities	2.56B	2.57B	2.62B	2.45B	2.46B	[{"date":"2024-12-31","value":97.83,"profit":true},{"date":"2025-03-31","value":98.12,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":93.65,"profit":true},{"date":"2025-12-31","value":93.81,"profit":true}]

Total Shareholders' equity
Common Stock	53.00K	53.00K	53.00K	53.00K	53.00K	[{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Retained Earnings	247.71M	252.19M	244.21M	250.37M	256.48M	[{"date":"2024-12-31","value":96.58,"profit":true},{"date":"2025-03-31","value":98.33,"profit":true},{"date":"2025-06-30","value":95.21,"profit":true},{"date":"2025-09-30","value":97.62,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Other Stockholders' Equity	32.62M	32.98M	33.41M	33.96M	34.23M	[{"date":"2024-12-31","value":95.3,"profit":true},{"date":"2025-03-31","value":96.35,"profit":true},{"date":"2025-06-30","value":97.61,"profit":true},{"date":"2025-09-30","value":99.22,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]
Total Shareholders' equity	215.31M	228.31M	234.97M	245.31M	254.71M	[{"date":"2024-12-31","value":84.53,"profit":true},{"date":"2025-03-31","value":89.63,"profit":true},{"date":"2025-06-30","value":92.25,"profit":true},{"date":"2025-09-30","value":96.31,"profit":true},{"date":"2025-12-31","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	2.78B	2.80B	2.85B	2.70B	2.71B	[{"date":"2024-12-31","value":97.32,"profit":true},{"date":"2025-03-31","value":98.05,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":94.54,"profit":true},{"date":"2025-12-31","value":95.01,"profit":true}]

	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	TREND
Total Assets
Current Assets	-	0.22%	29.29%	(40.52%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":0.75,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-138.36,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Non-current Assets	-	0.85%	(3.52%)	4.02%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":21.08,"profit":true},{"date":"2025-06-30","value":-87.46,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Total Assets	-	0.74%	1.99%	(5.46%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":37.18,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-274.03,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

Total Liabilities
Current Liabilities	-	0.49%	0.22%	(6.56%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":44.66,"profit":true},{"date":"2025-09-30","value":-1324.42,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Non-current Liabilities	-	(8.79%)	87.03%	(0.80%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":-10.1,"profit":false},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-0.92,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]
Total Liabilities	-	0.30%	1.91%	(6.35%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":15.48,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-332.11,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

Total Shareholders' equity
Common Stock	-	-	-	-	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true},{"date":"2025-06-30","value":"-","profit":true},{"date":"2025-09-30","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Retained Earnings	-	1.81%	(3.17%)	2.52%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":71.84,"profit":true},{"date":"2025-06-30","value":-125.47,"profit":false},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Other Stockholders' Equity	-	1.11%	1.30%	1.65%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":67.11,"profit":true},{"date":"2025-06-30","value":79.06,"profit":true},{"date":"2025-09-30","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]
Total Shareholders' equity	-	6.04%	2.92%	4.40%	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":48.33,"profit":true},{"date":"2025-09-30","value":72.92,"profit":true},{"date":"2025-12-31","value":"-","profit":true}]

Total Liabilities & Shareholders Equity	-	0.74%	1.99%	(5.46%)	-	[{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":37.18,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-274.03,"profit":false},{"date":"2025-12-31","value":"-","profit":true}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Operating Activities
Net Operating Cash Flow	28.66M	35.46M	35.05M	30.88M	29.82M	[{"date":"2020-12-31","value":80.82,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":98.83,"profit":true},{"date":"2023-12-31","value":87.08,"profit":true},{"date":"2024-12-31","value":84.08,"profit":true}]

Investing Activities
Net Investing Cash Flow	(495.85M)	(242.48M)	(252.62M)	(82.38M)	(57.72M)	[{"date":"2020-12-31","value":-49584800000,"profit":false},{"date":"2021-12-31","value":-24248400000,"profit":false},{"date":"2022-12-31","value":-25262000000,"profit":false},{"date":"2023-12-31","value":-8238100000,"profit":false},{"date":"2024-12-31","value":-5772300000,"profit":false}]

Financing Activities
Net Financing Cash Flow	453.82M	125.47M	246.46M	32.48M	38.10M	[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":27.65,"profit":true},{"date":"2022-12-31","value":54.31,"profit":true},{"date":"2023-12-31","value":7.16,"profit":true},{"date":"2024-12-31","value":8.39,"profit":true}]

Net Change in Cash	(13.37M)	(81.56M)	28.89M	(19.02M)	10.19M	[{"date":"2020-12-31","value":-46.27,"profit":false},{"date":"2021-12-31","value":-282.32,"profit":false},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-65.85,"profit":false},{"date":"2024-12-31","value":35.27,"profit":true}]

Free Cash Flow
Free Cash Flow	27.79M	35.09M	34.62M	30.42M	26.19M	[{"date":"2020-12-31","value":79.19,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":98.65,"profit":true},{"date":"2023-12-31","value":86.68,"profit":true},{"date":"2024-12-31","value":74.63,"profit":true}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Operating Activities
Net Operating Cash Flow	-	23.73%	(1.17%)	(11.89%)	(3.45%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-4.92,"profit":false},{"date":"2023-12-31","value":-50.08,"profit":false},{"date":"2024-12-31","value":-14.54,"profit":false}]

Investing Activities
Net Investing Cash Flow	-	(51.10%)	4.18%	(67.39%)	(29.93%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-1222.4,"profit":false},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-1612.16,"profit":false},{"date":"2024-12-31","value":-716.06,"profit":false}]

Financing Activities
Net Financing Cash Flow	-	(72.35%)	96.44%	(86.82%)	17.30%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-75.03,"profit":false},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-90.03,"profit":false},{"date":"2024-12-31","value":17.94,"profit":true}]

Net Change in Cash	-	510.18%	(135.42%)	(165.85%)	(153.56%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-26.54,"profit":false},{"date":"2023-12-31","value":-32.51,"profit":false},{"date":"2024-12-31","value":-30.1,"profit":false}]

Free Cash Flow
Free Cash Flow	-	26.27%	(1.35%)	(12.14%)	(13.91%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-5.13,"profit":false},{"date":"2023-12-31","value":-46.19,"profit":false},{"date":"2024-12-31","value":-52.93,"profit":false}]

	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	TREND
Operating Activities
Net Operating Cash Flow	9.16M	6.24M	7.18M	9.75M	12.24M	[{"date":"2024-09-30","value":74.82,"profit":true},{"date":"2024-12-31","value":50.94,"profit":true},{"date":"2025-03-31","value":58.66,"profit":true},{"date":"2025-06-30","value":79.62,"profit":true},{"date":"2025-09-30","value":100,"profit":true}]

Investing Activities
Net Investing Cash Flow	(1.21M)	(42.88M)	(11.63M)	208.70M	(57.53M)	[{"date":"2024-09-30","value":-0.58,"profit":false},{"date":"2024-12-31","value":-20.55,"profit":false},{"date":"2025-03-31","value":-5.57,"profit":false},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-27.57,"profit":false}]

Financing Activities
Net Financing Cash Flow	2.27M	3.24M	10.85M	48.17M	(167.11M)	[{"date":"2024-09-30","value":4.71,"profit":true},{"date":"2024-12-31","value":6.73,"profit":true},{"date":"2025-03-31","value":22.53,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-346.92,"profit":false}]

Net Change in Cash	10.22M	(33.41M)	6.40M	266.62M	(212.41M)	[{"date":"2024-09-30","value":3.83,"profit":true},{"date":"2024-12-31","value":-12.53,"profit":false},{"date":"2025-03-31","value":2.4,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-79.67,"profit":false}]

Free Cash Flow
Free Cash Flow	8.55M	4.32M	6.85M	9.39M	11.84M	[{"date":"2024-09-30","value":72.22,"profit":true},{"date":"2024-12-31","value":36.45,"profit":true},{"date":"2025-03-31","value":57.87,"profit":true},{"date":"2025-06-30","value":79.27,"profit":true},{"date":"2025-09-30","value":100,"profit":true}]

	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	TREND
Operating Activities
Net Operating Cash Flow	-	(31.92%)	15.16%	35.74%	25.59%	[{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":-89.31,"profit":false},{"date":"2025-03-31","value":42.41,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":71.6,"profit":true}]

Investing Activities
Net Investing Cash Flow	-	3455.80%	(72.87%)	(1894.04%)	(127.57%)	[{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":-2.11,"profit":false},{"date":"2025-06-30","value":-54.81,"profit":false},{"date":"2025-09-30","value":-3.69,"profit":false}]

Financing Activities
Net Financing Cash Flow	-	42.80%	234.66%	343.83%	(446.92%)	[{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":12.45,"profit":true},{"date":"2025-03-31","value":68.25,"profit":true},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-129.98,"profit":false}]

Net Change in Cash	-	(426.76%)	(119.16%)	4065.88%	(179.67%)	[{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":-10.5,"profit":false},{"date":"2025-03-31","value":-2.93,"profit":false},{"date":"2025-06-30","value":100,"profit":true},{"date":"2025-09-30","value":-4.42,"profit":false}]

Free Cash Flow
Free Cash Flow	-	(49.53%)	58.76%	36.98%	26.15%	[{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":-84.29,"profit":false},{"date":"2025-03-31","value":100,"profit":true},{"date":"2025-06-30","value":62.94,"profit":true},{"date":"2025-09-30","value":44.5,"profit":true}]

Chemung Financial Corp Ratios

Chemung Financial Corp Liquidity Ratios

These ratios help you determine the liquidity of the company. Higher is better.

	CHMG
Cash Ratio	0.13
Current Ratio	0.13

Chemung Financial Corp Asset Efficiency Ratios

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

	CHMG
ROA (LTM)	0.55%
ROE (LTM)	6.43%

Chemung Financial Corp Liability Ratios

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

	CHMG
Debt Ratio Lower is generally better. Negative is bad.	0.91
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier.	0.09

Chemung Financial Corp Valuation Ratios

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

	CHMG
Trailing PE	18.78
Forward PE	9.29
P/S (TTM)	3.13
P/B	1.12
Price/FCF	24
EV/R	4.53
EV/Ebitda	NM
PEG	NM

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FAQs

What is Chemung Financial Corp share price today?

Chemung Financial Corp (CHMG) share price today is $59.09

Can Indians buy Chemung Financial Corp shares?

Yes, Indians can buy shares of Chemung Financial Corp (CHMG) on Vested. To buy

from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in CHMG stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Chemung Financial Corp be purchased?

Yes, you can purchase fractional shares of Chemung Financial Corp (CHMG) via the Vested app. You can start investing in Chemung Financial Corp (CHMG) with a minimum investment of $1.

How to invest in Chemung Financial Corp shares from India?

You can invest in shares of Chemung Financial Corp (CHMG) via Vested in three simple steps:

Click on Sign Up or Invest in CHMG stock at the top of this page
Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
Transfer USD funds to your US Brokerage account and start investing in Chemung Financial Corp shares

What is Chemung Financial Corp 52-week high and low stock price?

The 52-week high price of Chemung Financial Corp (CHMG) is $65.5. The 52-week low price of Chemung Financial Corp (CHMG) is $39.95.

What is Chemung Financial Corp price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Chemung Financial Corp (CHMG) is 18.7834

What is Chemung Financial Corp price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Chemung Financial Corp (CHMG) is 1.12

What is Chemung Financial Corp dividend yield?

The dividend yield of Chemung Financial Corp (CHMG) is 2.22%

What is the Market Cap of Chemung Financial Corp?

The market capitalization of Chemung Financial Corp (CHMG) is $283.63M

What is Chemung Financial Corp's stock symbol?

The stock symbol (or ticker) of Chemung Financial Corp is CHMG

How Can Investors Use Chemung Financial Corp Share Price Data for Long-Term Investment Decisions?

Consider the share price of Chemung Financial Corp as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Chemung Financial Corp has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.

How does USD - INR currency movement impact returns from Chemung Financial Corp shares for Indian investors?

When investing in Chemung Financial Corp shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Chemung Financial Corp stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.

How should investors compare Chemung Financial Corp share price with other stocks in the same sector?

Rather than merely checking the share price of Chemung Financial Corp and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Chemung Financial Corp stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.

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