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Citizens Inc, Common Stock

CIA

NYQ

$3.835

+$0.06

(1.59%)

1D
Industry: Insurance Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$188.15M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
8.7674
Volume info-icon
This is the total number of shares traded during the most recent trading day.
18.65K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
0.00%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.10
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$1.78 L
$5.95 H
$3.835

About Citizens Inc, Common Stock

Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. more

Industry: InsuranceSector: Financials

Returns

Time FrameCIASectorS&P500
1-Week Return-3.33%-4.36%-3.47%
1-Month Return-19.1%-4.78%-0.29%
3-Month Return23.2%5.4%4.5%
6-Month Return32.28%15.41%6.91%
1-Year Return28.23%27.73%23.79%
3-Year Return-32.68%26.47%28.43%
5-Year Return-47.86%54.59%83.64%
10-Year Return-52.46%191.39%185.94%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue250.54M238.86M250.55M232.52M240.68M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":95.33,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":92.81,"profit":true},{"date":"2023-12-31","value":96.06,"profit":true}]
Cost of Revenue194.81M1.82M1.21M--[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":0.93,"profit":true},{"date":"2021-12-31","value":0.62,"profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Gross Profit250.54M238.86M250.55M232.52M240.68M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":95.33,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":92.81,"profit":true},{"date":"2023-12-31","value":96.06,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(246.22M)(314.70M)(246.10M)(239.59M)47.13M[{"date":"2019-12-31","value":-522.41,"profit":false},{"date":"2020-12-31","value":-667.71,"profit":false},{"date":"2021-12-31","value":-522.17,"profit":false},{"date":"2022-12-31","value":-508.35,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income4.33M(75.84M)4.44M(7.07M)193.55M[{"date":"2019-12-31","value":2.24,"profit":true},{"date":"2020-12-31","value":-39.19,"profit":false},{"date":"2021-12-31","value":2.3,"profit":true},{"date":"2022-12-31","value":-3.65,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Pre-Tax Income5.75M(12.32M)(6.69M)(7.07M)26.17M[{"date":"2019-12-31","value":21.95,"profit":true},{"date":"2020-12-31","value":-47.06,"profit":false},{"date":"2021-12-31","value":-25.55,"profit":false},{"date":"2022-12-31","value":-27,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Income Taxes7.12M(1.33M)43.48M429.00K1.74M[{"date":"2019-12-31","value":16.37,"profit":true},{"date":"2020-12-31","value":-3.06,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":0.99,"profit":true},{"date":"2023-12-31","value":4,"profit":true}]
Income After Taxes-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Income From Continuous Operations(1.37M)(10.99M)36.79M(6.64M)24.44M[{"date":"2019-12-31","value":-3.72,"profit":false},{"date":"2020-12-31","value":-29.87,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-18.04,"profit":false},{"date":"2023-12-31","value":66.43,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income(1.37M)(10.99M)(50.16M)(7.50M)24.44M[{"date":"2019-12-31","value":-5.61,"profit":false},{"date":"2020-12-31","value":-44.96,"profit":false},{"date":"2021-12-31","value":-205.27,"profit":false},{"date":"2022-12-31","value":-30.67,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
EPS (Diluted)(0.03)(0.22)0.72(0.13)0.49[{"date":"2019-12-31","value":-4.17,"profit":false},{"date":"2020-12-31","value":-30.56,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-18.72,"profit":false},{"date":"2023-12-31","value":67.78,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

CIA
Cash Ratio 3.50
Current Ratio 4.87

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

CIA
ROA (LTM) 0.76%
ROE (LTM) 12.23%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

CIA
Debt Ratio Lower is generally better. Negative is bad. 0.88
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.12

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

CIA
Trailing PE 8.77
Forward PE 10.79
P/S (TTM) 0.76
P/B 0.99
Price/FCF 15
EV/R 0.69
EV/Ebitda NM
PEG NM

FAQs

What is Citizens Inc share price today?

Citizens Inc (CIA) share price today is $3.835

Can Indians buy Citizens Inc shares?

Yes, Indians can buy shares of Citizens Inc (CIA) on Vested. To buy Citizens Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in CIA stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Citizens Inc be purchased?

Yes, you can purchase fractional shares of Citizens Inc (CIA) via the Vested app. You can start investing in Citizens Inc (CIA) with a minimum investment of $1.

How to invest in Citizens Inc shares from India?

You can invest in shares of Citizens Inc (CIA) via Vested in three simple steps:

  • Click on Sign Up or Invest in CIA stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Citizens Inc shares
What is Citizens Inc 52-week high and low stock price?

The 52-week high price of Citizens Inc (CIA) is $5.95. The 52-week low price of Citizens Inc (CIA) is $1.78.

What is Citizens Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Citizens Inc (CIA) is 8.7674

What is Citizens Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Citizens Inc (CIA) is 0.99

What is Citizens Inc dividend yield?

The dividend yield of Citizens Inc (CIA) is 0.00%

What is the Market Cap of Citizens Inc?

The market capitalization of Citizens Inc (CIA) is $188.15M

What is Citizens Inc’s stock symbol?

The stock symbol (or ticker) of Citizens Inc is CIA

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