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Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. more
Time Frame | CIA | Sector | S&P500 |
---|---|---|---|
1-Week Return | -3.33% | -4.36% | -3.47% |
1-Month Return | -19.1% | -4.78% | -0.29% |
3-Month Return | 23.2% | 5.4% | 4.5% |
6-Month Return | 32.28% | 15.41% | 6.91% |
1-Year Return | 28.23% | 27.73% | 23.79% |
3-Year Return | -32.68% | 26.47% | 28.43% |
5-Year Return | -47.86% | 54.59% | 83.64% |
10-Year Return | -52.46% | 191.39% | 185.94% |
Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | 5YR TREND | |
---|---|---|---|---|---|---|
Total Revenue | 250.54M | 238.86M | 250.55M | 232.52M | 240.68M | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":95.33,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":92.81,"profit":true},{"date":"2023-12-31","value":96.06,"profit":true}] |
Cost of Revenue | 194.81M | 1.82M | 1.21M | - | - | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":0.93,"profit":true},{"date":"2021-12-31","value":0.62,"profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Gross Profit | 250.54M | 238.86M | 250.55M | 232.52M | 240.68M | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":95.33,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":92.81,"profit":true},{"date":"2023-12-31","value":96.06,"profit":true}] |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | [{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}] |
Operating Expenses | (246.22M) | (314.70M) | (246.10M) | (239.59M) | 47.13M | [{"date":"2019-12-31","value":-522.41,"profit":false},{"date":"2020-12-31","value":-667.71,"profit":false},{"date":"2021-12-31","value":-522.17,"profit":false},{"date":"2022-12-31","value":-508.35,"profit":false},{"date":"2023-12-31","value":100,"profit":true}] |
Operating Income | 4.33M | (75.84M) | 4.44M | (7.07M) | 193.55M | [{"date":"2019-12-31","value":2.24,"profit":true},{"date":"2020-12-31","value":-39.19,"profit":false},{"date":"2021-12-31","value":2.3,"profit":true},{"date":"2022-12-31","value":-3.65,"profit":false},{"date":"2023-12-31","value":100,"profit":true}] |
Total Non-Operating Income/Expense | - | - | - | - | - | [{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Pre-Tax Income | 5.75M | (12.32M) | (6.69M) | (7.07M) | 26.17M | [{"date":"2019-12-31","value":21.95,"profit":true},{"date":"2020-12-31","value":-47.06,"profit":false},{"date":"2021-12-31","value":-25.55,"profit":false},{"date":"2022-12-31","value":-27,"profit":false},{"date":"2023-12-31","value":100,"profit":true}] |
Income Taxes | 7.12M | (1.33M) | 43.48M | 429.00K | 1.74M | [{"date":"2019-12-31","value":16.37,"profit":true},{"date":"2020-12-31","value":-3.06,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":0.99,"profit":true},{"date":"2023-12-31","value":4,"profit":true}] |
Income After Taxes | - | - | - | - | - | [{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Income From Continuous Operations | (1.37M) | (10.99M) | 36.79M | (6.64M) | 24.44M | [{"date":"2019-12-31","value":-3.72,"profit":false},{"date":"2020-12-31","value":-29.87,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-18.04,"profit":false},{"date":"2023-12-31","value":66.43,"profit":true}] |
Income From Discontinued Operations | - | - | - | - | - | [{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}] |
Net Income | (1.37M) | (10.99M) | (50.16M) | (7.50M) | 24.44M | [{"date":"2019-12-31","value":-5.61,"profit":false},{"date":"2020-12-31","value":-44.96,"profit":false},{"date":"2021-12-31","value":-205.27,"profit":false},{"date":"2022-12-31","value":-30.67,"profit":false},{"date":"2023-12-31","value":100,"profit":true}] |
EPS (Diluted) | (0.03) | (0.22) | 0.72 | (0.13) | 0.49 | [{"date":"2019-12-31","value":-4.17,"profit":false},{"date":"2020-12-31","value":-30.56,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-18.72,"profit":false},{"date":"2023-12-31","value":67.78,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
CIA | |
---|---|
Cash Ratio | 3.50 |
Current Ratio | 4.87 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
CIA | |
---|---|
ROA (LTM) | 0.76% |
ROE (LTM) | 12.23% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
CIA | |
---|---|
Debt Ratio Lower is generally better. Negative is bad. | 0.88 |
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.12 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
CIA | |
---|---|
Trailing PE | 8.77 |
Forward PE | 10.79 |
P/S (TTM) | 0.76 |
P/B | 0.99 |
Price/FCF | 15 |
EV/R | 0.69 |
EV/Ebitda | NM |
PEG | NM |
Citizens Inc (CIA) share price today is $3.835
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Yes, you can purchase fractional shares of Citizens Inc (CIA) via the Vested app. You can start investing in Citizens Inc (CIA) with a minimum investment of $1.
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The 52-week high price of Citizens Inc (CIA) is $5.95. The 52-week low price of Citizens Inc (CIA) is $1.78.
The price-to-earnings (P/E) ratio of Citizens Inc (CIA) is 8.7674
The price-to-book (P/B) ratio of Citizens Inc (CIA) is 0.99
The dividend yield of Citizens Inc (CIA) is 0.00%
The market capitalization of Citizens Inc (CIA) is $188.15M
The stock symbol (or ticker) of Citizens Inc is CIA