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Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada. more
| Time Frame | CPSS | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 3.71% | -0.28% | -2.06% |
| 1-Month Return | 1.36% | -5.51% | -2.06% |
| 3-Month Return | 5.54% | 1.68% | 1.11% |
| 6-Month Return | 13.72% | 2.58% | 7.13% |
| 1-Year Return | -20.66% | 2.26% | 11.74% |
| 3-Year Return | -22.24% | 45.68% | 65.43% |
| 5-Year Return | 108.14% | 70.31% | 73.53% |
| 10-Year Return | 104.81% | 221.25% | 266.66% |
| Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 271.16M | 267.81M | 329.71M | 352.01M | 393.51M | [{"date":"2020-12-31","value":68.91,"profit":true},{"date":"2021-12-31","value":68.06,"profit":true},{"date":"2022-12-31","value":83.79,"profit":true},{"date":"2023-12-31","value":89.46,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Cost of Revenue | 115.45M | 60.65M | 59.42M | 124.33M | 185.95M | [{"date":"2020-12-31","value":62.09,"profit":true},{"date":"2021-12-31","value":32.62,"profit":true},{"date":"2022-12-31","value":31.96,"profit":true},{"date":"2023-12-31","value":66.86,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Gross Profit | 155.71M | 207.16M | 270.29M | 227.68M | 207.56M | [{"date":"2020-12-31","value":57.61,"profit":true},{"date":"2021-12-31","value":76.65,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":84.24,"profit":true},{"date":"2024-12-31","value":76.79,"profit":true}] |
| Gross Margin | 57.42% | 77.35% | 81.98% | 64.68% | 52.75% | [{"date":"2020-12-31","value":70.05,"profit":true},{"date":"2021-12-31","value":94.36,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":78.9,"profit":true},{"date":"2024-12-31","value":64.34,"profit":true}] |
| Operating Expenses | 135.59M | 141.42M | 154.09M | 166.59M | 180.13M | [{"date":"2020-12-31","value":75.28,"profit":true},{"date":"2021-12-31","value":78.51,"profit":true},{"date":"2022-12-31","value":85.55,"profit":true},{"date":"2023-12-31","value":92.48,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Operating Income | 20.12M | 65.75M | 116.19M | 61.10M | 27.43M | [{"date":"2020-12-31","value":17.32,"profit":true},{"date":"2021-12-31","value":56.58,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":52.58,"profit":true},{"date":"2024-12-31","value":23.61,"profit":true}] |
| Total Non-Operating Income/Expense | 163.19M | 181.10M | 247.40M | 208.66M | - | [{"date":"2020-12-31","value":65.96,"profit":true},{"date":"2021-12-31","value":73.2,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":84.34,"profit":true},{"date":"2024-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 20.12M | 65.75M | 116.19M | 61.10M | 27.43M | [{"date":"2020-12-31","value":17.32,"profit":true},{"date":"2021-12-31","value":56.58,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":52.58,"profit":true},{"date":"2024-12-31","value":23.61,"profit":true}] |
| Income Taxes | (1.56M) | 18.22M | 30.21M | 15.75M | 8.23M | [{"date":"2020-12-31","value":-5.15,"profit":false},{"date":"2021-12-31","value":60.32,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":52.15,"profit":true},{"date":"2024-12-31","value":27.24,"profit":true}] |
| Income After Taxes | 21.68M | 47.52M | 85.98M | 45.34M | 19.20M | [{"date":"2020-12-31","value":25.21,"profit":true},{"date":"2021-12-31","value":55.27,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":52.73,"profit":true},{"date":"2024-12-31","value":22.33,"profit":true}] |
| Income From Continuous Operations | 21.68M | 47.52M | 85.98M | 52.29M | 19.20M | [{"date":"2020-12-31","value":25.21,"profit":true},{"date":"2021-12-31","value":55.27,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":60.82,"profit":true},{"date":"2024-12-31","value":22.33,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] |
| Net Income | 21.68M | 47.52M | 85.98M | 45.34M | 19.20M | [{"date":"2020-12-31","value":25.21,"profit":true},{"date":"2021-12-31","value":55.27,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":52.73,"profit":true},{"date":"2024-12-31","value":22.33,"profit":true}] |
| EPS (Diluted) | 0.91 | 1.83 | 2.70 | 1.85 | 0.79 | [{"date":"2020-12-31","value":33.7,"profit":true},{"date":"2021-12-31","value":67.78,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":68.48,"profit":true},{"date":"2024-12-31","value":29.3,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| CPSS | |
|---|---|
| Cash Ratio | 3.29 |
| Current Ratio | 0.20 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| CPSS | |
|---|---|
| ROA (LTM) | 0.54% |
| ROE (LTM) | 6.58% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| CPSS | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.92 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.08 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| CPSS | |
|---|---|
| Trailing PE | 11.03 |
| Forward PE | 6.01 |
| P/S (TTM) | 1.00 |
| P/B | 0.63 |
| Price/FCF | 2 |
| EV/R | 17.69 |
| EV/Ebitda | NM |
| PEG | 0.33 |
Consumer Portfolio Services Inc (CPSS) share price today is $8.95
Yes, Indians can buy shares of Consumer Portfolio Services Inc (CPSS) on Vested. To buy
Yes, you can purchase fractional shares of Consumer Portfolio Services Inc (CPSS) via the Vested app. You can start investing in Consumer Portfolio Services Inc (CPSS) with a minimum investment of $1.
You can invest in shares of Consumer Portfolio Services Inc (CPSS) via Vested in three simple steps:
The 52-week high price of Consumer Portfolio Services Inc (CPSS) is $11.67. The 52-week low price of Consumer Portfolio Services Inc (CPSS) is $6.67.
The price-to-earnings (P/E) ratio of Consumer Portfolio Services Inc (CPSS) is 11.025
The price-to-book (P/B) ratio of Consumer Portfolio Services Inc (CPSS) is 0.63
The dividend yield of Consumer Portfolio Services Inc (CPSS) is 0.00%
The market capitalization of Consumer Portfolio Services Inc (CPSS) is $194.67M
The stock symbol (or ticker) of Consumer Portfolio Services Inc is CPSS
Consider the share price of Consumer Portfolio Services Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Consumer Portfolio Services Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Consumer Portfolio Services Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Consumer Portfolio Services Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Consumer Portfolio Services Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Consumer Portfolio Services Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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