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Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky. more
| Time Frame | CTBI | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -2.9% | -4.74% | -1.38% |
| 1-Month Return | 9.43% | -4.68% | -1.81% |
| 3-Month Return | 17.41% | -2.43% | 1.38% |
| 6-Month Return | 12.43% | -2.03% | 5.68% |
| 1-Year Return | 14.21% | -0.02% | 11.74% |
| 3-Year Return | 45.48% | 40.04% | 65.15% |
| 5-Year Return | 63.39% | 61.23% | 73.68% |
| 10-Year Return | 89.59% | 205.62% | 260.03% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 238.63M | 255.66M | 326.31M | 376.01M | 409.34M | [{"date":"2021-12-31","value":58.3,"profit":true},{"date":"2022-12-31","value":62.46,"profit":true},{"date":"2023-12-31","value":79.72,"profit":true},{"date":"2024-12-31","value":91.86,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 8.70M | 33.55M | 102.35M | 138.40M | 136.27M | [{"date":"2021-12-31","value":6.29,"profit":true},{"date":"2022-12-31","value":24.24,"profit":true},{"date":"2023-12-31","value":73.95,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":98.46,"profit":true}] |
| Gross Profit | 229.93M | 222.11M | 223.96M | 237.61M | 273.07M | [{"date":"2021-12-31","value":84.2,"profit":true},{"date":"2022-12-31","value":81.34,"profit":true},{"date":"2023-12-31","value":82.02,"profit":true},{"date":"2024-12-31","value":87.01,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 96.35% | 86.88% | 68.63% | 63.19% | 66.71% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":90.17,"profit":true},{"date":"2023-12-31","value":71.23,"profit":true},{"date":"2024-12-31","value":65.58,"profit":true},{"date":"2025-12-31","value":69.24,"profit":true}] |
| Operating Expenses | 119.28M | 121.07M | 125.39M | 130.92M | 145.97M | [{"date":"2021-12-31","value":81.72,"profit":true},{"date":"2022-12-31","value":82.94,"profit":true},{"date":"2023-12-31","value":85.9,"profit":true},{"date":"2024-12-31","value":89.69,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 110.64M | 101.04M | 98.57M | 106.69M | 127.09M | [{"date":"2021-12-31","value":87.06,"profit":true},{"date":"2022-12-31","value":79.5,"profit":true},{"date":"2023-12-31","value":77.56,"profit":true},{"date":"2024-12-31","value":83.94,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 146.28M | 149.81M | 152.20M | (14.85M) | - | [{"date":"2021-12-31","value":96.11,"profit":true},{"date":"2022-12-31","value":98.43,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-9.76,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 110.64M | 101.04M | 98.57M | 106.69M | 127.09M | [{"date":"2021-12-31","value":87.06,"profit":true},{"date":"2022-12-31","value":79.5,"profit":true},{"date":"2023-12-31","value":77.56,"profit":true},{"date":"2024-12-31","value":83.94,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 22.70M | 19.23M | 20.56M | 23.87M | 29.03M | [{"date":"2021-12-31","value":78.2,"profit":true},{"date":"2022-12-31","value":66.23,"profit":true},{"date":"2023-12-31","value":70.83,"profit":true},{"date":"2024-12-31","value":82.22,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 87.94M | 81.81M | 78.00M | 82.81M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":93.03,"profit":true},{"date":"2023-12-31","value":88.7,"profit":true},{"date":"2024-12-31","value":94.17,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 87.94M | 81.81M | 78.00M | 82.81M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":93.03,"profit":true},{"date":"2023-12-31","value":88.7,"profit":true},{"date":"2024-12-31","value":94.17,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 87.94M | 81.81M | 78.00M | 82.81M | 98.06M | [{"date":"2021-12-31","value":89.68,"profit":true},{"date":"2022-12-31","value":83.43,"profit":true},{"date":"2023-12-31","value":79.55,"profit":true},{"date":"2024-12-31","value":84.45,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 4.94 | 4.59 | 4.35 | 4.61 | 5.43 | [{"date":"2021-12-31","value":90.98,"profit":true},{"date":"2022-12-31","value":84.53,"profit":true},{"date":"2023-12-31","value":80.11,"profit":true},{"date":"2024-12-31","value":84.9,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| CTBI | |
|---|---|
| Cash Ratio | 0.06 |
| Current Ratio | 0.91 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| CTBI | |
|---|---|
| ROA (LTM) | 1.52% |
| ROE (LTM) | 12.15% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| CTBI | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.87 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.13 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| CTBI | |
|---|---|
| Trailing PE | 11.73 |
| Forward PE | 11.22 |
| P/S (TTM) | 4.27 |
| P/B | 1.35 |
| Price/FCF | 32 |
| EV/R | 4.37 |
| EV/Ebitda | NM |
| PEG | 3.55 |
Community Trust Bancorp Inc (CTBI) share price today is $63.59
Yes, Indians can buy shares of Community Trust Bancorp Inc (CTBI) on Vested. To buy
Yes, you can purchase fractional shares of Community Trust Bancorp Inc (CTBI) via the Vested app. You can start investing in Community Trust Bancorp Inc (CTBI) with a minimum investment of $1.
You can invest in shares of Community Trust Bancorp Inc (CTBI) via Vested in three simple steps:
The 52-week high price of Community Trust Bancorp Inc (CTBI) is $65.79. The 52-week low price of Community Trust Bancorp Inc (CTBI) is $43.4.
The price-to-earnings (P/E) ratio of Community Trust Bancorp Inc (CTBI) is 11.733
The price-to-book (P/B) ratio of Community Trust Bancorp Inc (CTBI) is 1.35
The dividend yield of Community Trust Bancorp Inc (CTBI) is 3.14%
The market capitalization of Community Trust Bancorp Inc (CTBI) is $1.15B
The stock symbol (or ticker) of Community Trust Bancorp Inc is CTBI
Consider the share price of Community Trust Bancorp Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Community Trust Bancorp Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Community Trust Bancorp Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Community Trust Bancorp Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Community Trust Bancorp Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Community Trust Bancorp Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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