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Citizens Financial Services Inc. Common Stock, Common Stock

CZFS

NAQ

$66.18

+$1.33

(2.05%)

Industry: Banks Sector: Financials

Analyst Forecast

Overview Returns Financials Ratios News FAQs

Price Chart

Key Metrics

Market Cap info-icon

This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.

$308.67M

P/E Ratio

This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.

11.1618

Volume

This is the total number of shares traded during the most recent trading day.

47.41K

Avg Volume info-icon

This is the average number of shares traded during the most recent 30 days.

Dividend Yield info-icon

This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).

3.02%

Beta

This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.

0.49

52-week Range
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).

$37.48 L

$74.88 H

$66.18

About Citizens Financial Services Inc. Common Stock, Common Stock

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania. more

Industry: BanksSector: Financials

Returns

Time Frame	CZFS	Sector	S&P500
1-Week Return	-4.63%	-3.51%	-3%
1-Month Return	-3.96%	-3.51%	-0.73%
3-Month Return	19.52%	4.69%	2.87%
6-Month Return	64.18%	15.21%	7.17%
1-Year Return	3.63%	29.54%	25.31%
3-Year Return	13.25%	26.93%	28.38%
5-Year Return	14.78%	55.8%	81.89%
10-Year Return	38.61%	191.72%	183.27%

Time Frame	CZFS	Sector	S&P500
1-Week Return	-91.56%	-84.48%	-79.57%
1-Month Return	-38.84%	-35.26%	-8.53%
3-Month Return	106.09%	20.43%	12.16%
6-Month Return	173.29%	33.26%	15.08%
1-Year Return	3.63%	29.54%	25.31%
3-Year Return	4.23%	8.27%	8.68%
5-Year Return	2.80%	9.27%	12.71%
10-Year Return	3.32%	11.30%	10.97%

Financials

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	5YR TREND
Total Revenue	58.33M	73.61M	78.42M	81.87M	86.34M	[{"date":"2019-12-31","value":67.56,"profit":true},{"date":"2020-12-31","value":85.26,"profit":true},{"date":"2021-12-31","value":90.83,"profit":true},{"date":"2022-12-31","value":94.83,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Cost of Revenue	-	-	-	-	-	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Gross Profit	58.33M	73.61M	78.42M	81.87M	86.34M	[{"date":"2019-12-31","value":67.56,"profit":true},{"date":"2020-12-31","value":85.26,"profit":true},{"date":"2021-12-31","value":90.83,"profit":true},{"date":"2022-12-31","value":94.83,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]

Operating Expenses	(35.02M)	(43.25M)	(43.10M)	(34.28M)	43.68M	[{"date":"2019-12-31","value":-80.16,"profit":false},{"date":"2020-12-31","value":-99.01,"profit":false},{"date":"2021-12-31","value":-98.67,"profit":false},{"date":"2022-12-31","value":-78.47,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income	23.31M	30.37M	35.32M	47.59M	42.66M	[{"date":"2019-12-31","value":48.98,"profit":true},{"date":"2020-12-31","value":63.8,"profit":true},{"date":"2021-12-31","value":74.2,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":89.62,"profit":true}]
Total Non-Operating Income/Expense	72.75M	59.61M	101.05M	59.41M	57.71M	[{"date":"2019-12-31","value":72,"profit":true},{"date":"2020-12-31","value":58.99,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":58.79,"profit":true},{"date":"2023-12-31","value":57.11,"profit":true}]
Pre-Tax Income	23.31M	30.37M	35.32M	35.49M	21.52M	[{"date":"2019-12-31","value":65.67,"profit":true},{"date":"2020-12-31","value":85.55,"profit":true},{"date":"2021-12-31","value":99.5,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":60.61,"profit":true}]
Income Taxes	3.82M	5.26M	6.20M	6.43M	3.70M	[{"date":"2019-12-31","value":59.36,"profit":true},{"date":"2020-12-31","value":81.79,"profit":true},{"date":"2021-12-31","value":96.33,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":57.56,"profit":true}]
Income After Taxes	19.49M	25.10M	29.12M	29.06M	17.81M	[{"date":"2019-12-31","value":66.93,"profit":true},{"date":"2020-12-31","value":86.21,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.8,"profit":true},{"date":"2023-12-31","value":61.17,"profit":true}]

Income From Continuous Operations	19.49M	25.10M	29.12M	29.06M	17.81M	[{"date":"2019-12-31","value":66.93,"profit":true},{"date":"2020-12-31","value":86.21,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.8,"profit":true},{"date":"2023-12-31","value":61.17,"profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income	19.49M	25.10M	29.12M	29.06M	17.81M	[{"date":"2019-12-31","value":66.93,"profit":true},{"date":"2020-12-31","value":86.21,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.8,"profit":true},{"date":"2023-12-31","value":61.17,"profit":true}]

EPS (Diluted)	5.38	6.42	7.30	7.32	6.53	[{"date":"2019-12-31","value":73.5,"profit":true},{"date":"2020-12-31","value":87.7,"profit":true},{"date":"2021-12-31","value":99.73,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":89.21,"profit":true}]

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	5YR TREND
Total Revenue	-	26.21%	6.53%	4.41%	5.45%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":24.9,"profit":true},{"date":"2022-12-31","value":16.81,"profit":true},{"date":"2023-12-31","value":20.81,"profit":true}]
Cost of Revenue	-	-	-	-	-	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Gross Profit	-	26.21%	6.53%	4.41%	5.45%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":24.9,"profit":true},{"date":"2022-12-31","value":16.81,"profit":true},{"date":"2023-12-31","value":20.81,"profit":true}]
Gross Margin	-	-	-	-	-	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]

Operating Expenses	-	23.51%	(0.34%)	(20.47%)	(227.44%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":-1.45,"profit":false},{"date":"2022-12-31","value":-87.09,"profit":false},{"date":"2023-12-31","value":-967.55,"profit":false}]
Operating Income	-	30.27%	16.30%	34.77%	(10.38%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":87.07,"profit":true},{"date":"2021-12-31","value":46.9,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-29.85,"profit":false}]
Total Non-Operating Income/Expense	-	(18.06%)	69.51%	(41.21%)	(2.86%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":-25.98,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-59.28,"profit":false},{"date":"2023-12-31","value":-4.11,"profit":false}]
Pre-Tax Income	-	30.27%	16.30%	0.50%	(39.39%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":53.86,"profit":true},{"date":"2022-12-31","value":1.67,"profit":true},{"date":"2023-12-31","value":-130.11,"profit":false}]
Income Taxes	-	37.77%	17.78%	3.81%	(42.44%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":47.08,"profit":true},{"date":"2022-12-31","value":10.08,"profit":true},{"date":"2023-12-31","value":-112.35,"profit":false}]
Income After Taxes	-	28.80%	15.99%	(0.20%)	(38.71%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":55.54,"profit":true},{"date":"2022-12-31","value":-0.69,"profit":false},{"date":"2023-12-31","value":-134.41,"profit":false}]

Income From Continuous Operations	-	28.80%	15.99%	(0.20%)	(38.71%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":55.54,"profit":true},{"date":"2022-12-31","value":-0.69,"profit":false},{"date":"2023-12-31","value":-134.41,"profit":false}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income	-	28.80%	15.99%	(0.20%)	(38.71%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":55.54,"profit":true},{"date":"2022-12-31","value":-0.69,"profit":false},{"date":"2023-12-31","value":-134.41,"profit":false}]

EPS (Diluted)	-	19.33%	13.71%	0.27%	(10.79%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":70.91,"profit":true},{"date":"2022-12-31","value":1.42,"profit":true},{"date":"2023-12-31","value":-55.83,"profit":false}]

	Sep '23	Dec '23	Mar '24	Jun '24	Sep '24	TREND
Total Revenue	26.20M	41.96M	42.92M	41.06M	25.08M	[{"date":"2023-09-30","value":61.05,"profit":true},{"date":"2023-12-31","value":97.77,"profit":true},{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":95.68,"profit":true},{"date":"2024-09-30","value":58.44,"profit":true}]
Cost of Revenue	-	-	-	-	(17.28M)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":-1728100000,"profit":false}]
Gross Profit	26.20M	41.96M	42.92M	41.06M	42.36M	[{"date":"2023-09-30","value":61.05,"profit":true},{"date":"2023-12-31","value":97.77,"profit":true},{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":95.68,"profit":true},{"date":"2024-09-30","value":98.7,"profit":true}]
Gross Margin	100.00%	100.00%	100.00%	100.00%	168.91%	[{"date":"2023-09-30","value":59.2,"profit":true},{"date":"2023-12-31","value":59.2,"profit":true},{"date":"2024-03-31","value":59.2,"profit":true},{"date":"2024-06-30","value":59.2,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Operating Expenses	(17.05M)	5.29M	4.50M	4.56M	25.08M	[{"date":"2023-09-30","value":-68,"profit":false},{"date":"2023-12-31","value":21.1,"profit":true},{"date":"2024-03-31","value":17.93,"profit":true},{"date":"2024-06-30","value":18.19,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Operating Income	9.15M	9.89M	9.16M	7.22M	9.25M	[{"date":"2023-09-30","value":92.46,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":92.6,"profit":true},{"date":"2024-06-30","value":72.97,"profit":true},{"date":"2024-09-30","value":93.5,"profit":true}]
Total Non-Operating Income/Expense	31.17M	17.63M	29.06M	17.03M	-	[{"date":"2023-09-30","value":100,"profit":true},{"date":"2023-12-31","value":56.55,"profit":true},{"date":"2024-03-31","value":93.22,"profit":true},{"date":"2024-06-30","value":54.65,"profit":true},{"date":"2024-09-30","value":"-","profit":true}]
Pre-Tax Income	9.15M	9.22M	8.50M	6.39M	9.25M	[{"date":"2023-09-30","value":98.89,"profit":true},{"date":"2023-12-31","value":99.72,"profit":true},{"date":"2024-03-31","value":91.9,"profit":true},{"date":"2024-06-30","value":69.06,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Income Taxes	1.60M	1.68M	1.48M	1.11M	1.71M	[{"date":"2023-09-30","value":93.29,"profit":true},{"date":"2023-12-31","value":98.25,"profit":true},{"date":"2024-03-31","value":86.17,"profit":true},{"date":"2024-06-30","value":64.94,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Income After Taxes	7.55M	7.54M	7.02M	5.28M	7.54M	[{"date":"2023-09-30","value":100,"profit":true},{"date":"2023-12-31","value":99.89,"profit":true},{"date":"2024-03-31","value":93.06,"profit":true},{"date":"2024-06-30","value":69.89,"profit":true},{"date":"2024-09-30","value":99.84,"profit":true}]

Income From Continuous Operations	7.55M	7.54M	7.02M	5.28M	7.54M	[{"date":"2023-09-30","value":100,"profit":true},{"date":"2023-12-31","value":99.89,"profit":true},{"date":"2024-03-31","value":93.06,"profit":true},{"date":"2024-06-30","value":69.89,"profit":true},{"date":"2024-09-30","value":99.84,"profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true}]
Net Income	7.55M	7.54M	7.02M	5.28M	7.54M	[{"date":"2023-09-30","value":100,"profit":true},{"date":"2023-12-31","value":99.89,"profit":true},{"date":"2024-03-31","value":93.06,"profit":true},{"date":"2024-06-30","value":69.89,"profit":true},{"date":"2024-09-30","value":99.84,"profit":true}]

EPS (Diluted)	1.67	1.60	1.34	1.30	1.59	[{"date":"2023-09-30","value":100,"profit":true},{"date":"2023-12-31","value":95.81,"profit":true},{"date":"2024-03-31","value":80.24,"profit":true},{"date":"2024-06-30","value":77.84,"profit":true},{"date":"2024-09-30","value":95.21,"profit":true}]

	Sep '23	Dec '23	Mar '24	Jun '24	Sep '24	TREND
Total Revenue	-	60.15%	2.28%	(4.32%)	(38.93%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":3.79,"profit":true},{"date":"2024-06-30","value":-7.18,"profit":false},{"date":"2024-09-30","value":-64.71,"profit":false}]
Cost of Revenue	-	-	-	-	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true}]
Gross Profit	-	60.15%	2.28%	(4.32%)	3.16%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":3.79,"profit":true},{"date":"2024-06-30","value":-7.18,"profit":false},{"date":"2024-09-30","value":5.25,"profit":true}]
Gross Margin	-	-	-	-	68.91%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Operating Expenses	-	(131.02%)	(15.03%)	1.49%	449.62%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-29.14,"profit":false},{"date":"2024-03-31","value":-3.34,"profit":false},{"date":"2024-06-30","value":0.33,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Operating Income	-	8.16%	(7.40%)	(21.20%)	28.13%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":28.99,"profit":true},{"date":"2024-03-31","value":-26.3,"profit":false},{"date":"2024-06-30","value":-75.35,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]
Total Non-Operating Income/Expense	-	(43.45%)	64.83%	(41.38%)	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-67.01,"profit":false},{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":-63.83,"profit":false},{"date":"2024-09-30","value":"-","profit":true}]
Pre-Tax Income	-	0.84%	(7.84%)	(24.86%)	44.80%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":1.88,"profit":true},{"date":"2024-03-31","value":-17.5,"profit":false},{"date":"2024-06-30","value":-55.48,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]
Income Taxes	-	5.32%	(12.29%)	(24.64%)	54.00%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":9.84,"profit":true},{"date":"2024-03-31","value":-22.76,"profit":false},{"date":"2024-06-30","value":-45.64,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]
Income After Taxes	-	(0.11%)	(6.84%)	(24.90%)	42.86%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-0.25,"profit":false},{"date":"2024-03-31","value":-15.97,"profit":false},{"date":"2024-06-30","value":-58.09,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]

Income From Continuous Operations	-	(0.11%)	(6.84%)	(24.90%)	42.86%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-0.25,"profit":false},{"date":"2024-03-31","value":-15.97,"profit":false},{"date":"2024-06-30","value":-58.09,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true}]
Net Income	-	(0.11%)	(6.84%)	(24.90%)	42.86%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-0.25,"profit":false},{"date":"2024-03-31","value":-15.97,"profit":false},{"date":"2024-06-30","value":-58.09,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]

EPS (Diluted)	-	(4.19%)	(16.25%)	(2.99%)	22.31%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-18.79,"profit":false},{"date":"2024-03-31","value":-72.84,"profit":false},{"date":"2024-06-30","value":-13.38,"profit":false},{"date":"2024-09-30","value":100,"profit":true}]

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	5YR TREND
Total Assets
Current Assets	278.04M	383.65M	601.50M	479.10M	52.82M	[{"date":"2019-12-31","value":46.22,"profit":true},{"date":"2020-12-31","value":63.78,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":79.65,"profit":true},{"date":"2023-12-31","value":8.78,"profit":true}]
Non-current Assets	281.98M	347.11M	464.69M	491.98M	2.92B	[{"date":"2019-12-31","value":9.67,"profit":true},{"date":"2020-12-31","value":11.9,"profit":true},{"date":"2021-12-31","value":15.94,"profit":true},{"date":"2022-12-31","value":16.87,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Assets	1.47B	1.89B	2.14B	2.33B	2.98B	[{"date":"2019-12-31","value":49.28,"profit":true},{"date":"2020-12-31","value":63.58,"profit":true},{"date":"2021-12-31","value":72.05,"profit":true},{"date":"2022-12-31","value":78.42,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]

Total Liabilities
Current Liabilities	1.09M	1.02M	711.00K	1.23M	1.87B	[{"date":"2019-12-31","value":0.06,"profit":true},{"date":"2020-12-31","value":0.05,"profit":true},{"date":"2021-12-31","value":0.04,"profit":true},{"date":"2022-12-31","value":0.07,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Non-current Liabilities	85.12M	88.84M	73.98M	1.23M	2.70B	[{"date":"2019-12-31","value":3.16,"profit":true},{"date":"2020-12-31","value":3.3,"profit":true},{"date":"2021-12-31","value":2.74,"profit":true},{"date":"2022-12-31","value":0.05,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Liabilities	1.31B	1.70B	1.93B	2.13B	2.70B	[{"date":"2019-12-31","value":48.65,"profit":true},{"date":"2020-12-31","value":62.97,"profit":true},{"date":"2021-12-31","value":71.65,"profit":true},{"date":"2022-12-31","value":79.14,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]

Total Shareholders' equity
Common Stock	3.94M	4.35M	4.39M	4.43M	5.16M	[{"date":"2019-12-31","value":76.32,"profit":true},{"date":"2020-12-31","value":84.29,"profit":true},{"date":"2021-12-31","value":85.04,"profit":true},{"date":"2022-12-31","value":85.8,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Retained Earnings	110.80M	126.63M	146.01M	164.92M	172.97M	[{"date":"2019-12-31","value":64.06,"profit":true},{"date":"2020-12-31","value":73.21,"profit":true},{"date":"2021-12-31","value":84.41,"profit":true},{"date":"2022-12-31","value":95.34,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Other Stockholders' Equity	40.66M	60.70M	62.25M	63.94M	126.44M	[{"date":"2019-12-31","value":32.16,"profit":true},{"date":"2020-12-31","value":48,"profit":true},{"date":"2021-12-31","value":49.23,"profit":true},{"date":"2022-12-31","value":50.57,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Shareholders' equity	154.77M	194.26M	212.49M	200.15M	279.67M	[{"date":"2019-12-31","value":55.34,"profit":true},{"date":"2020-12-31","value":69.46,"profit":true},{"date":"2021-12-31","value":75.98,"profit":true},{"date":"2022-12-31","value":71.57,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	1.47B	1.89B	2.14B	2.33B	2.98B	[{"date":"2019-12-31","value":49.28,"profit":true},{"date":"2020-12-31","value":63.58,"profit":true},{"date":"2021-12-31","value":72.05,"profit":true},{"date":"2022-12-31","value":78.42,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	5YR TREND
Total Assets
Current Assets	-	37.99%	56.78%	(20.35%)	(88.98%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":66.9,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-35.84,"profit":false},{"date":"2023-12-31","value":-156.7,"profit":false}]
Non-current Assets	-	23.10%	33.87%	5.87%	492.73%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":4.69,"profit":true},{"date":"2021-12-31","value":6.87,"profit":true},{"date":"2022-12-31","value":1.19,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Assets	-	29.01%	13.33%	8.84%	27.51%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":45.96,"profit":true},{"date":"2022-12-31","value":30.48,"profit":true},{"date":"2023-12-31","value":94.84,"profit":true}]

Total Liabilities
Current Liabilities	-	(6.53%)	(30.09%)	73.28%	151387.01%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-0.02,"profit":false},{"date":"2022-12-31","value":0.05,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Non-current Liabilities	-	4.37%	(16.73%)	(98.33%)	218703.17%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-0.01,"profit":false},{"date":"2022-12-31","value":-0.04,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Total Liabilities	-	29.42%	13.78%	10.45%	26.36%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":46.85,"profit":true},{"date":"2022-12-31","value":35.53,"profit":true},{"date":"2023-12-31","value":89.62,"profit":true}]

Total Shareholders' equity
Common Stock	-	10.43%	0.90%	0.89%	16.55%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":63.03,"profit":true},{"date":"2021-12-31","value":5.42,"profit":true},{"date":"2022-12-31","value":5.37,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Retained Earnings	-	14.28%	15.31%	12.95%	4.88%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":93.32,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.62,"profit":true},{"date":"2023-12-31","value":31.9,"profit":true}]
Other Stockholders' Equity	-	49.26%	2.56%	2.71%	97.76%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":50.39,"profit":true},{"date":"2021-12-31","value":2.62,"profit":true},{"date":"2022-12-31","value":2.78,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Shareholders' equity	-	25.51%	9.39%	(5.81%)	39.73%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":64.21,"profit":true},{"date":"2021-12-31","value":23.62,"profit":true},{"date":"2022-12-31","value":-14.62,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	-	29.01%	13.33%	8.84%	27.51%	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":45.96,"profit":true},{"date":"2022-12-31","value":30.48,"profit":true},{"date":"2023-12-31","value":94.84,"profit":true}]

	Sep '23	Dec '23	Mar '24	Jun '24	Sep '24	TREND
Total Assets
Current Assets	476.04M	68.47M	44.23M	55.73M	466.76M	[{"date":"2023-09-30","value":100,"profit":true},{"date":"2023-12-31","value":14.38,"profit":true},{"date":"2024-03-31","value":9.29,"profit":true},{"date":"2024-06-30","value":11.71,"profit":true},{"date":"2024-09-30","value":98.05,"profit":true}]
Non-current Assets	529.71M	2.92B	2.88B	2.89B	545.45M	[{"date":"2023-09-30","value":18.16,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":98.65,"profit":true},{"date":"2024-06-30","value":99.17,"profit":true},{"date":"2024-09-30","value":18.7,"profit":true}]
Total Assets	2.96B	2.98B	2.92B	2.95B	3.03B	[{"date":"2023-09-30","value":97.78,"profit":true},{"date":"2023-12-31","value":98.62,"profit":true},{"date":"2024-03-31","value":96.52,"profit":true},{"date":"2024-06-30","value":97.39,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Total Liabilities
Current Liabilities	2.73M	2.08B	1.55B	1.51B	559.32M	[{"date":"2023-09-30","value":0.13,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":74.83,"profit":true},{"date":"2024-06-30","value":72.78,"profit":true},{"date":"2024-09-30","value":26.95,"profit":true}]
Non-current Liabilities	316.15M	629.24M	1.09B	1.15B	2.17B	[{"date":"2023-09-30","value":14.54,"profit":true},{"date":"2023-12-31","value":28.94,"profit":true},{"date":"2024-03-31","value":49.92,"profit":true},{"date":"2024-06-30","value":52.91,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Total Liabilities	2.70B	2.70B	2.64B	2.66B	2.73B	[{"date":"2023-09-30","value":98.85,"profit":true},{"date":"2023-12-31","value":99.16,"profit":true},{"date":"2024-03-31","value":96.72,"profit":true},{"date":"2024-06-30","value":97.55,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Total Shareholders' equity
Common Stock	5.16M	5.16M	5.16M	5.21M	5.21M	[{"date":"2023-09-30","value":99.12,"profit":true},{"date":"2023-12-31","value":99.12,"profit":true},{"date":"2024-03-31","value":99.12,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Retained Earnings	167.74M	172.97M	177.69M	178.59M	183.79M	[{"date":"2023-09-30","value":91.27,"profit":true},{"date":"2023-12-31","value":94.11,"profit":true},{"date":"2024-03-31","value":96.68,"profit":true},{"date":"2024-06-30","value":97.17,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Other Stockholders' Equity	126.43M	126.44M	126.44M	128.61M	128.57M	[{"date":"2023-09-30","value":98.31,"profit":true},{"date":"2023-12-31","value":98.32,"profit":true},{"date":"2024-03-31","value":98.32,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":99.97,"profit":true}]
Total Shareholders' equity	262.69M	279.67M	282.67M	286.47M	298.65M	[{"date":"2023-09-30","value":87.96,"profit":true},{"date":"2023-12-31","value":93.64,"profit":true},{"date":"2024-03-31","value":94.65,"profit":true},{"date":"2024-06-30","value":95.92,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	2.96B	2.98B	2.92B	2.95B	3.03B	[{"date":"2023-09-30","value":97.78,"profit":true},{"date":"2023-12-31","value":98.62,"profit":true},{"date":"2024-03-31","value":96.52,"profit":true},{"date":"2024-06-30","value":97.39,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

	Sep '23	Dec '23	Mar '24	Jun '24	Sep '24	TREND
Total Assets
Current Assets	-	(85.62%)	(35.40%)	25.97%	737.61%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-11.61,"profit":false},{"date":"2024-03-31","value":-4.8,"profit":false},{"date":"2024-06-30","value":3.52,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]
Non-current Assets	-	450.51%	(1.35%)	0.52%	(81.14%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":-0.3,"profit":false},{"date":"2024-06-30","value":0.12,"profit":true},{"date":"2024-09-30","value":-18.01,"profit":false}]
Total Assets	-	0.86%	(2.13%)	0.90%	2.68%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":32.03,"profit":true},{"date":"2024-03-31","value":-79.44,"profit":false},{"date":"2024-06-30","value":33.78,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Total Liabilities
Current Liabilities	-	76044.20%	(25.17%)	(2.73%)	(62.98%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":-0.03,"profit":false},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":-0.08,"profit":false}]
Non-current Liabilities	-	99.03%	72.47%	6.00%	89.00%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":73.17,"profit":true},{"date":"2024-06-30","value":6.06,"profit":true},{"date":"2024-09-30","value":89.87,"profit":true}]
Total Liabilities	-	0.31%	(2.46%)	0.86%	2.51%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":12.42,"profit":true},{"date":"2024-03-31","value":-98.01,"profit":false},{"date":"2024-06-30","value":34.19,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Total Shareholders' equity
Common Stock	-	-	-	0.89%	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":"-","profit":true}]
Retained Earnings	-	3.12%	2.73%	0.50%	2.91%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":87.4,"profit":true},{"date":"2024-06-30","value":16.14,"profit":true},{"date":"2024-09-30","value":93.37,"profit":true}]
Other Stockholders' Equity	-	0.01%	(0.00%)	1.71%	(0.03%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":0.6,"profit":true},{"date":"2024-03-31","value":-0.05,"profit":false},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":-1.63,"profit":false}]
Total Shareholders' equity	-	6.46%	1.08%	1.34%	4.25%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":16.64,"profit":true},{"date":"2024-06-30","value":20.77,"profit":true},{"date":"2024-09-30","value":65.8,"profit":true}]

Total Liabilities & Shareholders Equity	-	0.86%	(2.13%)	0.90%	2.68%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":32.03,"profit":true},{"date":"2024-03-31","value":-79.44,"profit":false},{"date":"2024-06-30","value":33.78,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	5YR TREND
Operating Activities
Net Operating Cash Flow	21.77M	11.82M	38.69M	33.24M	26.54M	[{"date":"2019-12-31","value":56.26,"profit":true},{"date":"2020-12-31","value":30.55,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":85.91,"profit":true},{"date":"2023-12-31","value":68.58,"profit":true}]

Investing Activities
Net Investing Cash Flow	(32.32M)	(110.73M)	(158.23M)	(362.45M)	-	[{"date":"2019-12-31","value":-3232300000,"profit":false},{"date":"2020-12-31","value":-11073400000,"profit":false},{"date":"2021-12-31","value":-15823200000,"profit":false},{"date":"2022-12-31","value":-36245200000,"profit":false},{"date":"2023-12-31","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	12.28M	149.10M	223.66M	182.59M	(59.40M)	[{"date":"2019-12-31","value":5.49,"profit":true},{"date":"2020-12-31","value":66.66,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":81.64,"profit":true},{"date":"2023-12-31","value":-26.56,"profit":false}]

Net Change in Cash	1.72M	50.19M	104.13M	(146.62M)	26.61M	[{"date":"2019-12-31","value":1.65,"profit":true},{"date":"2020-12-31","value":48.2,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-140.81,"profit":false},{"date":"2023-12-31","value":25.55,"profit":true}]

Free Cash Flow
Free Cash Flow	21.28M	10.88M	37.59M	31.61M	23.92M	[{"date":"2019-12-31","value":56.62,"profit":true},{"date":"2020-12-31","value":28.95,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.09,"profit":true},{"date":"2023-12-31","value":63.64,"profit":true}]

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	5YR TREND
Operating Activities
Net Operating Cash Flow	-	(45.69%)	227.30%	(14.09%)	(20.17%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":-20.1,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-6.2,"profit":false},{"date":"2023-12-31","value":-8.87,"profit":false}]

Investing Activities
Net Investing Cash Flow	-	242.59%	42.89%	129.06%	-	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":17.68,"profit":true},{"date":"2022-12-31","value":53.2,"profit":true},{"date":"2023-12-31","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	-	1114.26%	50.01%	(18.36%)	(132.53%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":4.49,"profit":true},{"date":"2022-12-31","value":-1.65,"profit":false},{"date":"2023-12-31","value":-11.89,"profit":false}]

Net Change in Cash	-	2812.77%	107.48%	(240.81%)	(118.15%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":3.82,"profit":true},{"date":"2022-12-31","value":-8.56,"profit":false},{"date":"2023-12-31","value":-4.2,"profit":false}]

Free Cash Flow
Free Cash Flow	-	(48.88%)	245.48%	(15.91%)	(24.32%)	[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":-19.91,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-6.48,"profit":false},{"date":"2023-12-31","value":-9.91,"profit":false}]

	Sep '23	Dec '23	Mar '24	Jun '24	Sep '24	TREND
Operating Activities
Net Operating Cash Flow	6.22M	10.67M	13.14M	8.44M	1.12M	[{"date":"2023-09-30","value":47.37,"profit":true},{"date":"2023-12-31","value":81.19,"profit":true},{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":64.23,"profit":true},{"date":"2024-09-30","value":8.55,"profit":true}]

Investing Activities
Net Investing Cash Flow	-	-	-	-	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	64.11M	(10.41M)	(59.77M)	18.76M	71.15M	[{"date":"2023-09-30","value":90.1,"profit":true},{"date":"2023-12-31","value":-14.63,"profit":false},{"date":"2024-03-31","value":-84,"profit":false},{"date":"2024-06-30","value":26.37,"profit":true},{"date":"2024-09-30","value":100,"profit":true}]

Net Change in Cash	(1.37M)	9.48M	(23.20M)	8.81M	(1.67M)	[{"date":"2023-09-30","value":-14.48,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":-244.66,"profit":false},{"date":"2024-06-30","value":92.96,"profit":true},{"date":"2024-09-30","value":-17.61,"profit":false}]

Free Cash Flow
Free Cash Flow	5.82M	10.36M	13.04M	8.31M	897.00K	[{"date":"2023-09-30","value":44.61,"profit":true},{"date":"2023-12-31","value":79.45,"profit":true},{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":63.74,"profit":true},{"date":"2024-09-30","value":6.88,"profit":true}]

	Sep '23	Dec '23	Mar '24	Jun '24	Sep '24	TREND
Operating Activities
Net Operating Cash Flow	-	71.38%	23.16%	(35.77%)	(86.69%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":32.45,"profit":true},{"date":"2024-06-30","value":-50.11,"profit":false},{"date":"2024-09-30","value":-121.44,"profit":false}]

Investing Activities
Net Investing Cash Flow	-	-	-	-	-	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	-	(116.24%)	474.18%	(131.39%)	279.26%	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":-24.51,"profit":false},{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":-27.71,"profit":false},{"date":"2024-09-30","value":58.89,"profit":true}]

Net Change in Cash	-	(790.60%)	(344.66%)	(137.99%)	(118.95%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":null,"profit":false},{"date":"2024-03-31","value":null,"profit":false},{"date":"2024-06-30","value":null,"profit":false},{"date":"2024-09-30","value":null,"profit":false}]

Free Cash Flow
Free Cash Flow	-	78.10%	25.86%	(36.26%)	(89.21%)	[{"date":"2023-09-30","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-03-31","value":33.11,"profit":true},{"date":"2024-06-30","value":-46.43,"profit":false},{"date":"2024-09-30","value":-114.22,"profit":false}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

	CZFS
Cash Ratio	0.82
Current Ratio	0.83
Quick Ratio	1.67

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

	CZFS
ROA (LTM)	0.92%
ROE (LTM)	9.75%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

	CZFS
Debt Ratio Lower is generally better. Negative is bad.	0.90
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier.	0.10

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

	CZFS
Trailing PE	11.16
Forward PE	10.37
P/S (TTM)	3.14
P/B	1.03
Price/FCF	344
EV/R	5.41
EV/Ebitda	NM
PEG	NM

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FAQs

What is Citizens Financial Services Inc. Common Stock share price today?

Citizens Financial Services Inc. Common Stock (CZFS) share price today is $66.18

Can Indians buy Citizens Financial Services Inc. Common Stock shares?

Yes, Indians can buy shares of Citizens Financial Services Inc. Common Stock (CZFS) on Vested. To buy Citizens Financial Services Inc. Common Stock from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in CZFS stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Citizens Financial Services Inc. Common Stock be purchased?

Yes, you can purchase fractional shares of Citizens Financial Services Inc. Common Stock (CZFS) via the Vested app. You can start investing in Citizens Financial Services Inc. Common Stock (CZFS) with a minimum investment of $1.

How to invest in Citizens Financial Services Inc. Common Stock shares from India?

You can invest in shares of Citizens Financial Services Inc. Common Stock (CZFS) via Vested in three simple steps:

Click on Sign Up or Invest in CZFS stock at the top of this page
Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
Transfer USD funds to your US Brokerage account and start investing in Citizens Financial Services Inc. Common Stock shares

What is Citizens Financial Services Inc. Common Stock 52-week high and low stock price?

The 52-week high price of Citizens Financial Services Inc. Common Stock (CZFS) is $74.88. The 52-week low price of Citizens Financial Services Inc. Common Stock (CZFS) is $37.48.

What is Citizens Financial Services Inc. Common Stock price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Citizens Financial Services Inc. Common Stock (CZFS) is 11.1618

What is Citizens Financial Services Inc. Common Stock price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Citizens Financial Services Inc. Common Stock (CZFS) is 1.03

What is Citizens Financial Services Inc. Common Stock dividend yield?

The dividend yield of Citizens Financial Services Inc. Common Stock (CZFS) is 3.02%

What is the Market Cap of Citizens Financial Services Inc. Common Stock?

The market capitalization of Citizens Financial Services Inc. Common Stock (CZFS) is $308.67M

What is Citizens Financial Services Inc. Common Stock’s stock symbol?

The stock symbol (or ticker) of Citizens Financial Services Inc. Common Stock is CZFS