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Citizens Financial Services Inc. Common Stock, Common Stock

CZFS

NAQ

$62.92

+$1.77

(2.89%)

Industry: Banks Sector: Financials

Analyst Forecast

Overview Returns Financials Ratios News FAQs

Price Chart

Key Metrics

Market Cap info-icon

This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.

$290.72M

P/E Ratio

This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.

10.2429

Volume

This is the total number of shares traded during the most recent trading day.

10.26K

Avg Volume info-icon

This is the average number of shares traded during the most recent 30 days.

Dividend Yield info-icon

This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).

3.24%

Beta

This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.

0.42

52-week Range
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).

$38.14 L

$74.22 H

$62.92

About Citizens Financial Services Inc. Common Stock, Common Stock

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania. more

Industry: BanksSector: Financials

Returns

Time Frame	CZFS	Sector	S&P500
1-Week Return	3.01%	0.62%	1.41%
1-Month Return	14.96%	5.04%	7.29%
3-Month Return	4.05%	-3.03%	-0.55%
6-Month Return	-10.89%	-1.44%	-1.83%
1-Year Return	50.98%	22.96%	11.54%
3-Year Return	-5.61%	42.66%	43.1%
5-Year Return	28.38%	113.68%	95.1%
10-Year Return	44.55%	209.19%	178.98%

Time Frame	CZFS	Sector	S&P500
1-Week Return	369.43%	38.03%	107.52%
1-Month Return	445.32%	81.89%	135.40%
3-Month Return	17.47%	-11.73%	-2.21%
6-Month Return	-20.85%	-2.90%	-3.68%
1-Year Return	50.98%	22.96%	11.54%
3-Year Return	-1.91%	12.57%	12.69%
5-Year Return	5.12%	16.40%	14.30%
10-Year Return	3.75%	11.95%	10.80%

Financials

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Total Revenue	81.27M	78.42M	81.87M	86.34M	100.75M	[{"date":"2020-12-31","value":80.66,"profit":true},{"date":"2021-12-31","value":77.83,"profit":true},{"date":"2022-12-31","value":81.26,"profit":true},{"date":"2023-12-31","value":85.69,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Cost of Revenue	-	-	-	-	-	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Gross Profit	81.27M	78.42M	81.87M	86.34M	100.75M	[{"date":"2020-12-31","value":80.66,"profit":true},{"date":"2021-12-31","value":77.83,"profit":true},{"date":"2022-12-31","value":81.26,"profit":true},{"date":"2023-12-31","value":85.69,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]

Operating Expenses	73.61M	32.23M	34.63M	43.68M	2.60M	[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":43.79,"profit":true},{"date":"2022-12-31","value":47.04,"profit":true},{"date":"2023-12-31","value":59.34,"profit":true},{"date":"2024-12-31","value":3.53,"profit":true}]
Operating Income	30.37M	35.32M	35.49M	42.66M	33.68M	[{"date":"2020-12-31","value":71.19,"profit":true},{"date":"2021-12-31","value":82.79,"profit":true},{"date":"2022-12-31","value":83.21,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":78.96,"profit":true}]
Total Non-Operating Income/Expense	59.61M	101.05M	59.41M	57.71M	(33.13M)	[{"date":"2020-12-31","value":58.99,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":58.79,"profit":true},{"date":"2023-12-31","value":57.11,"profit":true},{"date":"2024-12-31","value":-32.79,"profit":false}]
Pre-Tax Income	30.37M	35.32M	35.49M	21.52M	33.68M	[{"date":"2020-12-31","value":85.55,"profit":true},{"date":"2021-12-31","value":99.5,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":60.61,"profit":true},{"date":"2024-12-31","value":94.9,"profit":true}]
Income Taxes	5.26M	6.20M	6.43M	3.70M	5.87M	[{"date":"2020-12-31","value":81.79,"profit":true},{"date":"2021-12-31","value":96.33,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":57.56,"profit":true},{"date":"2024-12-31","value":91.14,"profit":true}]
Income After Taxes	25.10M	29.12M	29.06M	17.81M	27.82M	[{"date":"2020-12-31","value":86.21,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.8,"profit":true},{"date":"2023-12-31","value":61.17,"profit":true},{"date":"2024-12-31","value":95.54,"profit":true}]

Income From Continuous Operations	25.10M	29.12M	29.06M	17.81M	27.82M	[{"date":"2020-12-31","value":86.21,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.8,"profit":true},{"date":"2023-12-31","value":61.17,"profit":true},{"date":"2024-12-31","value":95.54,"profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Net Income	25.10M	29.12M	29.06M	17.81M	27.82M	[{"date":"2020-12-31","value":86.21,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.8,"profit":true},{"date":"2023-12-31","value":61.17,"profit":true},{"date":"2024-12-31","value":95.54,"profit":true}]

EPS (Diluted)	6.42	7.30	7.32	6.53	5.91	[{"date":"2020-12-31","value":87.7,"profit":true},{"date":"2021-12-31","value":99.73,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":89.21,"profit":true},{"date":"2024-12-31","value":80.74,"profit":true}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Total Revenue	-	(3.51%)	4.41%	5.45%	16.70%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-21,"profit":false},{"date":"2022-12-31","value":26.39,"profit":true},{"date":"2023-12-31","value":32.66,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Cost of Revenue	-	-	-	-	-	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Gross Profit	-	(3.51%)	4.41%	5.45%	16.70%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-21,"profit":false},{"date":"2022-12-31","value":26.39,"profit":true},{"date":"2023-12-31","value":32.66,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Gross Margin	-	-	-	-	-	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]

Operating Expenses	-	(56.21%)	7.42%	26.15%	(94.05%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-214.98,"profit":false},{"date":"2022-12-31","value":28.39,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-359.69,"profit":false}]
Operating Income	-	16.30%	0.50%	20.17%	(21.04%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":80.82,"profit":true},{"date":"2022-12-31","value":2.5,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-104.27,"profit":false}]
Total Non-Operating Income/Expense	-	69.51%	(41.21%)	(2.86%)	(157.41%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-59.28,"profit":false},{"date":"2023-12-31","value":-4.11,"profit":false},{"date":"2024-12-31","value":-226.45,"profit":false}]
Pre-Tax Income	-	16.30%	0.50%	(39.39%)	56.56%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":28.83,"profit":true},{"date":"2022-12-31","value":0.89,"profit":true},{"date":"2023-12-31","value":-69.64,"profit":false},{"date":"2024-12-31","value":100,"profit":true}]
Income Taxes	-	17.78%	3.81%	(42.44%)	58.34%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":30.48,"profit":true},{"date":"2022-12-31","value":6.53,"profit":true},{"date":"2023-12-31","value":-72.74,"profit":false},{"date":"2024-12-31","value":100,"profit":true}]
Income After Taxes	-	15.99%	(0.20%)	(38.71%)	56.18%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":28.47,"profit":true},{"date":"2022-12-31","value":-0.35,"profit":false},{"date":"2023-12-31","value":-68.9,"profit":false},{"date":"2024-12-31","value":100,"profit":true}]

Income From Continuous Operations	-	15.99%	(0.20%)	(38.71%)	56.18%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":28.47,"profit":true},{"date":"2022-12-31","value":-0.35,"profit":false},{"date":"2023-12-31","value":-68.9,"profit":false},{"date":"2024-12-31","value":100,"profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Net Income	-	15.99%	(0.20%)	(38.71%)	56.18%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":28.47,"profit":true},{"date":"2022-12-31","value":-0.35,"profit":false},{"date":"2023-12-31","value":-68.9,"profit":false},{"date":"2024-12-31","value":100,"profit":true}]

EPS (Diluted)	-	13.71%	0.27%	(10.79%)	(9.49%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":2,"profit":true},{"date":"2023-12-31","value":-78.74,"profit":false},{"date":"2024-12-31","value":-69.27,"profit":false}]

	Mar '24	Jun '24	Sep '24	Dec '24	Mar '25	TREND
Total Revenue	24.83M	24.64M	25.08M	26.21M	42.44M	[{"date":"2024-03-31","value":58.5,"profit":true},{"date":"2024-06-30","value":58.05,"profit":true},{"date":"2024-09-30","value":59.09,"profit":true},{"date":"2024-12-31","value":61.76,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]
Cost of Revenue	-	-	(17.28M)	16.92M	16.64M	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":-102.13,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":98.33,"profit":true}]
Gross Profit	24.83M	24.64M	25.08M	26.21M	25.80M	[{"date":"2024-03-31","value":94.72,"profit":true},{"date":"2024-06-30","value":93.99,"profit":true},{"date":"2024-09-30","value":95.68,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":98.44,"profit":true}]
Gross Margin	100.00%	100.00%	100.00%	100.00%	60.80%	[{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":60.8,"profit":true}]

Operating Expenses	4.50M	12.37M	25.08M	16.67M	16.43M	[{"date":"2024-03-31","value":17.93,"profit":true},{"date":"2024-06-30","value":49.32,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":66.46,"profit":true},{"date":"2025-03-31","value":65.51,"profit":true}]
Operating Income	8.50M	10.26M	9.25M	9.54M	9.38M	[{"date":"2024-03-31","value":82.82,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":90.12,"profit":true},{"date":"2024-12-31","value":92.99,"profit":true},{"date":"2025-03-31","value":91.35,"profit":true}]
Total Non-Operating Income/Expense	29.06M	17.03M	-	22.08M	-	[{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":58.62,"profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":75.98,"profit":true},{"date":"2025-03-31","value":"-","profit":true}]
Pre-Tax Income	8.50M	6.39M	9.25M	9.54M	9.38M	[{"date":"2024-03-31","value":89.07,"profit":true},{"date":"2024-06-30","value":66.93,"profit":true},{"date":"2024-09-30","value":96.92,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":98.24,"profit":true}]
Income Taxes	1.48M	1.11M	1.71M	1.56M	1.75M	[{"date":"2024-03-31","value":84.16,"profit":true},{"date":"2024-06-30","value":63.42,"profit":true},{"date":"2024-09-30","value":97.66,"profit":true},{"date":"2024-12-31","value":88.95,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]
Income After Taxes	7.02M	5.28M	7.54M	7.98M	7.62M	[{"date":"2024-03-31","value":87.99,"profit":true},{"date":"2024-06-30","value":66.08,"profit":true},{"date":"2024-09-30","value":94.4,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":95.47,"profit":true}]

Income From Continuous Operations	7.02M	5.28M	7.54M	7.98M	7.62M	[{"date":"2024-03-31","value":87.99,"profit":true},{"date":"2024-06-30","value":66.08,"profit":true},{"date":"2024-09-30","value":94.4,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":95.47,"profit":true}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true}]
Net Income	7.02M	5.28M	7.54M	7.98M	7.62M	[{"date":"2024-03-31","value":87.99,"profit":true},{"date":"2024-06-30","value":66.08,"profit":true},{"date":"2024-09-30","value":94.4,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":95.47,"profit":true}]

EPS (Diluted)	1.34	1.30	1.59	1.68	1.60	[{"date":"2024-03-31","value":79.76,"profit":true},{"date":"2024-06-30","value":77.38,"profit":true},{"date":"2024-09-30","value":94.64,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":95.24,"profit":true}]

	Mar '24	Jun '24	Sep '24	Dec '24	Mar '25	TREND
Total Revenue	-	(0.77%)	1.80%	4.52%	61.91%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-1.24,"profit":false},{"date":"2024-09-30","value":2.9,"profit":true},{"date":"2024-12-31","value":7.3,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]
Cost of Revenue	-	-	-	(197.91%)	(1.67%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":null,"profit":false},{"date":"2025-03-31","value":null,"profit":false}]
Gross Profit	-	(0.77%)	1.80%	4.52%	(1.56%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-17.03,"profit":false},{"date":"2024-09-30","value":39.8,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":-34.45,"profit":false}]
Gross Margin	-	-	-	-	(39.20%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":null,"profit":false}]

Operating Expenses	-	175.13%	102.74%	(33.54%)	(1.44%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":58.66,"profit":true},{"date":"2024-12-31","value":-19.15,"profit":false},{"date":"2025-03-31","value":-0.82,"profit":false}]
Operating Income	-	20.74%	(9.88%)	3.18%	(1.76%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":-47.64,"profit":false},{"date":"2024-12-31","value":15.33,"profit":true},{"date":"2025-03-31","value":-8.49,"profit":false}]
Total Non-Operating Income/Expense	-	(41.38%)	-	-	-	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":null,"profit":false},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true}]
Pre-Tax Income	-	(24.86%)	44.80%	3.18%	(1.76%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-55.48,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":7.09,"profit":true},{"date":"2025-03-31","value":-3.93,"profit":false}]
Income Taxes	-	(24.64%)	54.00%	(8.93%)	12.43%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-45.64,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-16.53,"profit":false},{"date":"2025-03-31","value":23.02,"profit":true}]
Income After Taxes	-	(24.90%)	42.86%	5.93%	(4.53%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-58.09,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":13.84,"profit":true},{"date":"2025-03-31","value":-10.58,"profit":false}]

Income From Continuous Operations	-	(24.90%)	42.86%	5.93%	(4.53%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-58.09,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":13.84,"profit":true},{"date":"2025-03-31","value":-10.58,"profit":false}]
Income From Discontinued Operations	-	-	-	-	-	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true}]
Net Income	-	(24.90%)	42.86%	5.93%	(4.53%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-58.09,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":13.84,"profit":true},{"date":"2025-03-31","value":-10.58,"profit":false}]

EPS (Diluted)	-	(2.99%)	22.31%	5.66%	(4.76%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-13.38,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":25.37,"profit":true},{"date":"2025-03-31","value":-21.35,"profit":false}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Total Assets
Current Assets	369.89M	590.47M	473.05M	52.82M	478.42M	[{"date":"2020-12-31","value":62.64,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":80.11,"profit":true},{"date":"2023-12-31","value":8.95,"profit":true},{"date":"2024-12-31","value":81.02,"profit":true}]
Non-current Assets	347.11M	464.69M	491.98M	2.92B	125.24M	[{"date":"2020-12-31","value":11.9,"profit":true},{"date":"2021-12-31","value":15.94,"profit":true},{"date":"2022-12-31","value":16.87,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":4.29,"profit":true}]
Total Assets	1.89B	2.14B	2.33B	2.98B	3.03B	[{"date":"2020-12-31","value":62.52,"profit":true},{"date":"2021-12-31","value":70.85,"profit":true},{"date":"2022-12-31","value":77.12,"profit":true},{"date":"2023-12-31","value":98.33,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]

Total Liabilities
Current Liabilities	1.02M	711.00K	1.23M	4.87M	2.41B	[{"date":"2020-12-31","value":0.04,"profit":true},{"date":"2021-12-31","value":0.03,"profit":true},{"date":"2022-12-31","value":0.05,"profit":true},{"date":"2023-12-31","value":0.2,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Non-current Liabilities	1.70B	1.93B	2.13B	2.69B	272.81M	[{"date":"2020-12-31","value":63.02,"profit":true},{"date":"2021-12-31","value":71.73,"profit":true},{"date":"2022-12-31","value":79.21,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":10.14,"profit":true}]
Total Liabilities	1.70B	1.93B	2.13B	2.70B	2.73B	[{"date":"2020-12-31","value":62.27,"profit":true},{"date":"2021-12-31","value":70.85,"profit":true},{"date":"2022-12-31","value":78.26,"profit":true},{"date":"2023-12-31","value":98.89,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]

Total Shareholders' equity
Common Stock	4.35M	4.39M	4.43M	5.16M	5.21M	[{"date":"2020-12-31","value":83.53,"profit":true},{"date":"2021-12-31","value":84.27,"profit":true},{"date":"2022-12-31","value":85.02,"profit":true},{"date":"2023-12-31","value":99.1,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Retained Earnings	126.63M	146.01M	164.92M	172.97M	189.44M	[{"date":"2020-12-31","value":66.84,"profit":true},{"date":"2021-12-31","value":77.07,"profit":true},{"date":"2022-12-31","value":87.06,"profit":true},{"date":"2023-12-31","value":91.31,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Other Stockholders' Equity	60.70M	62.25M	63.94M	126.44M	128.60M	[{"date":"2020-12-31","value":47.2,"profit":true},{"date":"2021-12-31","value":48.4,"profit":true},{"date":"2022-12-31","value":49.72,"profit":true},{"date":"2023-12-31","value":98.32,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Total Shareholders' equity	194.26M	212.49M	200.15M	279.67M	299.73M	[{"date":"2020-12-31","value":64.81,"profit":true},{"date":"2021-12-31","value":70.89,"profit":true},{"date":"2022-12-31","value":66.77,"profit":true},{"date":"2023-12-31","value":93.3,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	1.89B	2.14B	2.33B	2.98B	3.03B	[{"date":"2020-12-31","value":62.52,"profit":true},{"date":"2021-12-31","value":70.85,"profit":true},{"date":"2022-12-31","value":77.12,"profit":true},{"date":"2023-12-31","value":98.33,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Total Assets
Current Assets	-	59.63%	(19.89%)	(88.83%)	805.79%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":7.4,"profit":true},{"date":"2022-12-31","value":-2.47,"profit":false},{"date":"2023-12-31","value":-11.02,"profit":false},{"date":"2024-12-31","value":100,"profit":true}]
Non-current Assets	-	33.87%	5.87%	492.73%	(95.71%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":6.87,"profit":true},{"date":"2022-12-31","value":1.19,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-19.42,"profit":false}]
Total Assets	-	13.33%	8.84%	27.51%	1.69%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":48.46,"profit":true},{"date":"2022-12-31","value":32.14,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":6.16,"profit":true}]

Total Liabilities
Current Liabilities	-	(30.09%)	73.28%	295.54%	49389.66%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":-0.06,"profit":false},{"date":"2022-12-31","value":0.15,"profit":true},{"date":"2023-12-31","value":0.6,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Non-current Liabilities	-	13.82%	10.43%	26.24%	(89.86%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":52.64,"profit":true},{"date":"2022-12-31","value":39.76,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-342.39,"profit":false}]
Total Liabilities	-	13.78%	10.45%	26.36%	1.13%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":52.28,"profit":true},{"date":"2022-12-31","value":39.65,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":4.27,"profit":true}]

Total Shareholders' equity
Common Stock	-	0.90%	0.89%	16.55%	0.91%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":5.42,"profit":true},{"date":"2022-12-31","value":5.37,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":5.5,"profit":true}]
Retained Earnings	-	15.31%	12.95%	4.88%	9.52%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.62,"profit":true},{"date":"2023-12-31","value":31.9,"profit":true},{"date":"2024-12-31","value":62.2,"profit":true}]
Other Stockholders' Equity	-	2.56%	2.71%	97.76%	1.71%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":2.62,"profit":true},{"date":"2022-12-31","value":2.78,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":1.75,"profit":true}]
Total Shareholders' equity	-	9.39%	(5.81%)	39.73%	7.18%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":23.62,"profit":true},{"date":"2022-12-31","value":-14.62,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":18.06,"profit":true}]

Total Liabilities & Shareholders Equity	-	13.33%	8.84%	27.51%	1.69%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":48.46,"profit":true},{"date":"2022-12-31","value":32.14,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":6.16,"profit":true}]

	Mar '24	Jun '24	Sep '24	Dec '24	Mar '25	TREND
Total Assets
Current Assets	44.23M	55.73M	36.76M	103.45M	96.33M	[{"date":"2024-03-31","value":42.76,"profit":true},{"date":"2024-06-30","value":53.87,"profit":true},{"date":"2024-09-30","value":35.54,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":93.12,"profit":true}]
Non-current Assets	2.88B	2.89B	545.45M	2.92B	2.92B	[{"date":"2024-03-31","value":98.45,"profit":true},{"date":"2024-06-30","value":98.96,"profit":true},{"date":"2024-09-30","value":18.67,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":99.92,"profit":true}]
Total Assets	2.92B	2.95B	3.03B	3.03B	3.02B	[{"date":"2024-03-31","value":96.52,"profit":true},{"date":"2024-06-30","value":97.39,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":99.98,"profit":true},{"date":"2025-03-31","value":99.67,"profit":true}]

Total Liabilities
Current Liabilities	1.55B	1.51B	553.77M	2.41B	2.37B	[{"date":"2024-03-31","value":64.4,"profit":true},{"date":"2024-06-30","value":62.64,"profit":true},{"date":"2024-09-30","value":22.96,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":98.19,"profit":true}]
Non-current Liabilities	1.09B	1.15B	2.17B	314.36M	340.05M	[{"date":"2024-03-31","value":49.92,"profit":true},{"date":"2024-06-30","value":52.91,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":14.46,"profit":true},{"date":"2025-03-31","value":15.64,"profit":true}]
Total Liabilities	2.64B	2.66B	2.73B	2.73B	2.71B	[{"date":"2024-03-31","value":96.72,"profit":true},{"date":"2024-06-30","value":97.55,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":99.93,"profit":true},{"date":"2025-03-31","value":99.28,"profit":true}]

Total Shareholders' equity
Common Stock	5.16M	5.21M	5.21M	5.21M	5.21M	[{"date":"2024-03-31","value":99.1,"profit":true},{"date":"2024-06-30","value":99.98,"profit":true},{"date":"2024-09-30","value":99.98,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]
Retained Earnings	177.69M	178.59M	183.79M	189.44M	194.71M	[{"date":"2024-03-31","value":91.26,"profit":true},{"date":"2024-06-30","value":91.72,"profit":true},{"date":"2024-09-30","value":94.39,"profit":true},{"date":"2024-12-31","value":97.3,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]
Other Stockholders' Equity	126.44M	128.61M	128.57M	128.60M	128.62M	[{"date":"2024-03-31","value":98.31,"profit":true},{"date":"2024-06-30","value":99.99,"profit":true},{"date":"2024-09-30","value":99.96,"profit":true},{"date":"2024-12-31","value":99.99,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]
Total Shareholders' equity	282.67M	286.47M	298.65M	299.73M	308.30M	[{"date":"2024-03-31","value":91.69,"profit":true},{"date":"2024-06-30","value":92.92,"profit":true},{"date":"2024-09-30","value":96.87,"profit":true},{"date":"2024-12-31","value":97.22,"profit":true},{"date":"2025-03-31","value":100,"profit":true}]

Total Liabilities & Shareholders Equity	2.92B	2.95B	3.03B	3.03B	3.02B	[{"date":"2024-03-31","value":96.52,"profit":true},{"date":"2024-06-30","value":97.39,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":99.98,"profit":true},{"date":"2025-03-31","value":99.67,"profit":true}]

	Mar '24	Jun '24	Sep '24	Dec '24	Mar '25	TREND
Total Assets
Current Assets	-	25.97%	(34.03%)	181.39%	(6.88%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":14.32,"profit":true},{"date":"2024-09-30","value":-18.76,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":-3.8,"profit":false}]
Non-current Assets	-	0.52%	(81.14%)	435.76%	(0.08%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":0.12,"profit":true},{"date":"2024-09-30","value":-18.62,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":-0.02,"profit":false}]
Total Assets	-	0.90%	2.68%	(0.02%)	(0.31%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":33.78,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-0.92,"profit":false},{"date":"2025-03-31","value":-11.58,"profit":false}]

Total Liabilities
Current Liabilities	-	(2.73%)	(63.34%)	335.50%	(1.81%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-0.81,"profit":false},{"date":"2024-09-30","value":-18.88,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":-0.54,"profit":false}]
Non-current Liabilities	-	6.00%	89.00%	(85.54%)	8.17%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":6.74,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-96.12,"profit":false},{"date":"2025-03-31","value":9.18,"profit":true}]
Total Liabilities	-	0.86%	2.51%	(0.07%)	(0.66%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":34.19,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-2.67,"profit":false},{"date":"2025-03-31","value":-26.25,"profit":false}]

Total Shareholders' equity
Common Stock	-	0.89%	-	0.02%	-	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":2.15,"profit":true},{"date":"2025-03-31","value":"-","profit":true}]
Retained Earnings	-	0.50%	2.91%	3.07%	2.78%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":16.38,"profit":true},{"date":"2024-09-30","value":94.77,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":90.41,"profit":true}]
Other Stockholders' Equity	-	1.71%	(0.03%)	0.03%	0.01%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":-1.63,"profit":false},{"date":"2024-12-31","value":1.5,"profit":true},{"date":"2025-03-31","value":0.64,"profit":true}]
Total Shareholders' equity	-	1.34%	4.25%	0.36%	2.86%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":31.57,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":8.5,"profit":true},{"date":"2025-03-31","value":67.16,"profit":true}]

Total Liabilities & Shareholders Equity	-	0.90%	2.68%	(0.02%)	(0.31%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":33.78,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-0.92,"profit":false},{"date":"2025-03-31","value":-11.58,"profit":false}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Operating Activities
Net Operating Cash Flow	11.82M	38.69M	33.24M	26.54M	33.18M	[{"date":"2020-12-31","value":30.55,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":85.91,"profit":true},{"date":"2023-12-31","value":68.58,"profit":true},{"date":"2024-12-31","value":85.76,"profit":true}]

Investing Activities
Net Investing Cash Flow	(110.73M)	(158.23M)	(362.45M)	-	-	[{"date":"2020-12-31","value":-11073400000,"profit":false},{"date":"2021-12-31","value":-15823200000,"profit":false},{"date":"2022-12-31","value":-36245200000,"profit":false},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	149.10M	223.66M	182.59M	(59.40M)	25.27M	[{"date":"2020-12-31","value":66.66,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":81.64,"profit":true},{"date":"2023-12-31","value":-26.56,"profit":false},{"date":"2024-12-31","value":11.3,"profit":true}]

Net Change in Cash	50.19M	104.13M	(146.62M)	26.61M	(10.62M)	[{"date":"2020-12-31","value":48.2,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-140.81,"profit":false},{"date":"2023-12-31","value":25.55,"profit":true},{"date":"2024-12-31","value":-10.2,"profit":false}]

Free Cash Flow
Free Cash Flow	10.88M	37.59M	31.61M	23.92M	31.87M	[{"date":"2020-12-31","value":28.95,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.09,"profit":true},{"date":"2023-12-31","value":63.64,"profit":true},{"date":"2024-12-31","value":84.78,"profit":true}]

	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	5YR TREND
Operating Activities
Net Operating Cash Flow	-	227.30%	(14.09%)	(20.17%)	25.04%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-6.2,"profit":false},{"date":"2023-12-31","value":-8.87,"profit":false},{"date":"2024-12-31","value":11.02,"profit":true}]

Investing Activities
Net Investing Cash Flow	-	42.89%	129.06%	-	-	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":33.23,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	-	50.01%	(18.36%)	(132.53%)	(142.55%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-36.72,"profit":false},{"date":"2023-12-31","value":-265,"profit":false},{"date":"2024-12-31","value":-285.05,"profit":false}]

Net Change in Cash	-	107.48%	(240.81%)	(118.15%)	(139.90%)	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-224.06,"profit":false},{"date":"2023-12-31","value":-109.93,"profit":false},{"date":"2024-12-31","value":-130.17,"profit":false}]

Free Cash Flow
Free Cash Flow	-	245.48%	(15.91%)	(24.32%)	33.23%	[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-6.48,"profit":false},{"date":"2023-12-31","value":-9.91,"profit":false},{"date":"2024-12-31","value":13.54,"profit":true}]

	Mar '24	Jun '24	Sep '24	Dec '24	Mar '25	TREND
Operating Activities
Net Operating Cash Flow	13.46M	3.02M	1.12M	10.48M	10.95M	[{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":22.46,"profit":true},{"date":"2024-09-30","value":8.35,"profit":true},{"date":"2024-12-31","value":77.91,"profit":true},{"date":"2025-03-31","value":81.34,"profit":true}]

Investing Activities
Net Investing Cash Flow	-	-	-	-	-	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	(59.77M)	18.76M	71.15M	(4.87M)	(15.63M)	[{"date":"2024-03-31","value":-84,"profit":false},{"date":"2024-06-30","value":26.37,"profit":true},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-6.84,"profit":false},{"date":"2025-03-31","value":-21.97,"profit":false}]

Net Change in Cash	(23.20M)	8.81M	(1.67M)	5.44M	(5.42M)	[{"date":"2024-03-31","value":-263.21,"profit":false},{"date":"2024-06-30","value":100,"profit":true},{"date":"2024-09-30","value":-18.95,"profit":false},{"date":"2024-12-31","value":61.71,"profit":true},{"date":"2025-03-31","value":-61.45,"profit":false}]

Free Cash Flow
Free Cash Flow	13.36M	2.90M	897.00K	10.02M	10.36M	[{"date":"2024-03-31","value":100,"profit":true},{"date":"2024-06-30","value":21.67,"profit":true},{"date":"2024-09-30","value":6.72,"profit":true},{"date":"2024-12-31","value":75.02,"profit":true},{"date":"2025-03-31","value":77.56,"profit":true}]

	Mar '24	Jun '24	Sep '24	Dec '24	Mar '25	TREND
Operating Activities
Net Operating Cash Flow	-	(77.54%)	(62.84%)	833.48%	4.41%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-9.3,"profit":false},{"date":"2024-09-30","value":-7.54,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":0.53,"profit":true}]

Investing Activities
Net Investing Cash Flow	-	-	-	-	-	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2024-09-30","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-03-31","value":"-","profit":true}]

Financing Activities
Net Financing Cash Flow	-	(131.39%)	279.26%	(106.84%)	221.07%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-47.05,"profit":false},{"date":"2024-09-30","value":100,"profit":true},{"date":"2024-12-31","value":-38.26,"profit":false},{"date":"2025-03-31","value":79.16,"profit":true}]

Net Change in Cash	-	(137.99%)	(118.95%)	(425.69%)	(199.58%)	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":null,"profit":false},{"date":"2024-09-30","value":null,"profit":false},{"date":"2024-12-31","value":null,"profit":false},{"date":"2025-03-31","value":null,"profit":false}]

Free Cash Flow
Free Cash Flow	-	(78.33%)	(69.02%)	1017.17%	3.38%	[{"date":"2024-03-31","value":"-","profit":true},{"date":"2024-06-30","value":-7.7,"profit":false},{"date":"2024-09-30","value":-6.79,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-03-31","value":0.33,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

	CZFS
Cash Ratio	0.04
Current Ratio	0.04

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

	CZFS
ROA (LTM)	0.96%
ROE (LTM)	9.62%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

	CZFS
Debt Ratio Lower is generally better. Negative is bad.	0.90
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier.	0.10

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

	CZFS
Trailing PE	10.24
Forward PE	9.27
P/S (TTM)	2.91
P/B	0.94
Price/FCF	28
EV/R	5.79
EV/Ebitda	NM
PEG	NM

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FAQs

What is Citizens Financial Services Inc. Common Stock share price today?

Citizens Financial Services Inc. Common Stock (CZFS) share price today is $62.92

Can Indians buy Citizens Financial Services Inc. Common Stock shares?

Yes, Indians can buy shares of Citizens Financial Services Inc. Common Stock (CZFS) on Vested. To buy Citizens Financial Services Inc. Common Stock from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in CZFS stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Citizens Financial Services Inc. Common Stock be purchased?

Yes, you can purchase fractional shares of Citizens Financial Services Inc. Common Stock (CZFS) via the Vested app. You can start investing in Citizens Financial Services Inc. Common Stock (CZFS) with a minimum investment of $1.

How to invest in Citizens Financial Services Inc. Common Stock shares from India?

You can invest in shares of Citizens Financial Services Inc. Common Stock (CZFS) via Vested in three simple steps:

Click on Sign Up or Invest in CZFS stock at the top of this page
Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
Transfer USD funds to your US Brokerage account and start investing in Citizens Financial Services Inc. Common Stock shares

What is Citizens Financial Services Inc. Common Stock 52-week high and low stock price?

The 52-week high price of Citizens Financial Services Inc. Common Stock (CZFS) is $74.22. The 52-week low price of Citizens Financial Services Inc. Common Stock (CZFS) is $38.14.

What is Citizens Financial Services Inc. Common Stock price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Citizens Financial Services Inc. Common Stock (CZFS) is 10.2429

What is Citizens Financial Services Inc. Common Stock price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Citizens Financial Services Inc. Common Stock (CZFS) is 0.94

What is Citizens Financial Services Inc. Common Stock dividend yield?

The dividend yield of Citizens Financial Services Inc. Common Stock (CZFS) is 3.24%

What is the Market Cap of Citizens Financial Services Inc. Common Stock?

The market capitalization of Citizens Financial Services Inc. Common Stock (CZFS) is $290.72M

What is Citizens Financial Services Inc. Common Stock’s stock symbol?

The stock symbol (or ticker) of Citizens Financial Services Inc. Common Stock is CZFS