search icon
cznc-img

Citizens & Northern Corp, Common Stock

CZNC

NAQ

$18.81

+$0.09

(0.48%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$294.24M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
10.6971
Volume info-icon
This is the total number of shares traded during the most recent trading day.
17.05K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
5.86%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.53
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$15.61 L
$22.06 H
$18.81

About Citizens & Northern Corp, Common Stock

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. The company also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. It operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania. more

Industry: BanksSector: Financials

Returns

Time FrameCZNCSectorS&P500
1-Week Return-0.95%1.23%0.79%
1-Month Return-1.21%4.48%6.04%
3-Month Return-11.9%-2.55%-1.11%
6-Month Return-8.15%-0.95%-2.39%
1-Year Return11.63%24.57%11.69%
3-Year Return-22.72%43.36%42.29%
5-Year Return-1.93%117.21%93.12%
10-Year Return-2.99%213.49%179.21%

Financials

Dec '20Dec '21Dec '22Dec '23Dec '245YR TREND
Total Revenue90.85M103.82M105.96M104.63M106.51M[{"date":"2020-12-31","value":85.3,"profit":true},{"date":"2021-12-31","value":97.48,"profit":true},{"date":"2022-12-31","value":99.49,"profit":true},{"date":"2023-12-31","value":98.24,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Cost of Revenue----(21.57M)[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":-2157200000,"profit":false}]
Gross Profit90.85M103.82M105.96M104.63M106.51M[{"date":"2020-12-31","value":85.3,"profit":true},{"date":"2021-12-31","value":97.48,"profit":true},{"date":"2022-12-31","value":99.49,"profit":true},{"date":"2023-12-31","value":98.24,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Operating Expenses(67.64M)(66.13M)2.00M59.63M2.17M[{"date":"2020-12-31","value":-113.42,"profit":false},{"date":"2021-12-31","value":-110.9,"profit":false},{"date":"2022-12-31","value":3.36,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":3.65,"profit":true}]
Operating Income23.21M37.69M41.87M45.00M31.87M[{"date":"2020-12-31","value":51.58,"profit":true},{"date":"2021-12-31","value":83.75,"profit":true},{"date":"2022-12-31","value":93.04,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":70.82,"profit":true}]
Total Non-Operating Income/Expense47.13M66.20M71.35M65.88M(14.92M)[{"date":"2020-12-31","value":66.05,"profit":true},{"date":"2021-12-31","value":92.78,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":92.34,"profit":true},{"date":"2024-12-31","value":-20.91,"profit":false}]
Pre-Tax Income23.21M37.69M32.35M30.48M31.87M[{"date":"2020-12-31","value":61.59,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":85.84,"profit":true},{"date":"2023-12-31","value":80.88,"profit":true},{"date":"2024-12-31","value":84.57,"profit":true}]
Income Taxes3.99M7.13M5.73M6.33M5.91M[{"date":"2020-12-31","value":55.94,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":80.36,"profit":true},{"date":"2023-12-31","value":88.81,"profit":true},{"date":"2024-12-31","value":82.9,"profit":true}]
Income After Taxes19.22M30.55M26.62M24.15M25.96M[{"date":"2020-12-31","value":62.91,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":87.12,"profit":true},{"date":"2023-12-31","value":79.03,"profit":true},{"date":"2024-12-31","value":84.96,"profit":true}]
Income From Continuous Operations19.22M30.55M26.62M24.15M25.96M[{"date":"2020-12-31","value":62.91,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":87.12,"profit":true},{"date":"2023-12-31","value":79.03,"profit":true},{"date":"2024-12-31","value":84.96,"profit":true}]
Income From Discontinued Operations-----[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Net Income19.22M30.55M26.62M24.15M25.96M[{"date":"2020-12-31","value":62.91,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":87.12,"profit":true},{"date":"2023-12-31","value":79.03,"profit":true},{"date":"2024-12-31","value":84.96,"profit":true}]
EPS (Diluted)1.771.921.711.571.69[{"date":"2020-12-31","value":92.19,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":89.06,"profit":true},{"date":"2023-12-31","value":81.77,"profit":true},{"date":"2024-12-31","value":88.02,"profit":true}]

Ratios

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

CZNC
ROA (LTM) 1.05%
ROE (LTM) 9.92%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

CZNC
Debt Ratio Lower is generally better. Negative is bad. 0.89
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.11

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

CZNC
Trailing PE 10.75
Forward PE 11.19
P/S (TTM) 2.70
P/B 1.03
Price/FCF 280
EV/R 4.49
EV/Ebitda NM
PEG NM

FAQs

What is Citizens & Northern Corp share price today?

Citizens & Northern Corp (CZNC) share price today is $18.81

Can Indians buy Citizens & Northern Corp shares?

Yes, Indians can buy shares of Citizens & Northern Corp (CZNC) on Vested. To buy Citizens & Northern Corp from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in CZNC stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Citizens & Northern Corp be purchased?

Yes, you can purchase fractional shares of Citizens & Northern Corp (CZNC) via the Vested app. You can start investing in Citizens & Northern Corp (CZNC) with a minimum investment of $1.

How to invest in Citizens & Northern Corp shares from India?

You can invest in shares of Citizens & Northern Corp (CZNC) via Vested in three simple steps:

  • Click on Sign Up or Invest in CZNC stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Citizens & Northern Corp shares
What is Citizens & Northern Corp 52-week high and low stock price?

The 52-week high price of Citizens & Northern Corp (CZNC) is $22.06. The 52-week low price of Citizens & Northern Corp (CZNC) is $15.61.

What is Citizens & Northern Corp price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Citizens & Northern Corp (CZNC) is 10.6971

What is Citizens & Northern Corp price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Citizens & Northern Corp (CZNC) is 1.03

What is Citizens & Northern Corp dividend yield?

The dividend yield of Citizens & Northern Corp (CZNC) is 5.86%

What is the Market Cap of Citizens & Northern Corp?

The market capitalization of Citizens & Northern Corp (CZNC) is $294.24M

What is Citizens & Northern Corp’s stock symbol?

The stock symbol (or ticker) of Citizens & Northern Corp is CZNC

Signup to access all features and start your US investing journey!

  • Open your account in minutes
  • Take your portfolio global, starting at just $1
Get started

Add ticker to compare

Scroll to Top