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First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina. more
| Time Frame | FCNCA | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 2.68% | 0.86% | -0.71% |
| 1-Month Return | -3.14% | -1.09% | 5.5% |
| 3-Month Return | 1.21% | 1.97% | 8.8% |
| 6-Month Return | 6.48% | 0.12% | 12.69% |
| 1-Year Return | 8.02% | 2.86% | 27.45% |
| 3-Year Return | 52.23% | 58.39% | 77.46% |
| 5-Year Return | 133.84% | 37.65% | 79% |
| 10-Year Return | 690.29% | 174.6% | 262.75% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 1.90B | 5.10B | 12.64B | 14.94B | 14.50B | [{"date":"2021-12-31","value":12.71,"profit":true},{"date":"2022-12-31","value":34.11,"profit":true},{"date":"2023-12-31","value":84.59,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.03,"profit":true}] |
| Cost of Revenue | 24.00M | 1.11B | 5.05B | 5.64B | 5.59B | [{"date":"2021-12-31","value":0.43,"profit":true},{"date":"2022-12-31","value":19.71,"profit":true},{"date":"2023-12-31","value":89.59,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":99.1,"profit":true}] |
| Gross Profit | 1.88B | 3.98B | 7.58B | 9.30B | 8.91B | [{"date":"2021-12-31","value":20.16,"profit":true},{"date":"2022-12-31","value":42.84,"profit":true},{"date":"2023-12-31","value":81.56,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":95.78,"profit":true}] |
| Gross Margin | 98.74% | 78.18% | 60.01% | 62.24% | 61.44% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":79.18,"profit":true},{"date":"2023-12-31","value":60.78,"profit":true},{"date":"2024-12-31","value":63.04,"profit":true},{"date":"2025-12-31","value":62.23,"profit":true}] |
| Operating Expenses | 1.17B | 2.62B | (4.49B) | 5.71B | 5.94B | [{"date":"2021-12-31","value":19.78,"profit":true},{"date":"2022-12-31","value":44.17,"profit":true},{"date":"2023-12-31","value":-75.69,"profit":false},{"date":"2024-12-31","value":96.14,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 701.00M | 1.36B | 12.08B | 3.59B | 2.97B | [{"date":"2021-12-31","value":5.8,"profit":true},{"date":"2022-12-31","value":11.28,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":29.74,"profit":true},{"date":"2025-12-31","value":24.6,"profit":true}] |
| Total Non-Operating Income/Expense | 1.24B | 2.86B | 14.35B | 9.69B | - | [{"date":"2021-12-31","value":8.66,"profit":true},{"date":"2022-12-31","value":19.92,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":67.51,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 701.00M | 1.36B | 12.08B | 3.59B | 2.97B | [{"date":"2021-12-31","value":5.8,"profit":true},{"date":"2022-12-31","value":11.28,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":29.74,"profit":true},{"date":"2025-12-31","value":24.6,"profit":true}] |
| Income Taxes | 154.00M | 264.00M | 611.00M | 815.00M | 765.00M | [{"date":"2021-12-31","value":18.9,"profit":true},{"date":"2022-12-31","value":32.39,"profit":true},{"date":"2023-12-31","value":74.97,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":93.87,"profit":true}] |
| Income After Taxes | 547.00M | 1.10B | 11.47B | 2.78B | 2.21B | [{"date":"2021-12-31","value":4.77,"profit":true},{"date":"2022-12-31","value":9.58,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":24.22,"profit":true},{"date":"2025-12-31","value":19.24,"profit":true}] |
| Income From Continuous Operations | 547.46M | 1.10B | 11.21B | 2.78B | 2.21B | [{"date":"2021-12-31","value":4.88,"profit":true},{"date":"2022-12-31","value":9.8,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":24.77,"profit":true},{"date":"2025-12-31","value":19.68,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 547.00M | 1.10B | 11.47B | 2.78B | 2.21B | [{"date":"2021-12-31","value":4.77,"profit":true},{"date":"2022-12-31","value":9.58,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":24.22,"profit":true},{"date":"2025-12-31","value":19.24,"profit":true}] |
| EPS (Diluted) | 53.88 | 71.73 | 808.74 | 194.76 | 178.46 | [{"date":"2021-12-31","value":6.66,"profit":true},{"date":"2022-12-31","value":8.87,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":24.08,"profit":true},{"date":"2025-12-31","value":22.07,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| FCNCA | |
|---|---|
| Cash Ratio | 0.14 |
| Current Ratio | 0.15 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| FCNCA | |
|---|---|
| ROA (LTM) | 0.97% |
| ROE (LTM) | 10.18% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| FCNCA | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.91 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.09 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| FCNCA | |
|---|---|
| Trailing PE | 11.38 |
| Forward PE | 12.27 |
| P/S (TTM) | 2.52 |
| P/B | 1.14 |
| Price/FCF | NM |
| EV/R | 6.29 |
| EV/Ebitda | NM |
| PEG | 1.23 |
First Citizens BancShares, Inc. (FCNCA) share price today is $1994.655
Yes, Indians can buy shares of First Citizens BancShares, Inc. (FCNCA) on Vested. To buy
Yes, you can purchase fractional shares of First Citizens BancShares, Inc. (FCNCA) via the Vested app. You can start investing in First Citizens BancShares, Inc. (FCNCA) with a minimum investment of $1.
You can invest in shares of First Citizens BancShares, Inc. (FCNCA) via Vested in three simple steps:
The 52-week high price of First Citizens BancShares, Inc. (FCNCA) is $2229.87. The 52-week low price of First Citizens BancShares, Inc. (FCNCA) is $1620.25.
The price-to-earnings (P/E) ratio of First Citizens BancShares, Inc. (FCNCA) is 11.3763
The price-to-book (P/B) ratio of First Citizens BancShares, Inc. (FCNCA) is 1.14
The dividend yield of First Citizens BancShares, Inc. (FCNCA) is 0.42%
The market capitalization of First Citizens BancShares, Inc. (FCNCA) is $23.05B
The stock symbol (or ticker) of First Citizens BancShares, Inc. is FCNCA
Consider the share price of First Citizens BancShares, Inc. as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether First Citizens BancShares, Inc. has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in First Citizens BancShares, Inc. shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the First Citizens BancShares, Inc. stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of First Citizens BancShares, Inc. and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that First Citizens BancShares, Inc. stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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