search icon
fisi-img

Financial Institutions Inc, Common Stock

FISI

NSQ

$25.805

+$0.09

(0.35%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$514.41M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
0
Volume info-icon
This is the total number of shares traded during the most recent trading day.
11.20K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
4.82%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.72
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$16.12 L
$29.43 H
$25.805

About Financial Institutions Inc, Common Stock

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, and deposit account collateralized loans. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. more

Industry: BanksSector: Financials

Returns

Time FrameFISISectorS&P500
1-Week Return0.55%1.23%1.18%
1-Month Return1.06%4.48%6.44%
3-Month Return-8.21%-2.55%-0.73%
6-Month Return-5.3%-0.95%-2.01%
1-Year Return48.33%24.57%12.12%
3-Year Return-8.63%43.36%42.84%
5-Year Return45.39%117.21%93.86%
10-Year Return11.49%213.49%180.28%

Financials

Dec '20Dec '21Dec '22Dec '23Dec '245YR TREND
Total Revenue182.06M199.56M196.11M48.24M313.23M[{"date":"2020-12-31","value":58.12,"profit":true},{"date":"2021-12-31","value":63.71,"profit":true},{"date":"2022-12-31","value":62.61,"profit":true},{"date":"2023-12-31","value":15.4,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Cost of Revenue--(16.24M)283.00M-[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":-5.74,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Gross Profit182.06M199.56M212.35M48.24M313.23M[{"date":"2020-12-31","value":58.12,"profit":true},{"date":"2021-12-31","value":63.71,"profit":true},{"date":"2022-12-31","value":67.79,"profit":true},{"date":"2023-12-31","value":15.4,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Gross Margin100.00%100.00%108.28%100.00%100.00%[{"date":"2020-12-31","value":92.35,"profit":true},{"date":"2021-12-31","value":92.35,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":92.35,"profit":true},{"date":"2024-12-31","value":92.35,"profit":true}]
Operating Expenses95.53M99.67M112.24M1.93M1.57M[{"date":"2020-12-31","value":85.11,"profit":true},{"date":"2021-12-31","value":88.8,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":1.72,"profit":true},{"date":"2024-12-31","value":1.4,"profit":true}]
Operating Income59.45M97.22M88.09M63.05M311.66M[{"date":"2020-12-31","value":19.07,"profit":true},{"date":"2021-12-31","value":31.2,"profit":true},{"date":"2022-12-31","value":28.27,"profit":true},{"date":"2023-12-31","value":20.23,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense125.26M141.65M150.25M232.03M(216.22M)[{"date":"2020-12-31","value":53.98,"profit":true},{"date":"2021-12-31","value":61.05,"profit":true},{"date":"2022-12-31","value":64.75,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-93.18,"profit":false}]
Pre-Tax Income45.72M97.22M70.97M63.05M(68.15M)[{"date":"2020-12-31","value":47.03,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":73,"profit":true},{"date":"2023-12-31","value":64.85,"profit":true},{"date":"2024-12-31","value":-70.1,"profit":false}]
Income Taxes7.39M19.52M14.40M12.79M(26.50M)[{"date":"2020-12-31","value":37.85,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":73.74,"profit":true},{"date":"2023-12-31","value":65.5,"profit":true},{"date":"2024-12-31","value":-135.73,"profit":false}]
Income After Taxes38.33M77.70M56.57M50.26M(41.65M)[{"date":"2020-12-31","value":49.34,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":72.81,"profit":true},{"date":"2023-12-31","value":64.69,"profit":true},{"date":"2024-12-31","value":-53.6,"profit":false}]
Income From Continuous Operations38.33M77.70M56.57M52.57M(41.65M)[{"date":"2020-12-31","value":49.34,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":72.81,"profit":true},{"date":"2023-12-31","value":67.66,"profit":true},{"date":"2024-12-31","value":-53.6,"profit":false}]
Income From Discontinued Operations-----[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Net Income38.33M77.70M56.57M50.26M(41.65M)[{"date":"2020-12-31","value":49.34,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":72.81,"profit":true},{"date":"2023-12-31","value":64.69,"profit":true},{"date":"2024-12-31","value":-53.6,"profit":false}]
EPS (Diluted)2.304.783.563.393.11[{"date":"2020-12-31","value":48.12,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":74.48,"profit":true},{"date":"2023-12-31","value":70.92,"profit":true},{"date":"2024-12-31","value":65.16,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

FISI
Cash Ratio 21.95
Current Ratio 21.95

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

FISI
ROA (LTM) -0.43%
ROE (LTM) -5.18%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

FISI
Debt Ratio Lower is generally better. Negative is bad. 0.80
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.20

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

FISI
Trailing PE NM
Forward PE NM
P/S (TTM) 4.76
P/B 0.90
Price/FCF 56
EV/R 6.19
EV/Ebitda NM
PEG 1.91

FAQs

What is Financial Institutions Inc share price today?

Financial Institutions Inc (FISI) share price today is $25.805

Can Indians buy Financial Institutions Inc shares?

Yes, Indians can buy shares of Financial Institutions Inc (FISI) on Vested. To buy Financial Institutions Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in FISI stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Financial Institutions Inc be purchased?

Yes, you can purchase fractional shares of Financial Institutions Inc (FISI) via the Vested app. You can start investing in Financial Institutions Inc (FISI) with a minimum investment of $1.

How to invest in Financial Institutions Inc shares from India?

You can invest in shares of Financial Institutions Inc (FISI) via Vested in three simple steps:

  • Click on Sign Up or Invest in FISI stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Financial Institutions Inc shares
What is Financial Institutions Inc 52-week high and low stock price?

The 52-week high price of Financial Institutions Inc (FISI) is $29.43. The 52-week low price of Financial Institutions Inc (FISI) is $16.12.

What is Financial Institutions Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Financial Institutions Inc (FISI) is 0.90

What is Financial Institutions Inc dividend yield?

The dividend yield of Financial Institutions Inc (FISI) is 4.82%

What is the Market Cap of Financial Institutions Inc?

The market capitalization of Financial Institutions Inc (FISI) is $514.41M

What is Financial Institutions Inc’s stock symbol?

The stock symbol (or ticker) of Financial Institutions Inc is FISI

Signup to access all features and start your US investing journey!

  • Open your account in minutes
  • Take your portfolio global, starting at just $1
Get started

Add ticker to compare

Scroll to Top