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Financial Institutions Inc, Common Stock

FISI

NSQ

$27.991

-$0.46

(-1.62%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$447.53M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
9.123
Volume info-icon
This is the total number of shares traded during the most recent trading day.
70.59K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
4.16%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.92
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$15.65 L
$29.34 H
$27.991

About Financial Institutions Inc, Common Stock

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company offers personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. more

Industry: BanksSector: Financials

Returns

Time FrameFISISectorS&P500
1-Week Return6.43%-1.21%0.2%
1-Month Return7.2%-1.84%2.72%
3-Month Return9.09%8.32%7.31%
6-Month Return62.76%19.73%10.44%
1-Year Return39.26%31.67%27.53%
3-Year Return-9.77%27.24%30.88%
5-Year Return-14.33%58.69%89.21%
10-Year Return12.72%207.34%199.95%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue169.94M182.06M199.56M212.35M48.24M[{"date":"2019-12-31","value":80.03,"profit":true},{"date":"2020-12-31","value":85.73,"profit":true},{"date":"2021-12-31","value":93.97,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":22.72,"profit":true}]
Cost of Revenue----283.00M[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Gross Profit169.94M182.06M199.56M212.35M48.24M[{"date":"2019-12-31","value":80.03,"profit":true},{"date":"2020-12-31","value":85.73,"profit":true},{"date":"2021-12-31","value":93.97,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":22.72,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(110.52M)(136.33M)(102.33M)2.01M1.93M[{"date":"2019-12-31","value":-5490.31,"profit":false},{"date":"2020-12-31","value":-6772.68,"profit":false},{"date":"2021-12-31","value":-5083.61,"profit":false},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":95.68,"profit":true}]
Operating Income59.42M45.72M97.22M106.83M63.05M[{"date":"2019-12-31","value":55.62,"profit":true},{"date":"2020-12-31","value":42.8,"profit":true},{"date":"2021-12-31","value":91.01,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":59.02,"profit":true}]
Total Non-Operating Income/Expense189.33M125.26M141.65M150.25M232.03M[{"date":"2019-12-31","value":81.6,"profit":true},{"date":"2020-12-31","value":53.98,"profit":true},{"date":"2021-12-31","value":61.05,"profit":true},{"date":"2022-12-31","value":64.75,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Pre-Tax Income59.42M45.72M97.22M70.97M63.05M[{"date":"2019-12-31","value":61.12,"profit":true},{"date":"2020-12-31","value":47.03,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":73,"profit":true},{"date":"2023-12-31","value":64.85,"profit":true}]
Income Taxes10.56M7.39M19.52M14.40M12.79M[{"date":"2019-12-31","value":54.08,"profit":true},{"date":"2020-12-31","value":37.85,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":73.74,"profit":true},{"date":"2023-12-31","value":65.5,"profit":true}]
Income After Taxes48.86M38.33M77.70M56.57M50.26M[{"date":"2019-12-31","value":62.89,"profit":true},{"date":"2020-12-31","value":49.34,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":72.81,"profit":true},{"date":"2023-12-31","value":64.69,"profit":true}]
Income From Continuous Operations48.86M38.33M77.70M56.57M52.57M[{"date":"2019-12-31","value":62.89,"profit":true},{"date":"2020-12-31","value":49.34,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":72.81,"profit":true},{"date":"2023-12-31","value":67.66,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income48.86M38.33M77.70M56.57M50.26M[{"date":"2019-12-31","value":62.89,"profit":true},{"date":"2020-12-31","value":49.34,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":72.81,"profit":true},{"date":"2023-12-31","value":64.69,"profit":true}]
EPS (Diluted)2.962.304.783.563.39[{"date":"2019-12-31","value":61.92,"profit":true},{"date":"2020-12-31","value":48.12,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":74.48,"profit":true},{"date":"2023-12-31","value":70.92,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

FISI
Cash Ratio 13.78
Current Ratio 16.81

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

FISI
ROA (LTM) 0.83%
ROE (LTM) 11.21%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

FISI
Debt Ratio Lower is generally better. Negative is bad. 0.92
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.08

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

FISI
Trailing PE 9.12
Forward PE NM
P/S (TTM) 2.07
P/B 0.93
Price/FCF NM
EV/R 3.09
EV/Ebitda NM
PEG 1.91

FAQs

What is Financial Institutions Inc share price today?

Financial Institutions Inc (FISI) share price today is $27.991

Can Indians buy Financial Institutions Inc shares?

Yes, Indians can buy shares of Financial Institutions Inc (FISI) on Vested. To buy Financial Institutions Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in FISI stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Financial Institutions Inc be purchased?

Yes, you can purchase fractional shares of Financial Institutions Inc (FISI) via the Vested app. You can start investing in Financial Institutions Inc (FISI) with a minimum investment of $1.

How to invest in Financial Institutions Inc shares from India?

You can invest in shares of Financial Institutions Inc (FISI) via Vested in three simple steps:

  • Click on Sign Up or Invest in FISI stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Financial Institutions Inc shares
What is Financial Institutions Inc 52-week high and low stock price?

The 52-week high price of Financial Institutions Inc (FISI) is $29.34. The 52-week low price of Financial Institutions Inc (FISI) is $15.65.

What is Financial Institutions Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Financial Institutions Inc (FISI) is 9.123

What is Financial Institutions Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Financial Institutions Inc (FISI) is 0.93

What is Financial Institutions Inc dividend yield?

The dividend yield of Financial Institutions Inc (FISI) is 4.16%

What is the Market Cap of Financial Institutions Inc?

The market capitalization of Financial Institutions Inc (FISI) is $447.53M

What is Financial Institutions Inc’s stock symbol?

The stock symbol (or ticker) of Financial Institutions Inc is FISI

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