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The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. The company accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. It also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, the company offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, it offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. The company operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. more
| Time Frame | FNLC | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -2.77% | -4.74% | -1.38% |
| 1-Month Return | 11.2% | -4.68% | -1.81% |
| 3-Month Return | 13.41% | -2.43% | 1.38% |
| 6-Month Return | 9.45% | -2.03% | 5.68% |
| 1-Year Return | 13.54% | -0.02% | 11.74% |
| 3-Year Return | -3.44% | 40.04% | 65.15% |
| 5-Year Return | 17.24% | 61.23% | 73.68% |
| 10-Year Return | 54.97% | 205.62% | 260.03% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 96.46M | 109.91M | 128.17M | 165.43M | 177.61M | [{"date":"2021-12-31","value":54.31,"profit":true},{"date":"2022-12-31","value":61.88,"profit":true},{"date":"2023-12-31","value":72.17,"profit":true},{"date":"2024-12-31","value":93.14,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 10.40M | 18.62M | 15.44M | 85.69M | 84.74M | [{"date":"2021-12-31","value":12.14,"profit":true},{"date":"2022-12-31","value":21.73,"profit":true},{"date":"2023-12-31","value":18.02,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":98.9,"profit":true}] |
| Gross Profit | 86.06M | 91.29M | 128.17M | 79.74M | 92.87M | [{"date":"2021-12-31","value":67.14,"profit":true},{"date":"2022-12-31","value":71.22,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":62.21,"profit":true},{"date":"2025-12-31","value":72.45,"profit":true}] |
| Gross Margin | 89.22% | 83.06% | 100.00% | 48.20% | 52.29% | [{"date":"2021-12-31","value":89.22,"profit":true},{"date":"2022-12-31","value":83.06,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":48.2,"profit":true},{"date":"2025-12-31","value":52.29,"profit":true}] |
| Operating Expenses | 42.15M | 43.90M | (125.47M) | 47.16M | 50.93M | [{"date":"2021-12-31","value":82.76,"profit":true},{"date":"2022-12-31","value":86.21,"profit":true},{"date":"2023-12-31","value":-246.38,"profit":false},{"date":"2024-12-31","value":92.59,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 43.91M | 47.39M | 2.70M | 32.58M | 41.94M | [{"date":"2021-12-31","value":92.67,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":5.7,"profit":true},{"date":"2024-12-31","value":68.76,"profit":true},{"date":"2025-12-31","value":88.51,"profit":true}] |
| Total Non-Operating Income/Expense | 54.12M | 64.98M | 98.21M | (3.00B) | - | [{"date":"2021-12-31","value":55.1,"profit":true},{"date":"2022-12-31","value":66.17,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-3052.65,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 43.91M | 47.39M | 35.70M | 32.58M | 41.94M | [{"date":"2021-12-31","value":92.67,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.35,"profit":true},{"date":"2024-12-31","value":68.76,"profit":true},{"date":"2025-12-31","value":88.51,"profit":true}] |
| Income Taxes | 7.64M | 8.40M | 6.18M | 5.54M | 7.54M | [{"date":"2021-12-31","value":91.04,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":73.65,"profit":true},{"date":"2024-12-31","value":65.97,"profit":true},{"date":"2025-12-31","value":89.86,"profit":true}] |
| Income After Taxes | 36.27M | 38.99M | 29.52M | 27.05M | - | [{"date":"2021-12-31","value":93.02,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.71,"profit":true},{"date":"2024-12-31","value":69.36,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 36.27M | 38.99M | 29.52M | 27.05M | - | [{"date":"2021-12-31","value":93.02,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.71,"profit":true},{"date":"2024-12-31","value":69.36,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 36.27M | 38.99M | 29.52M | 27.05M | 34.39M | [{"date":"2021-12-31","value":93.02,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.71,"profit":true},{"date":"2024-12-31","value":69.36,"profit":true},{"date":"2025-12-31","value":88.21,"profit":true}] |
| EPS (Diluted) | 3.30 | 3.53 | 2.66 | 2.96 | 3.07 | [{"date":"2021-12-31","value":93.48,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.35,"profit":true},{"date":"2024-12-31","value":83.88,"profit":true},{"date":"2025-12-31","value":87.05,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| FNLC | |
|---|---|
| Cash Ratio | 0.20 |
| Current Ratio | 0.21 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| FNLC | |
|---|---|
| ROA (LTM) | 1.09% |
| ROE (LTM) | 12.84% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| FNLC | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.91 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.09 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| FNLC | |
|---|---|
| Trailing PE | 9.45 |
| Forward PE | NM |
| P/S (TTM) | 3.52 |
| P/B | 1.15 |
| Price/FCF | 26 |
| EV/R | 5.43 |
| EV/Ebitda | NM |
| PEG | NM |
First Bancorp Inc (FNLC) share price today is $29.18
Yes, Indians can buy shares of First Bancorp Inc (FNLC) on Vested. To buy
Yes, you can purchase fractional shares of First Bancorp Inc (FNLC) via the Vested app. You can start investing in First Bancorp Inc (FNLC) with a minimum investment of $1.
You can invest in shares of First Bancorp Inc (FNLC) via Vested in three simple steps:
The 52-week high price of First Bancorp Inc (FNLC) is $30.33. The 52-week low price of First Bancorp Inc (FNLC) is $21.21.
The price-to-earnings (P/E) ratio of First Bancorp Inc (FNLC) is 9.4545
The price-to-book (P/B) ratio of First Bancorp Inc (FNLC) is 1.15
The dividend yield of First Bancorp Inc (FNLC) is 5.04%
The market capitalization of First Bancorp Inc (FNLC) is $326.80M
The stock symbol (or ticker) of First Bancorp Inc is FNLC
Consider the share price of First Bancorp Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether First Bancorp Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in First Bancorp Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the First Bancorp Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of First Bancorp Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that First Bancorp Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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