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Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania. more
| Time Frame | FRAF | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 4.84% | -1.03% | 2.13% |
| 1-Month Return | -1.55% | -4.61% | -0.47% |
| 3-Month Return | 1.64% | -1.73% | 1.29% |
| 6-Month Return | 15.86% | 0.53% | 7.71% |
| 1-Year Return | 32.82% | 2.69% | 14.7% |
| 3-Year Return | 52.27% | 42.89% | 67.75% |
| 5-Year Return | 81.46% | 67.32% | 76.25% |
| 10-Year Return | 142% | 216.85% | 271.83% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 63.98M | 70.27M | 90.38M | 113.83M | 133.55M | [{"date":"2021-12-31","value":47.91,"profit":true},{"date":"2022-12-31","value":52.62,"profit":true},{"date":"2023-12-31","value":67.68,"profit":true},{"date":"2024-12-31","value":85.24,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 802.00K | 5.51M | 25.85M | 45.92M | 47.62M | [{"date":"2021-12-31","value":1.68,"profit":true},{"date":"2022-12-31","value":11.58,"profit":true},{"date":"2023-12-31","value":54.28,"profit":true},{"date":"2024-12-31","value":96.42,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 63.18M | 64.76M | 64.53M | 67.91M | 85.92M | [{"date":"2021-12-31","value":73.53,"profit":true},{"date":"2022-12-31","value":75.37,"profit":true},{"date":"2023-12-31","value":75.1,"profit":true},{"date":"2024-12-31","value":79.04,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 98.75% | 92.15% | 71.40% | 59.66% | 64.34% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":93.32,"profit":true},{"date":"2023-12-31","value":72.31,"profit":true},{"date":"2024-12-31","value":60.42,"profit":true},{"date":"2025-12-31","value":65.16,"profit":true}] |
| Operating Expenses | 40.16M | 47.26M | 48.78M | 54.59M | 59.66M | [{"date":"2021-12-31","value":67.33,"profit":true},{"date":"2022-12-31","value":79.23,"profit":true},{"date":"2023-12-31","value":81.76,"profit":true},{"date":"2024-12-31","value":91.52,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 23.01M | 17.50M | 15.75M | 13.31M | 26.27M | [{"date":"2021-12-31","value":87.62,"profit":true},{"date":"2022-12-31","value":66.6,"profit":true},{"date":"2023-12-31","value":59.97,"profit":true},{"date":"2024-12-31","value":50.69,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 38.04M | 44.87M | 53.81M | (29.42M) | - | [{"date":"2021-12-31","value":70.7,"profit":true},{"date":"2022-12-31","value":83.38,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-54.68,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 23.01M | 17.50M | 15.75M | 13.31M | 26.27M | [{"date":"2021-12-31","value":87.62,"profit":true},{"date":"2022-12-31","value":66.6,"profit":true},{"date":"2023-12-31","value":59.97,"profit":true},{"date":"2024-12-31","value":50.69,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 3.40M | 2.56M | 2.15M | 2.22M | 5.04M | [{"date":"2021-12-31","value":67.41,"profit":true},{"date":"2022-12-31","value":50.72,"profit":true},{"date":"2023-12-31","value":42.75,"profit":true},{"date":"2024-12-31","value":43.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 19.62M | 14.94M | 13.60M | 11.10M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":76.15,"profit":true},{"date":"2023-12-31","value":69.32,"profit":true},{"date":"2024-12-31","value":56.58,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 19.62M | 14.94M | 13.84M | 11.10M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":76.15,"profit":true},{"date":"2023-12-31","value":70.58,"profit":true},{"date":"2024-12-31","value":56.58,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 19.62M | 14.94M | 13.60M | 11.10M | 21.23M | [{"date":"2021-12-31","value":92.41,"profit":true},{"date":"2022-12-31","value":70.38,"profit":true},{"date":"2023-12-31","value":64.06,"profit":true},{"date":"2024-12-31","value":52.29,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 4.41 | 3.36 | 3.11 | 2.49 | 3.39 | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":76.19,"profit":true},{"date":"2023-12-31","value":70.44,"profit":true},{"date":"2024-12-31","value":56.57,"profit":true},{"date":"2025-12-31","value":76.9,"profit":true}] |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| FRAF | |
|---|---|
| ROA (LTM) | 0.70% |
| ROE (LTM) | 13.65% |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| FRAF | |
|---|---|
| Trailing PE | 10.37 |
| Forward PE | NM |
| P/S (TTM) | 2.53 |
| P/B | 1.27 |
| Price/FCF | 28 |
| EV/R | 2.50 |
| EV/Ebitda | NM |
| PEG | NM |
Franklin Financial Services Corp (FRAF) share price today is $49.61
Yes, Indians can buy shares of Franklin Financial Services Corp (FRAF) on Vested. To buy
Yes, you can purchase fractional shares of Franklin Financial Services Corp (FRAF) via the Vested app. You can start investing in Franklin Financial Services Corp (FRAF) with a minimum investment of $1.
You can invest in shares of Franklin Financial Services Corp (FRAF) via Vested in three simple steps:
The 52-week high price of Franklin Financial Services Corp (FRAF) is $59.53. The 52-week low price of Franklin Financial Services Corp (FRAF) is $31.4.
The price-to-earnings (P/E) ratio of Franklin Financial Services Corp (FRAF) is 10.3718
The price-to-book (P/B) ratio of Franklin Financial Services Corp (FRAF) is 1.27
The dividend yield of Franklin Financial Services Corp (FRAF) is 2.71%
The market capitalization of Franklin Financial Services Corp (FRAF) is $217.52M
The stock symbol (or ticker) of Franklin Financial Services Corp is FRAF
Consider the share price of Franklin Financial Services Corp as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Franklin Financial Services Corp has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Franklin Financial Services Corp shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Franklin Financial Services Corp stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Franklin Financial Services Corp and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Franklin Financial Services Corp stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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