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Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California. more
| Time Frame | FSBC | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.3% | 0.89% | 0.49% |
| 1-Month Return | 7.9% | -1.97% | 1.02% |
| 3-Month Return | 21.49% | 1.14% | 3.34% |
| 6-Month Return | 29.2% | -0.86% | 7.04% |
| 1-Year Return | 26.8% | -0.08% | 11.68% |
| 3-Year Return | 43.2% | 46.32% | 71.63% |
| 5-Year Return | 66.23% | 60.91% | 75.56% |
| 10-Year Return | 274.64% | 205.99% | 257.55% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 87.82M | 123.79M | 7.51M | 212.20M | 255.47M | [{"date":"2021-12-31","value":34.38,"profit":true},{"date":"2022-12-31","value":48.46,"profit":true},{"date":"2023-12-31","value":2.94,"profit":true},{"date":"2024-12-31","value":83.06,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 5.67M | 21.55M | 6.72M | 94.19M | 106.73M | [{"date":"2021-12-31","value":5.31,"profit":true},{"date":"2022-12-31","value":20.19,"profit":true},{"date":"2023-12-31","value":6.29,"profit":true},{"date":"2024-12-31","value":88.25,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 82.15M | 102.24M | 793.00K | 118.01M | 148.74M | [{"date":"2021-12-31","value":55.23,"profit":true},{"date":"2022-12-31","value":68.74,"profit":true},{"date":"2023-12-31","value":0.53,"profit":true},{"date":"2024-12-31","value":79.34,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 93.54% | 82.59% | 10.56% | 55.61% | 58.22% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":88.3,"profit":true},{"date":"2023-12-31","value":11.29,"profit":true},{"date":"2024-12-31","value":59.45,"profit":true},{"date":"2025-12-31","value":62.24,"profit":true}] |
| Operating Expenses | 35.00M | 39.38M | 2.40M | 53.29M | 65.01M | [{"date":"2021-12-31","value":53.84,"profit":true},{"date":"2022-12-31","value":60.58,"profit":true},{"date":"2023-12-31","value":3.7,"profit":true},{"date":"2024-12-31","value":81.97,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 47.15M | 62.86M | (1.61M) | 64.72M | 83.73M | [{"date":"2021-12-31","value":56.31,"profit":true},{"date":"2022-12-31","value":75.07,"profit":true},{"date":"2023-12-31","value":-1.92,"profit":false},{"date":"2024-12-31","value":77.3,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 124.76M | 167.12M | 181.56M | 180.39M | - | [{"date":"2021-12-31","value":68.71,"profit":true},{"date":"2022-12-31","value":92.04,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":99.35,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 47.15M | 62.86M | 66.62M | 64.72M | 83.73M | [{"date":"2021-12-31","value":56.31,"profit":true},{"date":"2022-12-31","value":75.07,"profit":true},{"date":"2023-12-31","value":79.56,"profit":true},{"date":"2024-12-31","value":77.3,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 4.71M | 18.06M | 18.88M | 19.05M | 22.13M | [{"date":"2021-12-31","value":21.27,"profit":true},{"date":"2022-12-31","value":81.61,"profit":true},{"date":"2023-12-31","value":85.34,"profit":true},{"date":"2024-12-31","value":86.1,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 42.44M | 44.80M | 47.73M | 45.67M | - | [{"date":"2021-12-31","value":88.91,"profit":true},{"date":"2022-12-31","value":93.86,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":95.68,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 42.44M | 44.80M | 50.22M | 45.67M | - | [{"date":"2021-12-31","value":84.52,"profit":true},{"date":"2022-12-31","value":89.21,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":90.95,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 42.44M | 44.80M | 47.73M | 45.67M | 61.61M | [{"date":"2021-12-31","value":68.89,"profit":true},{"date":"2022-12-31","value":72.72,"profit":true},{"date":"2023-12-31","value":77.48,"profit":true},{"date":"2024-12-31","value":74.13,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 2.23 | 2.61 | 2.78 | 2.28 | 2.90 | [{"date":"2021-12-31","value":76.9,"profit":true},{"date":"2022-12-31","value":90,"profit":true},{"date":"2023-12-31","value":95.86,"profit":true},{"date":"2024-12-31","value":78.62,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| FSBC | |
|---|---|
| Cash Ratio | 0.16 |
| Current Ratio | 0.14 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| FSBC | |
|---|---|
| ROA (LTM) | 1.40% |
| ROE (LTM) | 14.63% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| FSBC | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.91 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.09 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| FSBC | |
|---|---|
| Trailing PE | 13.81 |
| Forward PE | NM |
| P/S (TTM) | 5.75 |
| P/B | 1.94 |
| EV/R | 6.07 |
| EV/Ebitda | NM |
Five Star Bancorp (FSBC) share price today is $40.676
Yes, Indians can buy shares of Five Star Bancorp (FSBC) on Vested. To buy
Yes, you can purchase fractional shares of Five Star Bancorp (FSBC) via the Vested app. You can start investing in Five Star Bancorp (FSBC) with a minimum investment of $1.
You can invest in shares of Five Star Bancorp (FSBC) via Vested in three simple steps:
The 52-week high price of Five Star Bancorp (FSBC) is $42.26. The 52-week low price of Five Star Bancorp (FSBC) is $21.65.
The price-to-earnings (P/E) ratio of Five Star Bancorp (FSBC) is 13.8069
The price-to-book (P/B) ratio of Five Star Bancorp (FSBC) is 1.94
The dividend yield of Five Star Bancorp (FSBC) is 1.97%
The market capitalization of Five Star Bancorp (FSBC) is $861.67M
The stock symbol (or ticker) of Five Star Bancorp is FSBC
Consider the share price of Five Star Bancorp as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Five Star Bancorp has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Five Star Bancorp shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Five Star Bancorp stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Five Star Bancorp and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Five Star Bancorp stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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