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HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, and farmland sales and services; commercial checking accounts; and treasury management services, as well as originates and services residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois. more
| Time Frame | HBT | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 0.81% | -0.28% | -0.82% |
| 1-Month Return | 6.1% | -1.15% | 1.28% |
| 3-Month Return | 24.74% | 2.37% | 3.98% |
| 6-Month Return | 13.66% | 0.17% | 6.73% |
| 1-Year Return | 12.36% | 0.81% | 12.24% |
| 3-Year Return | 28.27% | 47.56% | 72.07% |
| 5-Year Return | 84.13% | 64.19% | 75.69% |
| 10-Year Return | 83.66% | 208.57% | 258.38% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 164.23M | 186.72M | 263.64M | 285.21M | 293.33M | [{"date":"2021-12-31","value":55.99,"profit":true},{"date":"2022-12-31","value":63.66,"profit":true},{"date":"2023-12-31","value":89.88,"profit":true},{"date":"2024-12-31","value":97.23,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | (2.26M) | 6.47M | 45.50M | 65.88M | 58.59M | [{"date":"2021-12-31","value":-3.43,"profit":false},{"date":"2022-12-31","value":9.83,"profit":true},{"date":"2023-12-31","value":69.06,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":88.93,"profit":true}] |
| Gross Profit | 166.49M | 180.25M | 218.14M | 219.33M | 234.74M | [{"date":"2021-12-31","value":70.93,"profit":true},{"date":"2022-12-31","value":76.79,"profit":true},{"date":"2023-12-31","value":92.93,"profit":true},{"date":"2024-12-31","value":93.44,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 101.37% | 96.53% | 82.74% | 76.90% | 80.03% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":95.22,"profit":true},{"date":"2023-12-31","value":81.62,"profit":true},{"date":"2024-12-31","value":75.86,"profit":true},{"date":"2025-12-31","value":78.94,"profit":true}] |
| Operating Expenses | 89.93M | 104.06M | 129.56M | 121.95M | 130.23M | [{"date":"2021-12-31","value":69.05,"profit":true},{"date":"2022-12-31","value":79.9,"profit":true},{"date":"2023-12-31","value":99.48,"profit":true},{"date":"2024-12-31","value":93.64,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 76.56M | 76.19M | 88.58M | 97.38M | 104.51M | [{"date":"2021-12-31","value":73.26,"profit":true},{"date":"2022-12-31","value":72.9,"profit":true},{"date":"2023-12-31","value":84.76,"profit":true},{"date":"2024-12-31","value":93.18,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 106.30M | 121.95M | 270.30M | 38.85M | - | [{"date":"2021-12-31","value":39.33,"profit":true},{"date":"2022-12-31","value":45.12,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":14.37,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 76.56M | 76.19M | 88.58M | 97.38M | 104.51M | [{"date":"2021-12-31","value":73.26,"profit":true},{"date":"2022-12-31","value":72.9,"profit":true},{"date":"2023-12-31","value":84.76,"profit":true},{"date":"2024-12-31","value":93.18,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 20.29M | 19.73M | 22.74M | 25.60M | 27.50M | [{"date":"2021-12-31","value":73.79,"profit":true},{"date":"2022-12-31","value":71.77,"profit":true},{"date":"2023-12-31","value":82.69,"profit":true},{"date":"2024-12-31","value":93.11,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 56.27M | 56.46M | 65.84M | 71.78M | - | [{"date":"2021-12-31","value":78.39,"profit":true},{"date":"2022-12-31","value":78.65,"profit":true},{"date":"2023-12-31","value":91.73,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 56.27M | 60.47M | 60.54M | 71.78M | - | [{"date":"2021-12-31","value":78.39,"profit":true},{"date":"2022-12-31","value":84.25,"profit":true},{"date":"2023-12-31","value":84.34,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 56.27M | 56.46M | 65.84M | 71.78M | 77.01M | [{"date":"2021-12-31","value":73.07,"profit":true},{"date":"2022-12-31","value":73.31,"profit":true},{"date":"2023-12-31","value":85.5,"profit":true},{"date":"2024-12-31","value":93.21,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 2.05 | 2.07 | 2.45 | 2.37 | 2.53 | [{"date":"2021-12-31","value":81.03,"profit":true},{"date":"2022-12-31","value":81.82,"profit":true},{"date":"2023-12-31","value":96.84,"profit":true},{"date":"2024-12-31","value":93.68,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| HBT | |
|---|---|
| Cash Ratio | 0.28 |
| Current Ratio | 0.28 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| HBT | |
|---|---|
| ROA (LTM) | 1.52% |
| ROE (LTM) | 13.28% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| HBT | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.88 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.12 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| HBT | |
|---|---|
| Trailing PE | 11.70 |
| Forward PE | NM |
| P/S (TTM) | 3.83 |
| P/B | 1.48 |
| EV/R | 4.15 |
| EV/Ebitda | NM |
Hbt Financial Inc (HBT) share price today is $28.41
Yes, Indians can buy shares of Hbt Financial Inc (HBT) on Vested. To buy
Yes, you can purchase fractional shares of Hbt Financial Inc (HBT) via the Vested app. You can start investing in Hbt Financial Inc (HBT) with a minimum investment of $1.
You can invest in shares of Hbt Financial Inc (HBT) via Vested in three simple steps:
The 52-week high price of Hbt Financial Inc (HBT) is $29.87. The 52-week low price of Hbt Financial Inc (HBT) is $18.81.
The price-to-earnings (P/E) ratio of Hbt Financial Inc (HBT) is 11.6967
The price-to-book (P/B) ratio of Hbt Financial Inc (HBT) is 1.48
The dividend yield of Hbt Financial Inc (HBT) is 0.00%
The market capitalization of Hbt Financial Inc (HBT) is $897.07M
The stock symbol (or ticker) of Hbt Financial Inc is HBT
Consider the share price of Hbt Financial Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Hbt Financial Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Hbt Financial Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Hbt Financial Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Hbt Financial Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Hbt Financial Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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