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LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China. more
| Time Frame | LX | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 3.82% | -1.02% | -1.31% |
| 1-Month Return | 0.67% | -1.88% | 0.78% |
| 3-Month Return | -24.49% | 1.62% | 3.46% |
| 6-Month Return | -51.85% | -0.57% | 6.19% |
| 1-Year Return | -65.75% | 0.06% | 11.68% |
| 3-Year Return | 6.79% | 46.46% | 71.21% |
| 5-Year Return | -78.16% | 62.97% | 74.81% |
| 10-Year Return | -72.06% | 206.28% | 256.59% |
| Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 11.65B | 11.38B | 9.87B | 13.06B | 14.20B | [{"date":"2020-12-31","value":81.99,"profit":true},{"date":"2021-12-31","value":80.12,"profit":true},{"date":"2022-12-31","value":69.46,"profit":true},{"date":"2023-12-31","value":91.93,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Cost of Revenue | 8.01B | 5.63B | 6.83B | 8.54B | 9.18B | [{"date":"2020-12-31","value":87.3,"profit":true},{"date":"2021-12-31","value":61.36,"profit":true},{"date":"2022-12-31","value":74.43,"profit":true},{"date":"2023-12-31","value":93.1,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Gross Profit | 3.63B | 5.75B | 3.03B | 4.51B | 5.03B | [{"date":"2020-12-31","value":63.19,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":52.78,"profit":true},{"date":"2023-12-31","value":78.5,"profit":true},{"date":"2024-12-31","value":87.42,"profit":true}] |
| Gross Margin | 31.20% | 50.52% | 30.76% | 34.56% | 35.39% | [{"date":"2020-12-31","value":61.76,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":60.89,"profit":true},{"date":"2023-12-31","value":68.42,"profit":true},{"date":"2024-12-31","value":70.05,"profit":true}] |
| Operating Expenses | 2.20B | 2.68B | 2.70B | 2.63B | 2.74B | [{"date":"2020-12-31","value":80.29,"profit":true},{"date":"2021-12-31","value":97.77,"profit":true},{"date":"2022-12-31","value":98.55,"profit":true},{"date":"2023-12-31","value":96.13,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Operating Income | 1.43B | 3.07B | 334.45M | 1.88B | 2.29B | [{"date":"2020-12-31","value":46.67,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":10.89,"profit":true},{"date":"2023-12-31","value":61.2,"profit":true},{"date":"2024-12-31","value":74.46,"profit":true}] |
| Total Non-Operating Income/Expense | (825.05M) | (364.01M) | 638.49M | (600.74M) | (941.48M) | [{"date":"2020-12-31","value":-129.22,"profit":false},{"date":"2021-12-31","value":-57.01,"profit":false},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-94.09,"profit":false},{"date":"2024-12-31","value":-147.45,"profit":false}] |
| Pre-Tax Income | 685.61M | 2.77B | 1.03B | 1.33B | 1.35B | [{"date":"2020-12-31","value":24.76,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":37.14,"profit":true},{"date":"2023-12-31","value":47.91,"profit":true},{"date":"2024-12-31","value":48.88,"profit":true}] |
| Income Taxes | 90.63M | 435.42M | 202.64M | 260.84M | 253.28M | [{"date":"2020-12-31","value":20.81,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":46.54,"profit":true},{"date":"2023-12-31","value":59.91,"profit":true},{"date":"2024-12-31","value":58.17,"profit":true}] |
| Income After Taxes | 594.98M | 2.33B | 825.93M | 1.07B | 1.10B | [{"date":"2020-12-31","value":25.49,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":35.39,"profit":true},{"date":"2023-12-31","value":45.67,"profit":true},{"date":"2024-12-31","value":47.15,"profit":true}] |
| Income From Continuous Operations | 594.98M | 2.33B | 825.93M | 1.36B | 1.10B | [{"date":"2020-12-31","value":25.49,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":35.39,"profit":true},{"date":"2023-12-31","value":58.06,"profit":true},{"date":"2024-12-31","value":47.15,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] |
| Net Income | 594.98M | 2.33B | 819.75M | 1.07B | 1.10B | [{"date":"2020-12-31","value":25.49,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":35.12,"profit":true},{"date":"2023-12-31","value":45.67,"profit":true},{"date":"2024-12-31","value":47.15,"profit":true}] |
| EPS (Diluted) | 4.01 | 12.41 | 5.75 | 4.12 | 2.02 | [{"date":"2020-12-31","value":32.31,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":46.33,"profit":true},{"date":"2023-12-31","value":33.2,"profit":true},{"date":"2024-12-31","value":16.3,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| LX | |
|---|---|
| Cash Ratio | 0.21 |
| Current Ratio | 1.80 |
| Quick Ratio | 1.80 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| LX | |
|---|---|
| ROA (LTM) | 5.54% |
| ROE (LTM) | 14.88% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| LX | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.49 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.51 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| LX | |
|---|---|
| Trailing PE | 3.23 |
| Forward PE | 2.35 |
| P/S (TTM) | 0.03 |
| P/B | 0.27 |
| EV/R | 0.42 |
| EV/Ebitda | 2.56 |
Lexinfintech Holdings Ltd (LX) share price today is $2.99
Yes, Indians can buy shares of Lexinfintech Holdings Ltd (LX) on Vested. To buy
Yes, you can purchase fractional shares of Lexinfintech Holdings Ltd (LX) via the Vested app. You can start investing in Lexinfintech Holdings Ltd (LX) with a minimum investment of $1.
You can invest in shares of Lexinfintech Holdings Ltd (LX) via Vested in three simple steps:
The 52-week high price of Lexinfintech Holdings Ltd (LX) is $11.11. The 52-week low price of Lexinfintech Holdings Ltd (LX) is $2.62.
The price-to-earnings (P/E) ratio of Lexinfintech Holdings Ltd (LX) is
The price-to-book (P/B) ratio of Lexinfintech Holdings Ltd (LX) is 0.27
The dividend yield of Lexinfintech Holdings Ltd (LX) is 7.32%
The market capitalization of Lexinfintech Holdings Ltd (LX) is $504.79M
The stock symbol (or ticker) of Lexinfintech Holdings Ltd is LX
Consider the share price of Lexinfintech Holdings Ltd as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Lexinfintech Holdings Ltd has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Lexinfintech Holdings Ltd shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Lexinfintech Holdings Ltd stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Lexinfintech Holdings Ltd and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Lexinfintech Holdings Ltd stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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