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MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Doraville, Georgia. more
| Time Frame | MCBS | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 0.48% | -3.55% | -1.5% |
| 1-Month Return | 8.86% | -2.91% | 0.6% |
| 3-Month Return | 17.73% | 0.39% | 2.43% |
| 6-Month Return | 3.62% | -1.62% | 6.01% |
| 1-Year Return | -7.09% | -1% | 11.48% |
| 3-Year Return | 44.23% | 41.93% | 67.52% |
| 5-Year Return | 104.72% | 60.3% | 73.75% |
| 10-Year Return | -99.99% | 201.33% | 254.46% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 139.21M | 162.29M | 115.64M | 234.43M | 237.03M | [{"date":"2021-12-31","value":58.73,"profit":true},{"date":"2022-12-31","value":68.47,"profit":true},{"date":"2023-12-31","value":48.79,"profit":true},{"date":"2024-12-31","value":98.9,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 11.50M | 24.84M | 91.33M | 95.28M | 90.06M | [{"date":"2021-12-31","value":12.07,"profit":true},{"date":"2022-12-31","value":26.07,"profit":true},{"date":"2023-12-31","value":95.85,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":94.52,"profit":true}] |
| Gross Profit | 127.71M | 137.44M | 211.03M | 139.15M | 146.97M | [{"date":"2021-12-31","value":60.52,"profit":true},{"date":"2022-12-31","value":65.13,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":65.94,"profit":true},{"date":"2025-12-31","value":69.64,"profit":true}] |
| Gross Margin | 91.74% | 84.69% | 182.49% | 59.36% | 62.00% | [{"date":"2021-12-31","value":50.27,"profit":true},{"date":"2022-12-31","value":46.41,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":32.53,"profit":true},{"date":"2025-12-31","value":33.98,"profit":true}] |
| Operating Expenses | 45.09M | 46.23M | 71.97M | 51.83M | 54.04M | [{"date":"2021-12-31","value":62.65,"profit":true},{"date":"2022-12-31","value":64.23,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":72.02,"profit":true},{"date":"2025-12-31","value":75.08,"profit":true}] |
| Operating Income | 82.62M | 91.22M | 71.97M | 87.31M | 92.93M | [{"date":"2021-12-31","value":88.9,"profit":true},{"date":"2022-12-31","value":98.16,"profit":true},{"date":"2023-12-31","value":77.45,"profit":true},{"date":"2024-12-31","value":93.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 104.65M | 119.77M | 176.28M | (6.82M) | - | [{"date":"2021-12-31","value":59.36,"profit":true},{"date":"2022-12-31","value":67.95,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-3.87,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 82.62M | 91.22M | 71.97M | 87.31M | 92.93M | [{"date":"2021-12-31","value":88.9,"profit":true},{"date":"2022-12-31","value":98.16,"profit":true},{"date":"2023-12-31","value":77.45,"profit":true},{"date":"2024-12-31","value":93.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 20.92M | 28.61M | 20.36M | 22.81M | 24.23M | [{"date":"2021-12-31","value":73.1,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":71.15,"profit":true},{"date":"2024-12-31","value":79.71,"profit":true},{"date":"2025-12-31","value":84.66,"profit":true}] |
| Income After Taxes | 61.70M | 62.60M | 51.61M | 64.50M | - | [{"date":"2021-12-31","value":95.65,"profit":true},{"date":"2022-12-31","value":97.05,"profit":true},{"date":"2023-12-31","value":80.02,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 61.70M | 65.59M | 50.45M | 64.50M | - | [{"date":"2021-12-31","value":94.07,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":76.91,"profit":true},{"date":"2024-12-31","value":98.34,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 61.70M | 62.60M | 51.61M | 64.50M | 68.70M | [{"date":"2021-12-31","value":89.81,"profit":true},{"date":"2022-12-31","value":91.12,"profit":true},{"date":"2023-12-31","value":75.12,"profit":true},{"date":"2024-12-31","value":93.89,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 2.40 | 2.57 | 2.01 | 2.51 | 2.74 | [{"date":"2021-12-31","value":87.59,"profit":true},{"date":"2022-12-31","value":93.8,"profit":true},{"date":"2023-12-31","value":73.36,"profit":true},{"date":"2024-12-31","value":91.61,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| MCBS | |
|---|---|
| Cash Ratio | 27.31 |
| Current Ratio | 28.64 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| MCBS | |
|---|---|
| ROA (LTM) | 1.64% |
| ROE (LTM) | 14.23% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| MCBS | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.89 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.11 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| MCBS | |
|---|---|
| Trailing PE | 11.00 |
| Forward PE | NM |
| P/S (TTM) | 5.37 |
| P/B | 1.54 |
| Price/FCF | 52 |
| EV/R | 8.76 |
| EV/Ebitda | NM |
MetroCity Bankshares (MCBS) share price today is $29.48
Yes, Indians can buy shares of MetroCity Bankshares (MCBS) on Vested. To buy
Yes, you can purchase fractional shares of MetroCity Bankshares (MCBS) via the Vested app. You can start investing in MetroCity Bankshares (MCBS) with a minimum investment of $1.
You can invest in shares of MetroCity Bankshares (MCBS) via Vested in three simple steps:
The 52-week high price of MetroCity Bankshares (MCBS) is $30.73. The 52-week low price of MetroCity Bankshares (MCBS) is $23.41.
The price-to-earnings (P/E) ratio of MetroCity Bankshares (MCBS) is 11.0038
The price-to-book (P/B) ratio of MetroCity Bankshares (MCBS) is 1.54
The dividend yield of MetroCity Bankshares (MCBS) is 3.32%
The market capitalization of MetroCity Bankshares (MCBS) is $837.16M
The stock symbol (or ticker) of MetroCity Bankshares is MCBS
Consider the share price of MetroCity Bankshares as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether MetroCity Bankshares has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in MetroCity Bankshares shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the MetroCity Bankshares stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of MetroCity Bankshares and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that MetroCity Bankshares stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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