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Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans comprising loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans, including first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products, including checking, savings, money market, certificates of deposits, and sweep accounts; trust and wealth management products and services comprising financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois. more
| Time Frame | MSBI | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -4.21% | -4.74% | -1.38% |
| 1-Month Return | 4.79% | -4.68% | -1.81% |
| 3-Month Return | 43.12% | -2.43% | 1.38% |
| 6-Month Return | 26.35% | -2.03% | 5.68% |
| 1-Year Return | 16.84% | -0.02% | 11.74% |
| 3-Year Return | -13.03% | 40.04% | 65.15% |
| 5-Year Return | 7.89% | 61.23% | 73.68% |
| 10-Year Return | 4.89% | 205.62% | 260.03% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 313.23M | 436.51M | 66.59M | 546.05M | 467.59M | [{"date":"2021-12-31","value":57.36,"profit":true},{"date":"2022-12-31","value":79.94,"profit":true},{"date":"2023-12-31","value":12.19,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":85.63,"profit":true}] |
| Cost of Revenue | 33.53M | 132.78M | 403.29M | 310.11M | 199.29M | [{"date":"2021-12-31","value":8.32,"profit":true},{"date":"2022-12-31","value":32.93,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":76.9,"profit":true},{"date":"2025-12-31","value":49.42,"profit":true}] |
| Gross Profit | 279.70M | 303.73M | 66.59M | 235.94M | 268.30M | [{"date":"2021-12-31","value":92.09,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":21.92,"profit":true},{"date":"2024-12-31","value":77.68,"profit":true},{"date":"2025-12-31","value":88.34,"profit":true}] |
| Gross Margin | 89.29% | 69.58% | 100.00% | 43.21% | 57.38% | [{"date":"2021-12-31","value":89.29,"profit":true},{"date":"2022-12-31","value":69.58,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":43.21,"profit":true},{"date":"2025-12-31","value":57.38,"profit":true}] |
| Operating Expenses | 180.59M | 172.34M | 40.98M | 189.04M | 371.55M | [{"date":"2021-12-31","value":48.6,"profit":true},{"date":"2022-12-31","value":46.38,"profit":true},{"date":"2023-12-31","value":11.03,"profit":true},{"date":"2024-12-31","value":50.88,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 99.11M | 131.39M | 107.57M | 46.90M | (103.24M) | [{"date":"2021-12-31","value":75.44,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":81.88,"profit":true},{"date":"2024-12-31","value":35.7,"profit":true},{"date":"2025-12-31","value":-78.58,"profit":false}] |
| Total Non-Operating Income/Expense | 306.79M | 214.16M | 349.06M | - | - | [{"date":"2021-12-31","value":87.89,"profit":true},{"date":"2022-12-31","value":61.35,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 99.11M | 131.39M | 107.57M | 46.90M | (114.87M) | [{"date":"2021-12-31","value":75.44,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":81.88,"profit":true},{"date":"2024-12-31","value":35.7,"profit":true},{"date":"2025-12-31","value":-87.43,"profit":false}] |
| Income Taxes | 17.80M | 31.15M | 32.11M | 8.86M | 9.41M | [{"date":"2021-12-31","value":55.41,"profit":true},{"date":"2022-12-31","value":97,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":27.58,"profit":true},{"date":"2025-12-31","value":29.31,"profit":true}] |
| Income After Taxes | 81.32M | 100.24M | 75.46M | 38.04M | - | [{"date":"2021-12-31","value":81.12,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.28,"profit":true},{"date":"2024-12-31","value":37.95,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 81.32M | 99.03M | 94.26M | 38.04M | - | [{"date":"2021-12-31","value":82.12,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":95.19,"profit":true},{"date":"2024-12-31","value":38.42,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 81.32M | 100.24M | 75.46M | 38.04M | (124.28M) | [{"date":"2021-12-31","value":81.12,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":75.28,"profit":true},{"date":"2024-12-31","value":37.95,"profit":true},{"date":"2025-12-31","value":-123.99,"profit":false}] |
| EPS (Diluted) | 3.66 | 3.79 | 3.42 | (1.05) | 1.78 | [{"date":"2021-12-31","value":96.57,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":90.24,"profit":true},{"date":"2024-12-31","value":-27.7,"profit":false},{"date":"2025-12-31","value":46.97,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| MSBI | |
|---|---|
| Cash Ratio | 27.46 |
| Current Ratio | 27.46 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| MSBI | |
|---|---|
| ROA (LTM) | -2.08% |
| ROE (LTM) | -21.70% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| MSBI | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.91 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.09 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| MSBI | |
|---|---|
| Trailing PE | NM |
| Forward PE | NM |
| P/S (TTM) | 2.37 |
| P/B | 0.87 |
| Price/FCF | 6 |
| EV/R | 2.97 |
| EV/Ebitda | NM |
| PEG | 2.20 |
Midland States Bancorp Inc (MSBI) share price today is $22.97
Yes, Indians can buy shares of Midland States Bancorp Inc (MSBI) on Vested. To buy
Yes, you can purchase fractional shares of Midland States Bancorp Inc (MSBI) via the Vested app. You can start investing in Midland States Bancorp Inc (MSBI) with a minimum investment of $1.
You can invest in shares of Midland States Bancorp Inc (MSBI) via Vested in three simple steps:
The 52-week high price of Midland States Bancorp Inc (MSBI) is $24.57. The 52-week low price of Midland States Bancorp Inc (MSBI) is $13.96.
The price-to-earnings (P/E) ratio of Midland States Bancorp Inc (MSBI) is
The price-to-book (P/B) ratio of Midland States Bancorp Inc (MSBI) is 0.87
The dividend yield of Midland States Bancorp Inc (MSBI) is 5.31%
The market capitalization of Midland States Bancorp Inc (MSBI) is $490.93M
The stock symbol (or ticker) of Midland States Bancorp Inc is MSBI
Consider the share price of Midland States Bancorp Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Midland States Bancorp Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Midland States Bancorp Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Midland States Bancorp Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Midland States Bancorp Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Midland States Bancorp Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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