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Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan. more
| Time Frame | NPB | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 5.01% | -1.02% | -1.31% |
| 1-Month Return | -1.44% | -1.88% | 0.78% |
| 3-Month Return | 11.67% | 1.62% | 3.46% |
| 6-Month Return | 9.61% | -0.57% | 6.19% |
| 1-Year Return | 22% | 0.06% | 11.68% |
| 3-Year Return | 22.76% | 46.46% | 71.21% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 2.17M | 324.24M | 362.45M | 390.45M | 471.18M | [{"date":"2021-12-31","value":0.46,"profit":true},{"date":"2022-12-31","value":68.81,"profit":true},{"date":"2023-12-31","value":76.92,"profit":true},{"date":"2024-12-31","value":82.87,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 1.14M | 68.90M | 164.68M | 202.99M | 231.56M | [{"date":"2021-12-31","value":0.49,"profit":true},{"date":"2022-12-31","value":29.76,"profit":true},{"date":"2023-12-31","value":71.12,"profit":true},{"date":"2024-12-31","value":87.66,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 1.02M | 255.34M | 197.77M | 187.47M | 239.62M | [{"date":"2021-12-31","value":0.4,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":77.45,"profit":true},{"date":"2024-12-31","value":73.42,"profit":true},{"date":"2025-12-31","value":93.84,"profit":true}] |
| Gross Margin | 47.25% | 78.75% | 54.57% | 48.01% | 50.86% | [{"date":"2021-12-31","value":60,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":69.29,"profit":true},{"date":"2024-12-31","value":60.97,"profit":true},{"date":"2025-12-31","value":64.58,"profit":true}] |
| Operating Expenses | 52.05M | 221.65M | 153.08M | 114.59M | 129.23M | [{"date":"2021-12-31","value":23.48,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":69.07,"profit":true},{"date":"2024-12-31","value":51.7,"profit":true},{"date":"2025-12-31","value":58.3,"profit":true}] |
| Operating Income | (51.03M) | 33.69M | 44.69M | 72.88M | 110.39M | [{"date":"2021-12-31","value":-46.22,"profit":false},{"date":"2022-12-31","value":30.52,"profit":true},{"date":"2023-12-31","value":40.48,"profit":true},{"date":"2024-12-31","value":66.02,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | - | (507.65M) | (853.31M) | 126.84M | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":-400.22,"profit":false},{"date":"2023-12-31","value":-672.74,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | (57.52M) | 33.69M | 44.69M | 72.88M | 110.39M | [{"date":"2021-12-31","value":-52.1,"profit":false},{"date":"2022-12-31","value":30.52,"profit":true},{"date":"2023-12-31","value":40.48,"profit":true},{"date":"2024-12-31","value":66.02,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | (77.70K) | 10.46M | 10.93M | 17.72M | 26.98M | [{"date":"2021-12-31","value":-0.29,"profit":false},{"date":"2022-12-31","value":38.75,"profit":true},{"date":"2023-12-31","value":40.49,"profit":true},{"date":"2024-12-31","value":65.66,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | - | 23.24M | 33.76M | 55.16M | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":42.13,"profit":true},{"date":"2023-12-31","value":61.21,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | - | 23.24M | 33.76M | 55.16M | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":42.13,"profit":true},{"date":"2023-12-31","value":61.21,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | (57.44M) | 23.24M | 33.76M | 55.16M | 83.41M | [{"date":"2021-12-31","value":-68.86,"profit":false},{"date":"2022-12-31","value":27.86,"profit":true},{"date":"2023-12-31","value":40.48,"profit":true},{"date":"2024-12-31","value":66.13,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | - | - | - | 0.34 | 2.09 | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":16.27,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| NPB | |
|---|---|
| Cash Ratio | 0.38 |
| Current Ratio | 0.38 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| NPB | |
|---|---|
| ROA (LTM) | 1.36% |
| ROE (LTM) | 16.17% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| NPB | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.92 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.08 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| NPB | |
|---|---|
| Trailing PE | 8.63 |
| Forward PE | NM |
| P/S (TTM) | 2.61 |
| P/B | 1.06 |
| Price/FCF | 7 |
| EV/R | 8.86 |
| EV/Ebitda | NM |
Northpointe Bancshares, Inc. (NPB) share price today is $17.8
Yes, Indians can buy shares of Northpointe Bancshares, Inc. (NPB) on Vested. To buy
Yes, you can purchase fractional shares of Northpointe Bancshares, Inc. (NPB) via the Vested app. You can start investing in Northpointe Bancshares, Inc. (NPB) with a minimum investment of $1.
You can invest in shares of Northpointe Bancshares, Inc. (NPB) via Vested in three simple steps:
The 52-week high price of Northpointe Bancshares, Inc. (NPB) is $19.48. The 52-week low price of Northpointe Bancshares, Inc. (NPB) is $11.38.
The price-to-earnings (P/E) ratio of Northpointe Bancshares, Inc. (NPB) is 8.6256
The price-to-book (P/B) ratio of Northpointe Bancshares, Inc. (NPB) is 1.06
The dividend yield of Northpointe Bancshares, Inc. (NPB) is 0.58%
The market capitalization of Northpointe Bancshares, Inc. (NPB) is $625.44M
The stock symbol (or ticker) of Northpointe Bancshares, Inc. is NPB
Consider the share price of Northpointe Bancshares, Inc. as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Northpointe Bancshares, Inc. has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Northpointe Bancshares, Inc. shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Northpointe Bancshares, Inc. stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Northpointe Bancshares, Inc. and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Northpointe Bancshares, Inc. stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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