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Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil. more
| Time Frame | NU | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.39% | 1.16% | 0.41% |
| 1-Month Return | 6.4% | -1.64% | 1.81% |
| 3-Month Return | 12.28% | 3.6% | 1.82% |
| 6-Month Return | 50.54% | 4.08% | 10.26% |
| 1-Year Return | 37.82% | 5.4% | 16.37% |
| 3-Year Return | 268.09% | 47.38% | 67.04% |
| 5-Year Return | 75.31% | 79.86% | 82.38% |
| Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 737.13M | 1.70B | 4.79B | 7.67B | 11.10B | [{"date":"2020-12-31","value":6.64,"profit":true},{"date":"2021-12-31","value":15.29,"profit":true},{"date":"2022-12-31","value":43.16,"profit":true},{"date":"2023-12-31","value":69.06,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Cost of Revenue | 240.74M | 484.46M | 1.72B | 4.32B | 6.00B | [{"date":"2020-12-31","value":4.01,"profit":true},{"date":"2021-12-31","value":8.07,"profit":true},{"date":"2022-12-31","value":28.72,"profit":true},{"date":"2023-12-31","value":71.99,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Gross Profit | 496.39M | 1.21B | 3.07B | 3.35B | 5.10B | [{"date":"2020-12-31","value":9.73,"profit":true},{"date":"2021-12-31","value":23.79,"profit":true},{"date":"2022-12-31","value":60.13,"profit":true},{"date":"2023-12-31","value":65.62,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Gross Margin | 67.34% | 71.47% | 64.00% | 43.64% | 45.93% | [{"date":"2020-12-31","value":94.22,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":89.55,"profit":true},{"date":"2023-12-31","value":61.06,"profit":true},{"date":"2024-12-31","value":64.27,"profit":true}] |
| Operating Expenses | 829.16M | 1.87B | 5.10B | 1.81B | 2.31B | [{"date":"2020-12-31","value":16.25,"profit":true},{"date":"2021-12-31","value":36.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":35.44,"profit":true},{"date":"2024-12-31","value":45.19,"profit":true}] |
| Operating Income | (92.03M) | (170.17M) | (308.90M) | 1.54B | 2.80B | [{"date":"2020-12-31","value":-3.29,"profit":false},{"date":"2021-12-31","value":-6.09,"profit":false},{"date":"2022-12-31","value":-11.05,"profit":false},{"date":"2023-12-31","value":55.06,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | (47.23M) | 311.72M | 459.35M | 3.28B | 6.45B | [{"date":"2020-12-31","value":-0.73,"profit":false},{"date":"2021-12-31","value":4.84,"profit":true},{"date":"2022-12-31","value":7.13,"profit":true},{"date":"2023-12-31","value":50.87,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Pre-Tax Income | (193.18M) | (170.16M) | (308.90M) | 1.54B | 2.80B | [{"date":"2020-12-31","value":-6.91,"profit":false},{"date":"2021-12-31","value":-6.09,"profit":false},{"date":"2022-12-31","value":-11.05,"profit":false},{"date":"2023-12-31","value":55.06,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income Taxes | (21.69M) | (4.83M) | 55.73M | 508.55M | 823.09M | [{"date":"2020-12-31","value":-2.63,"profit":false},{"date":"2021-12-31","value":-0.59,"profit":false},{"date":"2022-12-31","value":6.77,"profit":true},{"date":"2023-12-31","value":61.79,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income After Taxes | (171.49M) | (165.33M) | (364.63M) | 1.03B | 1.97B | [{"date":"2020-12-31","value":-8.7,"profit":false},{"date":"2021-12-31","value":-8.38,"profit":false},{"date":"2022-12-31","value":-18.49,"profit":false},{"date":"2023-12-31","value":52.26,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income From Continuous Operations | (171.49M) | (165.33M) | (364.63M) | 372.04M | 1.97B | [{"date":"2020-12-31","value":-8.7,"profit":false},{"date":"2021-12-31","value":-8.38,"profit":false},{"date":"2022-12-31","value":-18.49,"profit":false},{"date":"2023-12-31","value":18.87,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] |
| Net Income | (171.49M) | (165.33M) | (364.63M) | 1.03B | 1.97B | [{"date":"2020-12-31","value":-8.7,"profit":false},{"date":"2021-12-31","value":-8.38,"profit":false},{"date":"2022-12-31","value":-18.49,"profit":false},{"date":"2023-12-31","value":52.26,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
| EPS (Diluted) | (0.14) | (0.06) | (0.07) | 0.23 | 0.41 | [{"date":"2020-12-31","value":-34.46,"profit":false},{"date":"2021-12-31","value":-14.9,"profit":false},{"date":"2022-12-31","value":-17.07,"profit":false},{"date":"2023-12-31","value":56.1,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| NU | |
|---|---|
| Cash Ratio | 0.53 |
| Current Ratio | 0.88 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| NU | |
|---|---|
| ROA (LTM) | 4.32% |
| ROE (LTM) | 27.80% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| NU | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.85 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.15 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| NU | |
|---|---|
| Trailing PE | 36.22 |
| Forward PE | 23.36 |
| P/S (TTM) | 13.52 |
| P/B | 8.61 |
| Price/FCF | NM |
| EV/R | 9.19 |
| EV/Ebitda | NM |
Nu Holdings Ltd (NU) share price today is $18.076
Yes, Indians can buy shares of Nu Holdings Ltd (NU) on Vested. To buy
Yes, you can purchase fractional shares of Nu Holdings Ltd (NU) via the Vested app. You can start investing in Nu Holdings Ltd (NU) with a minimum investment of $1.
You can invest in shares of Nu Holdings Ltd (NU) via Vested in three simple steps:
The 52-week high price of Nu Holdings Ltd (NU) is $18.98. The 52-week low price of Nu Holdings Ltd (NU) is $9.01.
The price-to-earnings (P/E) ratio of Nu Holdings Ltd (NU) is 36.2245
The price-to-book (P/B) ratio of Nu Holdings Ltd (NU) is 8.61
The dividend yield of Nu Holdings Ltd (NU) is 0.00%
The market capitalization of Nu Holdings Ltd (NU) is $87.75B
The stock symbol (or ticker) of Nu Holdings Ltd is NU
Consider the share price of Nu Holdings Ltd as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Nu Holdings Ltd has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Nu Holdings Ltd shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Nu Holdings Ltd stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Nu Holdings Ltd and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Nu Holdings Ltd stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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