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Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York. more
| Time Frame | OBT | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.06% | -3.55% | -1.5% |
| 1-Month Return | 21.45% | -2.91% | 0.6% |
| 3-Month Return | 40.94% | 0.39% | 2.43% |
| 6-Month Return | 44.27% | -1.62% | 6.01% |
| 1-Year Return | 32.9% | -1% | 11.48% |
| 3-Year Return | 31.83% | 41.93% | 67.52% |
| 5-Year Return | 146.19% | 60.3% | 73.75% |
| 10-Year Return | 197.39% | 201.33% | 254.46% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 76.00M | 96.00M | 131.07M | 143.09M | 158.13M | [{"date":"2021-12-31","value":48.06,"profit":true},{"date":"2022-12-31","value":60.71,"profit":true},{"date":"2023-12-31","value":82.89,"profit":true},{"date":"2024-12-31","value":90.49,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 6.40M | 15.65M | 37.25M | 43.17M | - | [{"date":"2021-12-31","value":14.82,"profit":true},{"date":"2022-12-31","value":36.26,"profit":true},{"date":"2023-12-31","value":86.28,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Gross Profit | 69.60M | 80.35M | 93.82M | 99.92M | - | [{"date":"2021-12-31","value":69.66,"profit":true},{"date":"2022-12-31","value":80.42,"profit":true},{"date":"2023-12-31","value":93.9,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Gross Margin | 91.58% | 83.70% | 71.58% | 69.83% | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":91.39,"profit":true},{"date":"2023-12-31","value":78.16,"profit":true},{"date":"2024-12-31","value":76.25,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Operating Expenses | 42.92M | 50.08M | 56.67M | 65.10M | - | [{"date":"2021-12-31","value":65.94,"profit":true},{"date":"2022-12-31","value":76.92,"profit":true},{"date":"2023-12-31","value":87.06,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Operating Income | 26.68M | 30.28M | 37.15M | 34.82M | 51.56M | [{"date":"2021-12-31","value":51.74,"profit":true},{"date":"2022-12-31","value":58.73,"profit":true},{"date":"2023-12-31","value":72.06,"profit":true},{"date":"2024-12-31","value":67.53,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 87.14M | 71.95M | 126.22M | 5.29M | - | [{"date":"2021-12-31","value":69.04,"profit":true},{"date":"2022-12-31","value":57.01,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":4.19,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 26.68M | 30.28M | 37.15M | 34.82M | 51.56M | [{"date":"2021-12-31","value":51.74,"profit":true},{"date":"2022-12-31","value":58.73,"profit":true},{"date":"2023-12-31","value":72.06,"profit":true},{"date":"2024-12-31","value":67.53,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 5.39M | 5.91M | 7.67M | 6.93M | 9.94M | [{"date":"2021-12-31","value":54.21,"profit":true},{"date":"2022-12-31","value":59.49,"profit":true},{"date":"2023-12-31","value":77.16,"profit":true},{"date":"2024-12-31","value":69.75,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 21.29M | 24.36M | 29.48M | 27.88M | - | [{"date":"2021-12-31","value":72.21,"profit":true},{"date":"2022-12-31","value":82.65,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":94.59,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 21.29M | 24.36M | 30.42M | 27.88M | - | [{"date":"2021-12-31","value":69.97,"profit":true},{"date":"2022-12-31","value":80.08,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":91.65,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 21.29M | 24.36M | 29.48M | 27.88M | 41.61M | [{"date":"2021-12-31","value":51.15,"profit":true},{"date":"2022-12-31","value":58.55,"profit":true},{"date":"2023-12-31","value":70.84,"profit":true},{"date":"2024-12-31","value":67,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 3.30 | 2.37 | 2.98 | 2.47 | 3.32 | [{"date":"2021-12-31","value":99.4,"profit":true},{"date":"2022-12-31","value":71.39,"profit":true},{"date":"2023-12-31","value":89.76,"profit":true},{"date":"2024-12-31","value":74.4,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| OBT | |
|---|---|
| Cash Ratio | 0.27 |
| Current Ratio | 0.27 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| OBT | |
|---|---|
| ROA (LTM) | 1.61% |
| ROE (LTM) | 17.71% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| OBT | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.89 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.11 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| OBT | |
|---|---|
| Trailing PE | 10.60 |
| Forward PE | NM |
| P/S (TTM) | 3.95 |
| P/B | 1.66 |
| Price/FCF | 16 |
| EV/R | 3.98 |
| EV/Ebitda | NM |
Orange County Bancorp Inc (OBT) share price today is $35.39
Yes, Indians can buy shares of Orange County Bancorp Inc (OBT) on Vested. To buy
Yes, you can purchase fractional shares of Orange County Bancorp Inc (OBT) via the Vested app. You can start investing in Orange County Bancorp Inc (OBT) with a minimum investment of $1.
You can invest in shares of Orange County Bancorp Inc (OBT) via Vested in three simple steps:
The 52-week high price of Orange County Bancorp Inc (OBT) is $36.34. The 52-week low price of Orange County Bancorp Inc (OBT) is $20.62.
The price-to-earnings (P/E) ratio of Orange County Bancorp Inc (OBT) is 10.6036
The price-to-book (P/B) ratio of Orange County Bancorp Inc (OBT) is 1.66
The dividend yield of Orange County Bancorp Inc (OBT) is 1.63%
The market capitalization of Orange County Bancorp Inc (OBT) is $471.98M
The stock symbol (or ticker) of Orange County Bancorp Inc is OBT
Consider the share price of Orange County Bancorp Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Orange County Bancorp Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Orange County Bancorp Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Orange County Bancorp Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Orange County Bancorp Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Orange County Bancorp Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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