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OptimumBank Holdings, Inc., Common Stock

OPHC

ASQ

$4.43

+$0.01

(0.23%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$54.05M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
3.2985
Volume info-icon
This is the total number of shares traded during the most recent trading day.
3.31K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
0.00%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.46
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$3.53 L
$5.9 H
$4.43

About OptimumBank Holdings, Inc., Common Stock

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida. more

Industry: BanksSector: Financials

Returns

Time FrameOPHCSectorS&P500
1-Week Return-3.7%-2.99%-1.87%
1-Month Return8.85%4.88%8.93%
3-Month Return-0.45%-1.8%-2.39%
6-Month Return-8.66%-1.98%-2.41%
1-Year Return3.5%21.01%10.88%
3-Year Return16.5%47.25%46.93%
5-Year Return124.87%117.04%94.89%
10-Year Return-56.57%208.81%177.5%

Financials

Dec '20Dec '21Dec '22Dec '23Dec '245YR TREND
Total Revenue5.28M11.18M18.80M35.78M59.63M[{"date":"2020-12-31","value":8.86,"profit":true},{"date":"2021-12-31","value":18.75,"profit":true},{"date":"2022-12-31","value":31.52,"profit":true},{"date":"2023-12-31","value":60,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Cost of Revenue---3.45M-[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Gross Profit5.28M11.18M18.80M35.78M59.63M[{"date":"2020-12-31","value":8.86,"profit":true},{"date":"2021-12-31","value":18.75,"profit":true},{"date":"2022-12-31","value":31.52,"profit":true},{"date":"2023-12-31","value":60,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Operating Expenses(6.07M)(8.11M)546.00K27.16M1.07M[{"date":"2020-12-31","value":-22.33,"profit":false},{"date":"2021-12-31","value":-29.85,"profit":false},{"date":"2022-12-31","value":2.01,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":3.95,"profit":true}]
Operating Income(782.00K)3.07M9.44M9.38M58.56M[{"date":"2020-12-31","value":-1.34,"profit":false},{"date":"2021-12-31","value":5.24,"profit":true},{"date":"2022-12-31","value":16.12,"profit":true},{"date":"2023-12-31","value":16.02,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense4.83M9.24M15.58M20.19M(6.24M)[{"date":"2020-12-31","value":23.93,"profit":true},{"date":"2021-12-31","value":45.76,"profit":true},{"date":"2022-12-31","value":77.17,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-30.88,"profit":false}]
Pre-Tax Income(782.00K)3.07M5.39M8.46M17.63M[{"date":"2020-12-31","value":-4.44,"profit":false},{"date":"2021-12-31","value":17.41,"profit":true},{"date":"2022-12-31","value":30.58,"profit":true},{"date":"2023-12-31","value":47.97,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Income Taxes(782.00K)(3.23M)1.37M2.17M4.51M[{"date":"2020-12-31","value":-17.35,"profit":false},{"date":"2021-12-31","value":-71.6,"profit":false},{"date":"2022-12-31","value":30.37,"profit":true},{"date":"2023-12-31","value":48.24,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Income After Taxes-6.30M4.02M6.28M13.12M[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":47.97,"profit":true},{"date":"2022-12-31","value":30.65,"profit":true},{"date":"2023-12-31","value":47.87,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Income From Continuous Operations(782.00K)6.30M4.02M5.28M13.12M[{"date":"2020-12-31","value":-5.96,"profit":false},{"date":"2021-12-31","value":47.97,"profit":true},{"date":"2022-12-31","value":30.65,"profit":true},{"date":"2023-12-31","value":40.26,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Income From Discontinued Operations-----[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Net Income(782.00K)6.30M4.02M6.28M13.12M[{"date":"2020-12-31","value":-5.96,"profit":false},{"date":"2021-12-31","value":47.97,"profit":true},{"date":"2022-12-31","value":30.65,"profit":true},{"date":"2023-12-31","value":47.87,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
EPS (Diluted)(0.28)1.420.660.87-[{"date":"2020-12-31","value":-19.72,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":46.52,"profit":true},{"date":"2023-12-31","value":61.1,"profit":true},{"date":"2024-12-31","value":"-","profit":true}]

Ratios

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

OPHC
ROA (LTM) 1.52%
ROE (LTM) 15.30%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

OPHC
Debt Ratio Lower is generally better. Negative is bad. 0.89
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.11

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

OPHC
Trailing PE 3.31
Forward PE 7.18
P/S (TTM) 1.30
P/B 0.48
Price/FCF 18
EV/R 1.57
EV/Ebitda NM
PEG NM

FAQs

What is OptimumBank Holdings, Inc. share price today?

OptimumBank Holdings, Inc. (OPHC) share price today is $4.43

Can Indians buy OptimumBank Holdings, Inc. shares?

Yes, Indians can buy shares of OptimumBank Holdings, Inc. (OPHC) on Vested. To buy OptimumBank Holdings, Inc. from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in OPHC stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of OptimumBank Holdings, Inc. be purchased?

Yes, you can purchase fractional shares of OptimumBank Holdings, Inc. (OPHC) via the Vested app. You can start investing in OptimumBank Holdings, Inc. (OPHC) with a minimum investment of $1.

How to invest in OptimumBank Holdings, Inc. shares from India?

You can invest in shares of OptimumBank Holdings, Inc. (OPHC) via Vested in three simple steps:

  • Click on Sign Up or Invest in OPHC stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in OptimumBank Holdings, Inc. shares
What is OptimumBank Holdings, Inc. 52-week high and low stock price?

The 52-week high price of OptimumBank Holdings, Inc. (OPHC) is $5.9. The 52-week low price of OptimumBank Holdings, Inc. (OPHC) is $3.53.

What is OptimumBank Holdings, Inc. price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of OptimumBank Holdings, Inc. (OPHC) is 3.2985

What is OptimumBank Holdings, Inc. price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of OptimumBank Holdings, Inc. (OPHC) is 0.48

What is the Market Cap of OptimumBank Holdings, Inc.?

The market capitalization of OptimumBank Holdings, Inc. (OPHC) is $54.05M

What is OptimumBank Holdings, Inc.’s stock symbol?

The stock symbol (or ticker) of OptimumBank Holdings, Inc. is OPHC

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