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    ophc-img

    OptimumBank Holdings, Inc., Common Stock

    OPHC

    ASQ

    $4.52

    +$0.03

    (0.67%)

    1D
    Industry: Banks Sector: Financials

    Analyst Forecast

    Overview Returns Financials Ratios News FAQs

    Price Chart

    Key Metrics

    Market Cap info-icon
    This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
     $45.61M
    P/E Ratio info-icon
    This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
     3.4015
    Volume info-icon
    This is the total number of shares traded during the most recent trading day.
     7.81K
    Avg Volume info-icon
    This is the average number of shares traded during the most recent 30 days.
     0
    Dividend Yield info-icon
    This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
     0.00%
    Beta info-icon
    This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
     0.36
    52-week Range info-icon
    This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
    $3.89 L
    $5.9 H
    $4.52

    About OptimumBank Holdings, Inc., Common Stock

    OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida. more

    Industry: BanksSector: Financials

    Returns

    Time FrameOPHCSectorS&P500
    1-Week Return-2.16%-1.39%-1.26%
    1-Month Return-6.22%-3.62%-4.16%
    3-Month Return-0.22%1.84%-0.46%
    6-Month Return0.67%10.84%3.58%
    1-Year Return-4.03%27.64%22.47%
    3-Year Return7.11%16.73%25.13%
    5-Year Return57.54%54.54%77.7%
    10-Year Return-50.92%207.58%190.12%

    Financials

    Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
    Total Revenue3.31M5.28M11.18M18.80M35.78M[{"date":"2019-12-31","value":9.25,"profit":true},{"date":"2020-12-31","value":14.77,"profit":true},{"date":"2021-12-31","value":31.24,"profit":true},{"date":"2022-12-31","value":52.53,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Cost of Revenue----3.45M[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Gross Profit3.31M5.28M11.18M18.80M35.78M[{"date":"2019-12-31","value":9.25,"profit":true},{"date":"2020-12-31","value":14.77,"profit":true},{"date":"2021-12-31","value":31.24,"profit":true},{"date":"2022-12-31","value":52.53,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Operating Expenses(4.46M)(6.07M)(8.11M)546.00K27.16M[{"date":"2019-12-31","value":-16.43,"profit":false},{"date":"2020-12-31","value":-22.33,"profit":false},{"date":"2021-12-31","value":-29.85,"profit":false},{"date":"2022-12-31","value":2.01,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Operating Income(1.15M)(782.00K)3.07M9.44M9.38M[{"date":"2019-12-31","value":-12.21,"profit":false},{"date":"2020-12-31","value":-8.29,"profit":false},{"date":"2021-12-31","value":32.52,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":99.41,"profit":true}]
    Total Non-Operating Income/Expense1.98M4.83M9.24M15.58M20.19M[{"date":"2019-12-31","value":9.79,"profit":true},{"date":"2020-12-31","value":23.93,"profit":true},{"date":"2021-12-31","value":45.76,"profit":true},{"date":"2022-12-31","value":77.17,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Pre-Tax Income(1.15M)(782.00K)3.07M5.39M8.46M[{"date":"2019-12-31","value":-13.62,"profit":false},{"date":"2020-12-31","value":-9.25,"profit":false},{"date":"2021-12-31","value":36.29,"profit":true},{"date":"2022-12-31","value":63.76,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Income Taxes(52.00K)(782.00K)(3.23M)1.37M2.17M[{"date":"2019-12-31","value":-2.39,"profit":false},{"date":"2020-12-31","value":-35.97,"profit":false},{"date":"2021-12-31","value":-148.44,"profit":false},{"date":"2022-12-31","value":62.97,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
    Income After Taxes(1.10M)-6.30M4.02M6.28M[{"date":"2019-12-31","value":-17.47,"profit":false},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":63.9,"profit":true},{"date":"2023-12-31","value":99.79,"profit":true}]
    Income From Continuous Operations(1.10M)(782.00K)6.30M4.02M5.28M[{"date":"2019-12-31","value":-17.47,"profit":false},{"date":"2020-12-31","value":-12.42,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":63.9,"profit":true},{"date":"2023-12-31","value":83.93,"profit":true}]
    Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
    Net Income(1.10M)(782.00K)6.30M4.02M6.28M[{"date":"2019-12-31","value":-17.47,"profit":false},{"date":"2020-12-31","value":-12.42,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":63.9,"profit":true},{"date":"2023-12-31","value":99.79,"profit":true}]
    EPS (Diluted)(0.59)(0.28)1.420.660.87[{"date":"2019-12-31","value":-41.55,"profit":false},{"date":"2020-12-31","value":-19.72,"profit":false},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":46.52,"profit":true},{"date":"2023-12-31","value":61.1,"profit":true}]

    Ratios

    Asset Efficiency

    These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

    OPHC
    ROA (LTM) 1.41%
    ROE (LTM) 14.75%

    Liabilities

    These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

    OPHC
    Debt Ratio Lower is generally better. Negative is bad. 0.90
    Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.10

    Valuation

    These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

    OPHC
    Trailing PE 3.40
    Forward PE 5.83
    P/S (TTM) 1.32
    P/B 0.49
    Price/FCF 13
    EV/R 2.35
    EV/Ebitda NM
    PEG NM

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    FAQs

    What is OptimumBank Holdings, Inc. share price today?

    OptimumBank Holdings, Inc. (OPHC) share price today is $4.52

    Can Indians buy OptimumBank Holdings, Inc. shares?

    Yes, Indians can buy shares of OptimumBank Holdings, Inc. (OPHC) on Vested. To buy OptimumBank Holdings, Inc. from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in OPHC stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

    Can Fractional shares of OptimumBank Holdings, Inc. be purchased?

    Yes, you can purchase fractional shares of OptimumBank Holdings, Inc. (OPHC) via the Vested app. You can start investing in OptimumBank Holdings, Inc. (OPHC) with a minimum investment of $1.

    How to invest in OptimumBank Holdings, Inc. shares from India?

    You can invest in shares of OptimumBank Holdings, Inc. (OPHC) via Vested in three simple steps:

    • Click on Sign Up or Invest in OPHC stock at the top of this page
    • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
    • Transfer USD funds to your US Brokerage account and start investing in OptimumBank Holdings, Inc. shares
    What is OptimumBank Holdings, Inc. 52-week high and low stock price?

    The 52-week high price of OptimumBank Holdings, Inc. (OPHC) is $5.9. The 52-week low price of OptimumBank Holdings, Inc. (OPHC) is $3.89.

    What is OptimumBank Holdings, Inc. price-to-earnings (P/E) ratio?

    The price-to-earnings (P/E) ratio of OptimumBank Holdings, Inc. (OPHC) is 3.4015

    What is OptimumBank Holdings, Inc. price-to-book (P/B) ratio?

    The price-to-book (P/B) ratio of OptimumBank Holdings, Inc. (OPHC) is 0.49

    What is OptimumBank Holdings, Inc. dividend yield?

    The dividend yield of OptimumBank Holdings, Inc. (OPHC) is 0.00%

    What is the Market Cap of OptimumBank Holdings, Inc.?

    The market capitalization of OptimumBank Holdings, Inc. (OPHC) is $45.61M

    What is OptimumBank Holdings, Inc.’s stock symbol?

    The stock symbol (or ticker) of OptimumBank Holdings, Inc. is OPHC

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