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Old Point Financial Corporation, Common Stock

OPOF

NAQ

$25.3

-$0.42

(-1.63%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$128.47M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
15.9752
Volume info-icon
This is the total number of shares traded during the most recent trading day.
3.75K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
2.18%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.29
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$13.18 L
$28 H
$25.3

About Old Point Financial Corporation, Common Stock

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia. more

Industry: BanksSector: Financials

Returns

Time FrameOPOFSectorS&P500
1-Week Return-2.17%-0.21%-0.42%
1-Month Return5.68%-2.43%-2.2%
3-Month Return30.08%6.27%2.38%
6-Month Return70.03%15.7%5.1%
1-Year Return39.78%28.25%23.79%
3-Year Return9.19%18.18%26.66%
5-Year Return-8.4%58%81.16%
10-Year Return67.11%207.44%191.72%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue47.90M48.50M53.68M55.72M59.47M[{"date":"2019-12-31","value":80.54,"profit":true},{"date":"2020-12-31","value":81.55,"profit":true},{"date":"2021-12-31","value":90.26,"profit":true},{"date":"2022-12-31","value":93.69,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Cost of Revenue2.65M3.37M3.63M3.73M(3.02M)[{"date":"2019-12-31","value":71.15,"profit":true},{"date":"2020-12-31","value":90.35,"profit":true},{"date":"2021-12-31","value":97.32,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":-81.04,"profit":false}]
Gross Profit45.24M45.13M50.05M51.99M62.49M[{"date":"2019-12-31","value":72.4,"profit":true},{"date":"2020-12-31","value":72.21,"profit":true},{"date":"2021-12-31","value":80.09,"profit":true},{"date":"2022-12-31","value":83.19,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Gross Margin94.46%93.05%93.24%93.31%105.08%[{"date":"2019-12-31","value":89.89,"profit":true},{"date":"2020-12-31","value":88.55,"profit":true},{"date":"2021-12-31","value":88.73,"profit":true},{"date":"2022-12-31","value":88.8,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(38.96M)(42.59M)(43.94M)43.58M44.54M[{"date":"2019-12-31","value":-87.46,"profit":false},{"date":"2020-12-31","value":-95.61,"profit":false},{"date":"2021-12-31","value":-98.66,"profit":false},{"date":"2022-12-31","value":97.85,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income8.94M5.91M9.74M11.76M14.93M[{"date":"2019-12-31","value":59.88,"profit":true},{"date":"2020-12-31","value":39.59,"profit":true},{"date":"2021-12-31","value":65.22,"profit":true},{"date":"2022-12-31","value":78.8,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense42.30M29.16M48.10M39.24M43.12M[{"date":"2019-12-31","value":87.94,"profit":true},{"date":"2020-12-31","value":60.61,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":81.57,"profit":true},{"date":"2023-12-31","value":89.65,"profit":true}]
Pre-Tax Income8.94M5.91M9.74M10.58M9.06M[{"date":"2019-12-31","value":84.48,"profit":true},{"date":"2020-12-31","value":55.85,"profit":true},{"date":"2021-12-31","value":92.01,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":85.65,"profit":true}]
Income Taxes1.08M521.00K1.30M1.47M1.33M[{"date":"2019-12-31","value":73.27,"profit":true},{"date":"2020-12-31","value":35.35,"profit":true},{"date":"2021-12-31","value":87.92,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":90.5,"profit":true}]
Income After Taxes7.86M5.39M8.44M9.11M7.73M[{"date":"2019-12-31","value":86.3,"profit":true},{"date":"2020-12-31","value":59.17,"profit":true},{"date":"2021-12-31","value":92.67,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":84.87,"profit":true}]
Income From Continuous Operations7.86M5.39M8.44M9.11M8.89M[{"date":"2019-12-31","value":86.3,"profit":true},{"date":"2020-12-31","value":59.17,"profit":true},{"date":"2021-12-31","value":92.67,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":97.61,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income7.86M5.39M8.44M9.11M7.73M[{"date":"2019-12-31","value":86.3,"profit":true},{"date":"2020-12-31","value":59.17,"profit":true},{"date":"2021-12-31","value":92.67,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":84.87,"profit":true}]
EPS (Diluted)1.511.031.611.801.54[{"date":"2019-12-31","value":83.94,"profit":true},{"date":"2020-12-31","value":57.26,"profit":true},{"date":"2021-12-31","value":89.5,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":85.37,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

OPOF
Cash Ratio 0.60
Current Ratio 0.60

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

OPOF
ROA (LTM) 0.56%
ROE (LTM) 7.55%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

OPOF
Debt Ratio Lower is generally better. Negative is bad. 0.92
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.08

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

OPOF
Trailing PE 15.71
Forward PE NM
P/S (TTM) 2.16
P/B 1.13
Price/FCF 25
EV/R 3.26
EV/Ebitda NM
PEG NM

FAQs

What is Old Point Financial Corporation share price today?

Old Point Financial Corporation (OPOF) share price today is $25.3

Can Indians buy Old Point Financial Corporation shares?

Yes, Indians can buy shares of Old Point Financial Corporation (OPOF) on Vested. To buy Old Point Financial Corporation from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in OPOF stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Old Point Financial Corporation be purchased?

Yes, you can purchase fractional shares of Old Point Financial Corporation (OPOF) via the Vested app. You can start investing in Old Point Financial Corporation (OPOF) with a minimum investment of $1.

How to invest in Old Point Financial Corporation shares from India?

You can invest in shares of Old Point Financial Corporation (OPOF) via Vested in three simple steps:

  • Click on Sign Up or Invest in OPOF stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Old Point Financial Corporation shares
What is Old Point Financial Corporation 52-week high and low stock price?

The 52-week high price of Old Point Financial Corporation (OPOF) is $28. The 52-week low price of Old Point Financial Corporation (OPOF) is $13.18.

What is Old Point Financial Corporation price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Old Point Financial Corporation (OPOF) is 15.9752

What is Old Point Financial Corporation price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Old Point Financial Corporation (OPOF) is 1.13

What is Old Point Financial Corporation dividend yield?

The dividend yield of Old Point Financial Corporation (OPOF) is 2.18%

What is the Market Cap of Old Point Financial Corporation?

The market capitalization of Old Point Financial Corporation (OPOF) is $128.47M

What is Old Point Financial Corporation’s stock symbol?

The stock symbol (or ticker) of Old Point Financial Corporation is OPOF

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