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Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina. more
| Time Frame | PAY | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 5.6% | -0.39% | -0.67% |
| 1-Month Return | 4.15% | -5.58% | -1.33% |
| 3-Month Return | -26.3% | -4.21% | -0.29% |
| 6-Month Return | -27.68% | -3.54% | 5.08% |
| 1-Year Return | -0.42% | 3.75% | 19.01% |
| 3-Year Return | 206.89% | 42.23% | 68.62% |
| 5-Year Return | -9.68% | 50.06% | 78.6% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 395.52M | 497.00M | 614.49M | 871.75M | 1.20B | [{"date":"2021-12-31","value":33.06,"profit":true},{"date":"2022-12-31","value":41.54,"profit":true},{"date":"2023-12-31","value":51.36,"profit":true},{"date":"2024-12-31","value":72.86,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 274.14M | 347.32M | 432.15M | 633.58M | 900.16M | [{"date":"2021-12-31","value":30.45,"profit":true},{"date":"2022-12-31","value":38.58,"profit":true},{"date":"2023-12-31","value":48.01,"profit":true},{"date":"2024-12-31","value":70.38,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 121.38M | 149.68M | 182.34M | 238.17M | 296.34M | [{"date":"2021-12-31","value":40.96,"profit":true},{"date":"2022-12-31","value":50.51,"profit":true},{"date":"2023-12-31","value":61.53,"profit":true},{"date":"2024-12-31","value":80.37,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 30.69% | 30.12% | 29.67% | 27.32% | 24.77% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":98.14,"profit":true},{"date":"2023-12-31","value":96.69,"profit":true},{"date":"2024-12-31","value":89.03,"profit":true},{"date":"2025-12-31","value":80.71,"profit":true}] |
| Operating Expenses | 111.01M | 152.65M | 164.25M | 193.31M | 220.80M | [{"date":"2021-12-31","value":50.27,"profit":true},{"date":"2022-12-31","value":69.14,"profit":true},{"date":"2023-12-31","value":74.39,"profit":true},{"date":"2024-12-31","value":87.55,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 10.37M | (2.98M) | 18.09M | 44.86M | 75.54M | [{"date":"2021-12-31","value":13.73,"profit":true},{"date":"2022-12-31","value":-3.94,"profit":false},{"date":"2023-12-31","value":23.95,"profit":true},{"date":"2024-12-31","value":59.38,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | (13.00K) | 3.33M | 14.05M | 17.83M | 19.24M | [{"date":"2021-12-31","value":-0.07,"profit":false},{"date":"2022-12-31","value":17.31,"profit":true},{"date":"2023-12-31","value":73.02,"profit":true},{"date":"2024-12-31","value":92.66,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Pre-Tax Income | 10.37M | (1.31M) | 25.12M | 53.94M | 85.28M | [{"date":"2021-12-31","value":12.16,"profit":true},{"date":"2022-12-31","value":-1.53,"profit":false},{"date":"2023-12-31","value":29.46,"profit":true},{"date":"2024-12-31","value":63.26,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 1.07M | (795.00K) | 2.80M | 9.78M | 18.34M | [{"date":"2021-12-31","value":5.81,"profit":true},{"date":"2022-12-31","value":-4.34,"profit":false},{"date":"2023-12-31","value":15.28,"profit":true},{"date":"2024-12-31","value":53.3,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 9.30M | (513.00K) | 22.32M | 44.17M | 66.94M | [{"date":"2021-12-31","value":13.89,"profit":true},{"date":"2022-12-31","value":-0.77,"profit":false},{"date":"2023-12-31","value":33.35,"profit":true},{"date":"2024-12-31","value":65.99,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income From Continuous Operations | 9.30M | (513.00K) | 22.32M | 44.17M | 66.94M | [{"date":"2021-12-31","value":13.89,"profit":true},{"date":"2022-12-31","value":-0.77,"profit":false},{"date":"2023-12-31","value":33.35,"profit":true},{"date":"2024-12-31","value":65.99,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 9.30M | (513.00K) | 22.32M | 44.17M | 66.96M | [{"date":"2021-12-31","value":13.89,"profit":true},{"date":"2022-12-31","value":-0.77,"profit":false},{"date":"2023-12-31","value":33.33,"profit":true},{"date":"2024-12-31","value":65.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 0.07 | 0.04 | 0.26 | 0.46 | 0.66 | [{"date":"2021-12-31","value":10.61,"profit":true},{"date":"2022-12-31","value":6.03,"profit":true},{"date":"2023-12-31","value":39.39,"profit":true},{"date":"2024-12-31","value":69.7,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| PAY | |
|---|---|
| Cash Ratio | 3.28 |
| Current Ratio | 4.46 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| PAY | |
|---|---|
| ROA (LTM) | 7.59% |
| ROE (LTM) | 12.80% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| PAY | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.16 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.84 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| PAY | |
|---|---|
| Trailing PE | 49.02 |
| Forward PE | NM |
| P/S (TTM) | 2.68 |
| P/B | 5.68 |
| Price/FCF | 71 |
| EV/R | 2.40 |
| EV/Ebitda | 24.63 |
Paymentus Holdings, Inc. (PAY) share price today is $25.84
Yes, Indians can buy shares of Paymentus Holdings, Inc. (PAY) on Vested. To buy
Yes, you can purchase fractional shares of Paymentus Holdings, Inc. (PAY) via the Vested app. You can start investing in Paymentus Holdings, Inc. (PAY) with a minimum investment of $1.
You can invest in shares of Paymentus Holdings, Inc. (PAY) via Vested in three simple steps:
The 52-week high price of Paymentus Holdings, Inc. (PAY) is $40.43. The 52-week low price of Paymentus Holdings, Inc. (PAY) is $22.02.
The price-to-earnings (P/E) ratio of Paymentus Holdings, Inc. (PAY) is 49.0192
The price-to-book (P/B) ratio of Paymentus Holdings, Inc. (PAY) is 5.68
The dividend yield of Paymentus Holdings, Inc. (PAY) is 0.00%
The market capitalization of Paymentus Holdings, Inc. (PAY) is $3.20B
The stock symbol (or ticker) of Paymentus Holdings, Inc. is PAY
Consider the share price of Paymentus Holdings, Inc. as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Paymentus Holdings, Inc. has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Paymentus Holdings, Inc. shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Paymentus Holdings, Inc. stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Paymentus Holdings, Inc. and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Paymentus Holdings, Inc. stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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