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Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC. more
| Time Frame | PBFS | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -2.88% | -2.26% | 0.86% |
| 1-Month Return | 7.8% | -4.61% | -0.47% |
| 3-Month Return | 7.8% | -0.88% | 1.34% |
| 6-Month Return | 16.25% | 1.76% | 8.86% |
| 1-Year Return | 25.39% | 2.33% | 14.32% |
| 3-Year Return | 23.68% | 42.89% | 67.75% |
| 5-Year Return | 34.57% | 69.04% | 77.15% |
| 10-Year Return | -1.56% | 230.23% | 279.46% |
| Jun '21 | Jun '22 | Jun '23 | Jun '24 | Jun '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 59.68M | 57.92M | 79.69M | 98.70M | 88.12M | [{"date":"2021-06-30","value":60.47,"profit":true},{"date":"2022-06-30","value":58.68,"profit":true},{"date":"2023-06-30","value":80.74,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2025-06-30","value":89.28,"profit":true}] |
| Cost of Revenue | 6.16M | 914.00K | 8.66M | 24.50M | - | [{"date":"2021-06-30","value":25.14,"profit":true},{"date":"2022-06-30","value":3.73,"profit":true},{"date":"2023-06-30","value":35.33,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2025-06-30","value":"-","profit":true}] |
| Gross Profit | 53.52M | 57.00M | 71.03M | 74.19M | 88.12M | [{"date":"2021-06-30","value":60.73,"profit":true},{"date":"2022-06-30","value":64.69,"profit":true},{"date":"2023-06-30","value":80.61,"profit":true},{"date":"2024-06-30","value":84.2,"profit":true},{"date":"2025-06-30","value":100,"profit":true}] |
| Gross Margin | 89.68% | 98.42% | 89.14% | 75.17% | 100.00% | [{"date":"2021-06-30","value":89.68,"profit":true},{"date":"2022-06-30","value":98.42,"profit":true},{"date":"2023-06-30","value":89.14,"profit":true},{"date":"2024-06-30","value":75.17,"profit":true},{"date":"2025-06-30","value":100,"profit":true}] |
| Operating Expenses | 50.86M | 43.66M | 5.56M | 54.78M | 55.26M | [{"date":"2021-06-30","value":92.03,"profit":true},{"date":"2022-06-30","value":79.02,"profit":true},{"date":"2023-06-30","value":10.07,"profit":true},{"date":"2024-06-30","value":99.14,"profit":true},{"date":"2025-06-30","value":100,"profit":true}] |
| Operating Income | 2.66M | 13.34M | 27.86M | 19.41M | 32.86M | [{"date":"2021-06-30","value":8.1,"profit":true},{"date":"2022-06-30","value":40.59,"profit":true},{"date":"2023-06-30","value":84.77,"profit":true},{"date":"2024-06-30","value":59.07,"profit":true},{"date":"2025-06-30","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 37.33M | 46.48M | 64.67M | 72.46M | - | [{"date":"2021-06-30","value":51.51,"profit":true},{"date":"2022-06-30","value":64.15,"profit":true},{"date":"2023-06-30","value":89.24,"profit":true},{"date":"2024-06-30","value":100,"profit":true},{"date":"2025-06-30","value":"-","profit":true}] |
| Pre-Tax Income | 2.66M | 13.34M | 27.86M | 19.41M | 24.82M | [{"date":"2021-06-30","value":9.55,"profit":true},{"date":"2022-06-30","value":47.88,"profit":true},{"date":"2023-06-30","value":100,"profit":true},{"date":"2024-06-30","value":69.68,"profit":true},{"date":"2025-06-30","value":89.11,"profit":true}] |
| Income Taxes | 1.58M | 3.06M | 5.91M | 4.15M | 5.62M | [{"date":"2021-06-30","value":26.8,"profit":true},{"date":"2022-06-30","value":51.79,"profit":true},{"date":"2023-06-30","value":100,"profit":true},{"date":"2024-06-30","value":70.24,"profit":true},{"date":"2025-06-30","value":95.18,"profit":true}] |
| Income After Taxes | 1.08M | 10.28M | 21.95M | 15.26M | - | [{"date":"2021-06-30","value":4.91,"profit":true},{"date":"2022-06-30","value":46.83,"profit":true},{"date":"2023-06-30","value":100,"profit":true},{"date":"2024-06-30","value":69.53,"profit":true},{"date":"2025-06-30","value":"-","profit":true}] |
| Income From Continuous Operations | 5.20M | 10.28M | 21.95M | 15.26M | - | [{"date":"2021-06-30","value":23.68,"profit":true},{"date":"2022-06-30","value":46.83,"profit":true},{"date":"2023-06-30","value":100,"profit":true},{"date":"2024-06-30","value":69.53,"profit":true},{"date":"2025-06-30","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-06-30","value":"-","profit":true},{"date":"2022-06-30","value":"-","profit":true},{"date":"2023-06-30","value":"-","profit":true},{"date":"2024-06-30","value":"-","profit":true},{"date":"2025-06-30","value":"-","profit":true}] |
| Net Income | 1.08M | 10.28M | 21.95M | 15.26M | 19.20M | [{"date":"2021-06-30","value":4.91,"profit":true},{"date":"2022-06-30","value":46.83,"profit":true},{"date":"2023-06-30","value":100,"profit":true},{"date":"2024-06-30","value":69.53,"profit":true},{"date":"2025-06-30","value":87.48,"profit":true}] |
| EPS (Diluted) | 0.05 | 0.40 | 0.87 | 0.61 | 0.88 | [{"date":"2021-06-30","value":5.71,"profit":true},{"date":"2022-06-30","value":45.67,"profit":true},{"date":"2023-06-30","value":99.66,"profit":true},{"date":"2024-06-30","value":69.11,"profit":true},{"date":"2025-06-30","value":100,"profit":true}] |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| PBFS | |
|---|---|
| ROA (LTM) | 0.91% |
| ROE (LTM) | 6.56% |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| PBFS | |
|---|---|
| Trailing PE | 17.54 |
| Forward PE | NM |
| P/S (TTM) | 3.98 |
| P/B | 1.14 |
| Price/FCF | 100 |
| EV/R | 3.83 |
| EV/Ebitda | NM |
Pioneer Bancorp Inc (PBFS) share price today is $14.705
Yes, Indians can buy shares of Pioneer Bancorp Inc (PBFS) on Vested. To buy
Yes, you can purchase fractional shares of Pioneer Bancorp Inc (PBFS) via the Vested app. You can start investing in Pioneer Bancorp Inc (PBFS) with a minimum investment of $1.
You can invest in shares of Pioneer Bancorp Inc (PBFS) via Vested in three simple steps:
The 52-week high price of Pioneer Bancorp Inc (PBFS) is $15.18. The 52-week low price of Pioneer Bancorp Inc (PBFS) is $10.6.
The price-to-earnings (P/E) ratio of Pioneer Bancorp Inc (PBFS) is 17.5422
The price-to-book (P/B) ratio of Pioneer Bancorp Inc (PBFS) is 1.14
The dividend yield of Pioneer Bancorp Inc (PBFS) is 0.00%
The market capitalization of Pioneer Bancorp Inc (PBFS) is $364.17M
The stock symbol (or ticker) of Pioneer Bancorp Inc is PBFS
Consider the share price of Pioneer Bancorp Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Pioneer Bancorp Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Pioneer Bancorp Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Pioneer Bancorp Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Pioneer Bancorp Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Pioneer Bancorp Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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