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Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans. In addition, the company provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, it operates as a clearinghouse for the provision of appraisal services for community banks; and acquires, manages, and disposes of real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina. more
| Time Frame | PEBK | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 4.41% | -0.17% | -0.23% |
| 1-Month Return | 7.25% | -3.21% | -0.01% |
| 3-Month Return | 30.75% | 1.83% | 1.88% |
| 6-Month Return | 36.48% | 4.07% | 9.19% |
| 1-Year Return | 28.7% | 4.92% | 14.76% |
| 3-Year Return | 16.72% | 48.31% | 70.6% |
| 5-Year Return | 69.79% | 72.33% | 77.89% |
| 10-Year Return | 127.73% | 225.65% | 275.45% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 63.88M | 70.72M | 85.78M | 97.79M | 114.60M | [{"date":"2021-12-31","value":55.74,"profit":true},{"date":"2022-12-31","value":61.71,"profit":true},{"date":"2023-12-31","value":74.85,"profit":true},{"date":"2024-12-31","value":85.34,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 2.04M | 4.79M | 18.71M | 26.37M | 25.54M | [{"date":"2021-12-31","value":7.74,"profit":true},{"date":"2022-12-31","value":18.18,"profit":true},{"date":"2023-12-31","value":70.95,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":96.85,"profit":true}] |
| Gross Profit | 61.84M | 65.92M | 67.07M | 71.42M | 89.06M | [{"date":"2021-12-31","value":69.44,"profit":true},{"date":"2022-12-31","value":74.02,"profit":true},{"date":"2023-12-31","value":75.31,"profit":true},{"date":"2024-12-31","value":80.2,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 96.80% | 93.22% | 78.19% | 73.04% | 77.71% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":96.3,"profit":true},{"date":"2023-12-31","value":80.77,"profit":true},{"date":"2024-12-31","value":75.45,"profit":true},{"date":"2025-12-31","value":80.28,"profit":true}] |
| Operating Expenses | 42.91M | 45.63M | 47.15M | 50.50M | 63.21M | [{"date":"2021-12-31","value":67.89,"profit":true},{"date":"2022-12-31","value":72.18,"profit":true},{"date":"2023-12-31","value":74.59,"profit":true},{"date":"2024-12-31","value":79.89,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 18.93M | 20.30M | 19.92M | 20.93M | 25.85M | [{"date":"2021-12-31","value":73.23,"profit":true},{"date":"2022-12-31","value":78.51,"profit":true},{"date":"2023-12-31","value":77.07,"profit":true},{"date":"2024-12-31","value":80.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 27.57M | 31.86M | 37.67M | 75.01M | - | [{"date":"2021-12-31","value":36.76,"profit":true},{"date":"2022-12-31","value":42.48,"profit":true},{"date":"2023-12-31","value":50.23,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 18.93M | 20.30M | 19.92M | 20.93M | 25.85M | [{"date":"2021-12-31","value":73.23,"profit":true},{"date":"2022-12-31","value":78.51,"profit":true},{"date":"2023-12-31","value":77.07,"profit":true},{"date":"2024-12-31","value":80.96,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 3.80M | 4.17M | 4.38M | 4.58M | 6.02M | [{"date":"2021-12-31","value":63.06,"profit":true},{"date":"2022-12-31","value":69.3,"profit":true},{"date":"2023-12-31","value":72.71,"profit":true},{"date":"2024-12-31","value":76.01,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 15.13M | 16.12M | 15.55M | 16.35M | - | [{"date":"2021-12-31","value":92.54,"profit":true},{"date":"2022-12-31","value":98.59,"profit":true},{"date":"2023-12-31","value":95.07,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 15.13M | 16.12M | 16.25M | 16.35M | - | [{"date":"2021-12-31","value":92.54,"profit":true},{"date":"2022-12-31","value":98.59,"profit":true},{"date":"2023-12-31","value":99.39,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 15.13M | 16.12M | 15.55M | 16.35M | 19.83M | [{"date":"2021-12-31","value":76.31,"profit":true},{"date":"2022-12-31","value":81.31,"profit":true},{"date":"2023-12-31","value":78.4,"profit":true},{"date":"2024-12-31","value":82.47,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 2.63 | 2.85 | 2.77 | 3.12 | - | [{"date":"2021-12-31","value":84.23,"profit":true},{"date":"2022-12-31","value":91.28,"profit":true},{"date":"2023-12-31","value":88.82,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| PEBK | |
|---|---|
| Cash Ratio | 1.03 |
| Current Ratio | 1.03 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| PEBK | |
|---|---|
| ROA (LTM) | 0.99% |
| ROE (LTM) | 11.73% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| PEBK | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.91 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.09 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| PEBK | |
|---|---|
| Trailing PE | 10.09 |
| Forward PE | NM |
| P/S (TTM) | 2.30 |
| P/B | 1.30 |
| Price/FCF | 37 |
| EV/R | 2.89 |
| EV/Ebitda | NM |
| PEG | NM |
Peoples Bancorp of North Carolina (PEBK) share price today is $38.75
Yes, Indians can buy shares of Peoples Bancorp of North Carolina (PEBK) on Vested. To buy
Yes, you can purchase fractional shares of Peoples Bancorp of North Carolina (PEBK) via the Vested app. You can start investing in Peoples Bancorp of North Carolina (PEBK) with a minimum investment of $1.
You can invest in shares of Peoples Bancorp of North Carolina (PEBK) via Vested in three simple steps:
The 52-week high price of Peoples Bancorp of North Carolina (PEBK) is $39.46. The 52-week low price of Peoples Bancorp of North Carolina (PEBK) is $23.17.
The price-to-earnings (P/E) ratio of Peoples Bancorp of North Carolina (PEBK) is 10.0915
The price-to-book (P/B) ratio of Peoples Bancorp of North Carolina (PEBK) is 1.30
The dividend yield of Peoples Bancorp of North Carolina (PEBK) is 2.64%
The market capitalization of Peoples Bancorp of North Carolina (PEBK) is $204.99M
The stock symbol (or ticker) of Peoples Bancorp of North Carolina is PEBK
Consider the share price of Peoples Bancorp of North Carolina as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Peoples Bancorp of North Carolina has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Peoples Bancorp of North Carolina shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Peoples Bancorp of North Carolina stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Peoples Bancorp of North Carolina and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Peoples Bancorp of North Carolina stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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