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PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs. The company was founded in 2008 and is headquartered in Westlake Village, California. more
| Time Frame | PFSI | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.6% | -2.52% | -1.33% |
| 1-Month Return | -37.65% | -1.88% | 0.78% |
| 3-Month Return | -24.58% | 1.46% | 2.61% |
| 6-Month Return | -11.02% | -0.57% | 6.19% |
| 1-Year Return | -7.79% | 0.06% | 11.68% |
| 3-Year Return | 45.71% | 43.45% | 67.81% |
| 5-Year Return | 43.64% | 62.01% | 74.06% |
| 10-Year Return | 649.24% | 204.54% | 255.08% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 3.56B | 2.32B | 1.40B | 1.59B | 4.36B | [{"date":"2021-12-31","value":81.55,"profit":true},{"date":"2022-12-31","value":53.2,"profit":true},{"date":"2023-12-31","value":32.12,"profit":true},{"date":"2024-12-31","value":36.52,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 1.43B | 1.01B | 97.08M | 37.99M | 374.62M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":71.16,"profit":true},{"date":"2023-12-31","value":6.81,"profit":true},{"date":"2024-12-31","value":2.67,"profit":true},{"date":"2025-12-31","value":26.28,"profit":true}] |
| Gross Profit | 2.13B | 1.31B | 1.30B | 1.56B | 3.99B | [{"date":"2021-12-31","value":53.48,"profit":true},{"date":"2022-12-31","value":32.76,"profit":true},{"date":"2023-12-31","value":32.7,"profit":true},{"date":"2024-12-31","value":39,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 59.94% | 56.30% | 93.07% | 97.62% | 91.42% | [{"date":"2021-12-31","value":61.41,"profit":true},{"date":"2022-12-31","value":57.68,"profit":true},{"date":"2023-12-31","value":95.35,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":93.65,"profit":true}] |
| Operating Expenses | 773.92M | 618.27M | 594.60M | 654.71M | 2.48B | [{"date":"2021-12-31","value":31.24,"profit":true},{"date":"2022-12-31","value":24.96,"profit":true},{"date":"2023-12-31","value":24,"profit":true},{"date":"2024-12-31","value":26.43,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 1.36B | 688.69M | 709.98M | 901.03M | 1.51B | [{"date":"2021-12-31","value":89.9,"profit":true},{"date":"2022-12-31","value":45.55,"profit":true},{"date":"2023-12-31","value":46.96,"profit":true},{"date":"2024-12-31","value":59.59,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 1.36B | 665.25M | 183.63M | 401.03M | 551.42M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":48.94,"profit":true},{"date":"2023-12-31","value":13.51,"profit":true},{"date":"2024-12-31","value":29.5,"profit":true},{"date":"2025-12-31","value":40.57,"profit":true}] |
| Income Taxes | 355.69M | 189.74M | 38.98M | 89.60M | 50.34M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":53.34,"profit":true},{"date":"2023-12-31","value":10.96,"profit":true},{"date":"2024-12-31","value":25.19,"profit":true},{"date":"2025-12-31","value":14.15,"profit":true}] |
| Income After Taxes | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 1.00B | 475.51M | 219.12M | 311.42M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":47.39,"profit":true},{"date":"2023-12-31","value":21.84,"profit":true},{"date":"2024-12-31","value":31.03,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 1.00B | 475.51M | 144.66M | 311.42M | 501.08M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":47.39,"profit":true},{"date":"2023-12-31","value":14.42,"profit":true},{"date":"2024-12-31","value":31.03,"profit":true},{"date":"2025-12-31","value":49.93,"profit":true}] |
| EPS (Diluted) | 14.68 | 8.39 | 2.71 | 10.70 | 12.44 | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":57.15,"profit":true},{"date":"2023-12-31","value":18.46,"profit":true},{"date":"2024-12-31","value":72.89,"profit":true},{"date":"2025-12-31","value":84.72,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| PFSI | |
|---|---|
| Cash Ratio | 0.04 |
| Current Ratio | 0.04 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| PFSI | |
|---|---|
| ROA (LTM) | 1.81% |
| ROE (LTM) | 12.31% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| PFSI | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.85 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.15 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| PFSI | |
|---|---|
| Trailing PE | 9.89 |
| Forward PE | 5.72 |
| P/S (TTM) | 1.38 |
| P/B | 1.11 |
| EV/R | 6.14 |
| EV/Ebitda | 49.22 |
| PEG | 4.67 |
PennyMac Finl Svcs Inc (PFSI) share price today is $95.25
Yes, Indians can buy shares of PennyMac Finl Svcs Inc (PFSI) on Vested. To buy
Yes, you can purchase fractional shares of PennyMac Finl Svcs Inc (PFSI) via the Vested app. You can start investing in PennyMac Finl Svcs Inc (PFSI) with a minimum investment of $1.
You can invest in shares of PennyMac Finl Svcs Inc (PFSI) via Vested in three simple steps:
The 52-week high price of PennyMac Finl Svcs Inc (PFSI) is $159.83. The 52-week low price of PennyMac Finl Svcs Inc (PFSI) is $84.75.
The price-to-earnings (P/E) ratio of PennyMac Finl Svcs Inc (PFSI) is 9.8935
The price-to-book (P/B) ratio of PennyMac Finl Svcs Inc (PFSI) is 1.11
The dividend yield of PennyMac Finl Svcs Inc (PFSI) is 1.32%
The market capitalization of PennyMac Finl Svcs Inc (PFSI) is $4.89B
The stock symbol (or ticker) of PennyMac Finl Svcs Inc is PFSI
Consider the share price of PennyMac Finl Svcs Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether PennyMac Finl Svcs Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in PennyMac Finl Svcs Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the PennyMac Finl Svcs Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of PennyMac Finl Svcs Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that PennyMac Finl Svcs Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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