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Pics N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. It offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR Code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. Pics N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. Pics N.V. is a subsidiary of Jf International B.v. more
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | |||
|---|---|---|---|---|---|---|
| Total Revenue | 1.22B | 3.02B | 3.07B | 5.19B | [{"date":"2021-12-31","value":23.6,"profit":true},{"date":"2022-12-31","value":58.32,"profit":true},{"date":"2023-12-31","value":59.27,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Cost of Revenue | 445.39M | 1.26B | 1.22B | 2.30B | [{"date":"2021-12-31","value":19.38,"profit":true},{"date":"2022-12-31","value":54.82,"profit":true},{"date":"2023-12-31","value":53.05,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Gross Profit | 778.36M | 1.76B | 1.85B | 2.89B | [{"date":"2021-12-31","value":26.96,"profit":true},{"date":"2022-12-31","value":61.1,"profit":true},{"date":"2023-12-31","value":64.21,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Gross Margin | 63.60% | 58.34% | 60.33% | 55.69% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":91.73,"profit":true},{"date":"2023-12-31","value":94.86,"profit":true},{"date":"2024-12-31","value":87.55,"profit":true}] | |
| Operating Expenses | 2.68B | 2.46B | 1.85B | 2.54B | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":91.94,"profit":true},{"date":"2023-12-31","value":69.15,"profit":true},{"date":"2024-12-31","value":94.87,"profit":true}] | |
| Operating Income | (1.90B) | (698.88M) | 1.67M | 345.97M | [{"date":"2021-12-31","value":-549.32,"profit":false},{"date":"2022-12-31","value":-202.01,"profit":false},{"date":"2023-12-31","value":0.48,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Total Non-Operating Income/Expense | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] | |
| Pre-Tax Income | (1.90B) | (698.88M) | 1.67M | 345.97M | [{"date":"2021-12-31","value":-549.32,"profit":false},{"date":"2022-12-31","value":-202.01,"profit":false},{"date":"2023-12-31","value":0.48,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Income Taxes | (387.00K) | (5.99M) | (35.69M) | 94.18M | [{"date":"2021-12-31","value":-0.41,"profit":false},{"date":"2022-12-31","value":-6.36,"profit":false},{"date":"2023-12-31","value":-37.89,"profit":false},{"date":"2024-12-31","value":100,"profit":true}] | |
| Income After Taxes | (1.90B) | (692.90M) | 37.35M | 251.79M | [{"date":"2021-12-31","value":-754.65,"profit":false},{"date":"2022-12-31","value":-275.19,"profit":false},{"date":"2023-12-31","value":14.84,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Income From Continuous Operations | (1.90B) | (692.90M) | 37.35M | 251.79M | [{"date":"2021-12-31","value":-754.65,"profit":false},{"date":"2022-12-31","value":-275.19,"profit":false},{"date":"2023-12-31","value":14.84,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| Income From Discontinued Operations | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] | |
| Net Income | (1.56B) | (45.69M) | 34.52M | 217.57M | [{"date":"2021-12-31","value":-716.06,"profit":false},{"date":"2022-12-31","value":-21,"profit":false},{"date":"2023-12-31","value":15.87,"profit":true},{"date":"2024-12-31","value":100,"profit":true}] | |
| EPS (Diluted) | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}] | |
These ratios help you determine the liquidity of the company. Higher is better.
| PICS | |
|---|---|
| Cash Ratio | 0.29 |
| Current Ratio | 0.47 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| PICS | |
|---|---|
| ROA (LTM) | 7.02% |
| ROE (LTM) | 17.43% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| PICS | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.92 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.07 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| PICS | |
|---|---|
| Trailing PE | 28.96 |
| Forward PE | 11.52 |
| P/S (TTM) | 1.72 |
| P/B | 3.57 |
| Price/FCF | 2 |
| EV/R | 1.42 |
| EV/Ebitda | NM |
Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) share price today is $14.26
Yes, Indians can buy shares of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) on Vested. To buy
Yes, you can purchase fractional shares of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) via the Vested app. You can start investing in Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) with a minimum investment of $1.
You can invest in shares of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) via Vested in three simple steps:
The 52-week high price of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) is $19.95. The 52-week low price of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) is $12.8.
The price-to-earnings (P/E) ratio of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) is 28.9592
The price-to-book (P/B) ratio of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) is 3.57
The dividend yield of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) is 0.00%
The market capitalization of Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) is $1.84B
The stock symbol (or ticker) of Picpay Holdings Netherlands N.V. Class A Common Shares is PICS
Consider the share price of Picpay Holdings Netherlands N.V. Class A Common Shares as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Picpay Holdings Netherlands N.V. Class A Common Shares has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Picpay Holdings Netherlands N.V. Class A Common Shares shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Picpay Holdings Netherlands N.V. Class A Common Shares stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Picpay Holdings Netherlands N.V. Class A Common Shares and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Picpay Holdings Netherlands N.V. Class A Common Shares stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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