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Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to enhance the security and integrity of digital banking operations, including real-time security analytics and behavioral analysis, event-driven validation for non-transactional fraud management, electronic transaction dispute management, ACH file monitoring and risk reporting, and check and ACH positive pay systems for commercial users. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers and other partners to deploy customized experiences and the financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that provide tools for managing commercial lending deposits and fee-based transactions comprising loan pricing and negotiation tools, treasury pricing and fee-based service structuring, AI assistance for relationship managers, end-to-end loan origination and servicing, automation of lending activities, and support services to diverse loan types and asset classes, as well as portfolio management services, such as analysis, performance, reporting, and trend identification. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas. more
| Time Frame | QTWO | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -8.27% | -2.15% | -1.33% |
| 1-Month Return | -17.65% | -1.66% | 0.78% |
| 3-Month Return | -25.1% | -1.65% | 2.61% |
| 6-Month Return | -30.54% | 4.77% | 6.19% |
| 1-Year Return | -43.84% | 15.2% | 11.68% |
| 3-Year Return | 57.98% | 99.51% | 67.81% |
| 5-Year Return | -63.62% | 103.74% | 74.06% |
| 10-Year Return | 168.87% | 583.89% | 255.08% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 498.72M | 565.67M | 624.62M | 696.46M | 794.81M | [{"date":"2021-12-31","value":62.75,"profit":true},{"date":"2022-12-31","value":71.17,"profit":true},{"date":"2023-12-31","value":78.59,"profit":true},{"date":"2024-12-31","value":87.63,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 273.69M | 309.33M | 321.97M | 341.98M | 365.13M | [{"date":"2021-12-31","value":74.96,"profit":true},{"date":"2022-12-31","value":84.72,"profit":true},{"date":"2023-12-31","value":88.18,"profit":true},{"date":"2024-12-31","value":93.66,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 225.03M | 256.35M | 302.65M | 354.48M | 429.68M | [{"date":"2021-12-31","value":52.37,"profit":true},{"date":"2022-12-31","value":59.66,"profit":true},{"date":"2023-12-31","value":70.44,"profit":true},{"date":"2024-12-31","value":82.5,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 45.12% | 45.32% | 48.45% | 50.90% | 54.06% | [{"date":"2021-12-31","value":83.47,"profit":true},{"date":"2022-12-31","value":83.83,"profit":true},{"date":"2023-12-31","value":89.63,"profit":true},{"date":"2024-12-31","value":94.15,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Expenses | 303.03M | 361.11M | 388.71M | 396.74M | 385.70M | [{"date":"2021-12-31","value":76.38,"profit":true},{"date":"2022-12-31","value":91.02,"profit":true},{"date":"2023-12-31","value":97.97,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.22,"profit":true}] |
| Operating Income | (78.00M) | (104.76M) | (86.06M) | (42.26M) | 39.90M | [{"date":"2021-12-31","value":-195.49,"profit":false},{"date":"2022-12-31","value":-262.58,"profit":false},{"date":"2023-12-31","value":-215.7,"profit":false},{"date":"2024-12-31","value":-105.93,"profit":false},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | (64.70M) | (2.63M) | 28.60M | 22.81M | 29.66M | [{"date":"2021-12-31","value":-218.18,"profit":false},{"date":"2022-12-31","value":-8.86,"profit":false},{"date":"2023-12-31","value":96.44,"profit":true},{"date":"2024-12-31","value":76.9,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Pre-Tax Income | (111.10M) | (106.08M) | (61.82M) | (30.86M) | 54.73M | [{"date":"2021-12-31","value":-203.02,"profit":false},{"date":"2022-12-31","value":-193.83,"profit":false},{"date":"2023-12-31","value":-112.97,"profit":false},{"date":"2024-12-31","value":-56.39,"profit":false},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 1.64M | 2.91M | 3.56M | 7.68M | (2.72M) | [{"date":"2021-12-31","value":21.4,"profit":true},{"date":"2022-12-31","value":37.88,"profit":true},{"date":"2023-12-31","value":46.4,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":-35.4,"profit":false}] |
| Income After Taxes | (112.75M) | (108.98M) | (65.38M) | (38.54M) | 57.44M | [{"date":"2021-12-31","value":-196.28,"profit":false},{"date":"2022-12-31","value":-189.73,"profit":false},{"date":"2023-12-31","value":-113.83,"profit":false},{"date":"2024-12-31","value":-67.09,"profit":false},{"date":"2025-12-31","value":100,"profit":true}] |
| Income From Continuous Operations | (112.75M) | (108.98M) | (65.38M) | (38.54M) | 52.01M | [{"date":"2021-12-31","value":-216.79,"profit":false},{"date":"2022-12-31","value":-209.55,"profit":false},{"date":"2023-12-31","value":-125.72,"profit":false},{"date":"2024-12-31","value":-74.1,"profit":false},{"date":"2025-12-31","value":100,"profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | (112.75M) | (108.98M) | (65.38M) | (38.54M) | 52.01M | [{"date":"2021-12-31","value":-216.79,"profit":false},{"date":"2022-12-31","value":-209.55,"profit":false},{"date":"2023-12-31","value":-125.72,"profit":false},{"date":"2024-12-31","value":-74.1,"profit":false},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | (2.00) | (1.89) | (0.62) | 1.60 | 1.56 | [{"date":"2021-12-31","value":-124.65,"profit":false},{"date":"2022-12-31","value":-117.79,"profit":false},{"date":"2023-12-31","value":-38.57,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.49,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| QTWO | |
|---|---|
| Cash Ratio | 0.68 |
| Current Ratio | 1.02 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| QTWO | |
|---|---|
| ROA (LTM) | 2.03% |
| ROE (LTM) | 8.82% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| QTWO | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.48 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.52 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| QTWO | |
|---|---|
| Trailing PE | 66.54 |
| Forward PE | 17.79 |
| P/S (TTM) | 4.18 |
| P/B | 5.02 |
| Price/FCF | 59 |
| EV/R | 4.07 |
| EV/Ebitda | 28.50 |
| PEG | 8.94 |
Q2 Holdings (QTWO) share price today is $52.35
Yes, Indians can buy shares of Q2 Holdings (QTWO) on Vested. To buy
Yes, you can purchase fractional shares of Q2 Holdings (QTWO) via the Vested app. You can start investing in Q2 Holdings (QTWO) with a minimum investment of $1.
You can invest in shares of Q2 Holdings (QTWO) via Vested in three simple steps:
The 52-week high price of Q2 Holdings (QTWO) is $96.68. The 52-week low price of Q2 Holdings (QTWO) is $51.34.
The price-to-earnings (P/E) ratio of Q2 Holdings (QTWO) is 66.5375
The price-to-book (P/B) ratio of Q2 Holdings (QTWO) is 5.02
The dividend yield of Q2 Holdings (QTWO) is 0.00%
The market capitalization of Q2 Holdings (QTWO) is $3.28B
The stock symbol (or ticker) of Q2 Holdings is QTWO
Consider the share price of Q2 Holdings as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Q2 Holdings has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Q2 Holdings shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Q2 Holdings stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Q2 Holdings and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Q2 Holdings stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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