Skip to content 
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services in Cambridge City. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, it engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. The company was founded in 1887 and is headquartered in Richmond, Indiana. more
| Time Frame | RMBI | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 0.49% | -3.55% | -1.5% |
| 1-Month Return | 4.36% | -2.91% | 0.6% |
| 3-Month Return | 10.37% | 0.39% | 2.43% |
| 6-Month Return | 2.2% | -1.62% | 6.01% |
| 1-Year Return | 3.68% | -1% | 11.48% |
| 3-Year Return | 6.84% | 41.93% | 67.52% |
| 5-Year Return | 9.28% | 60.3% | 73.75% |
| 10-Year Return | 5.27% | 201.33% | 254.46% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 51.21M | 56.59M | 71.82M | 85.05M | 90.89M | [{"date":"2021-12-31","value":56.34,"profit":true},{"date":"2022-12-31","value":62.26,"profit":true},{"date":"2023-12-31","value":79.01,"profit":true},{"date":"2024-12-31","value":93.57,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 9.11M | 10.82M | 30.28M | 42.37M | 43.81M | [{"date":"2021-12-31","value":20.8,"profit":true},{"date":"2022-12-31","value":24.7,"profit":true},{"date":"2023-12-31","value":69.12,"profit":true},{"date":"2024-12-31","value":96.72,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 42.10M | 45.77M | 41.54M | 42.68M | 47.04M | [{"date":"2021-12-31","value":89.5,"profit":true},{"date":"2022-12-31","value":97.29,"profit":true},{"date":"2023-12-31","value":88.3,"profit":true},{"date":"2024-12-31","value":90.74,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 82.21% | 80.88% | 57.84% | 50.19% | 51.76% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":98.39,"profit":true},{"date":"2023-12-31","value":70.36,"profit":true},{"date":"2024-12-31","value":61.05,"profit":true},{"date":"2025-12-31","value":62.96,"profit":true}] |
| Operating Expenses | 28.52M | 30.02M | 30.53M | 31.82M | 32.98M | [{"date":"2021-12-31","value":86.47,"profit":true},{"date":"2022-12-31","value":91.02,"profit":true},{"date":"2023-12-31","value":92.58,"profit":true},{"date":"2024-12-31","value":96.48,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 13.58M | 15.75M | 11.00M | 10.86M | 14.06M | [{"date":"2021-12-31","value":86.23,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":69.86,"profit":true},{"date":"2024-12-31","value":68.98,"profit":true},{"date":"2025-12-31","value":89.28,"profit":true}] |
| Total Non-Operating Income/Expense | 33.71M | 37.33M | 33.51M | 6.66M | - | [{"date":"2021-12-31","value":90.31,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":89.77,"profit":true},{"date":"2024-12-31","value":17.83,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 13.58M | 15.75M | 11.00M | 10.86M | 13.65M | [{"date":"2021-12-31","value":86.23,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":69.86,"profit":true},{"date":"2024-12-31","value":68.98,"profit":true},{"date":"2025-12-31","value":86.69,"profit":true}] |
| Income Taxes | 2.44M | 2.78M | 1.52M | 1.49M | 2.08M | [{"date":"2021-12-31","value":87.53,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":54.47,"profit":true},{"date":"2024-12-31","value":53.41,"profit":true},{"date":"2025-12-31","value":74.6,"profit":true}] |
| Income After Taxes | 11.14M | 12.97M | 9.49M | 9.38M | - | [{"date":"2021-12-31","value":85.95,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":73.17,"profit":true},{"date":"2024-12-31","value":72.32,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 11.14M | 12.97M | 10.85M | 9.38M | - | [{"date":"2021-12-31","value":85.96,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":83.68,"profit":true},{"date":"2024-12-31","value":72.33,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 11.14M | 12.96M | 9.49M | 9.38M | 11.58M | [{"date":"2021-12-31","value":85.96,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":73.17,"profit":true},{"date":"2024-12-31","value":72.33,"profit":true},{"date":"2025-12-31","value":89.29,"profit":true}] |
| EPS (Diluted) | 0.97 | 1.17 | 0.91 | 0.92 | 0.82 | [{"date":"2021-12-31","value":82.91,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":77.72,"profit":true},{"date":"2024-12-31","value":78.29,"profit":true},{"date":"2025-12-31","value":69.68,"profit":true}] |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| RMBI | |
|---|---|
| ROA (LTM) | 0.76% |
| ROE (LTM) | 8.31% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| RMBI | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.83 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.17 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| RMBI | |
|---|---|
| Trailing PE | 12.19 |
| Forward PE | NM |
| P/S (TTM) | 2.96 |
| P/B | 0.99 |
| Price/FCF | 24 |
| EV/R | 2.83 |
| EV/Ebitda | NM |
Richmond Mutual Bancorporation Inc (RMBI) share price today is $14.37
Yes, Indians can buy shares of Richmond Mutual Bancorporation Inc (RMBI) on Vested. To buy
Yes, you can purchase fractional shares of Richmond Mutual Bancorporation Inc (RMBI) via the Vested app. You can start investing in Richmond Mutual Bancorporation Inc (RMBI) with a minimum investment of $1.
You can invest in shares of Richmond Mutual Bancorporation Inc (RMBI) via Vested in three simple steps:
The 52-week high price of Richmond Mutual Bancorporation Inc (RMBI) is $15.08. The 52-week low price of Richmond Mutual Bancorporation Inc (RMBI) is $11.01.
The price-to-earnings (P/E) ratio of Richmond Mutual Bancorporation Inc (RMBI) is 12.188
The price-to-book (P/B) ratio of Richmond Mutual Bancorporation Inc (RMBI) is 0.99
The dividend yield of Richmond Mutual Bancorporation Inc (RMBI) is 4.2%
The market capitalization of Richmond Mutual Bancorporation Inc (RMBI) is $138.49M
The stock symbol (or ticker) of Richmond Mutual Bancorporation Inc is RMBI
Consider the share price of Richmond Mutual Bancorporation Inc as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Richmond Mutual Bancorporation Inc has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Richmond Mutual Bancorporation Inc shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Richmond Mutual Bancorporation Inc stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Richmond Mutual Bancorporation Inc and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Richmond Mutual Bancorporation Inc stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
Link copied 
