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SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California. more
| Time Frame | SOFI | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -5.99% | -4.81% | -1.31% |
| 1-Month Return | -27.75% | -4.76% | -1.75% |
| 3-Month Return | -30.93% | -2.51% | 1.44% |
| 6-Month Return | -17.64% | -2.1% | 5.74% |
| 1-Year Return | 29.1% | -0.1% | 11.81% |
| 3-Year Return | 190.09% | 39.93% | 65.25% |
| 5-Year Return | -19.3% | 61.1% | 73.79% |
| 10-Year Return | 87.12% | 205.38% | 260.26% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 1.09B | 1.76B | 2.05B | 2.61B | 4.77B | [{"date":"2021-12-31","value":22.8,"profit":true},{"date":"2022-12-31","value":36.96,"profit":true},{"date":"2023-12-31","value":43,"profit":true},{"date":"2024-12-31","value":54.77,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 110.35M | 243.61M | 1.09B | (30.80M) | 1.49B | [{"date":"2021-12-31","value":7.4,"profit":true},{"date":"2022-12-31","value":16.33,"profit":true},{"date":"2023-12-31","value":73.27,"profit":true},{"date":"2024-12-31","value":-2.07,"profit":false},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Profit | 977.30M | 1.52B | 2.05B | 2.61B | 3.28B | [{"date":"2021-12-31","value":29.81,"profit":true},{"date":"2022-12-31","value":46.34,"profit":true},{"date":"2023-12-31","value":62.57,"profit":true},{"date":"2024-12-31","value":79.69,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 89.85% | 86.18% | 100.00% | 100.00% | 68.73% | [{"date":"2021-12-31","value":89.85,"profit":true},{"date":"2022-12-31","value":86.18,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":68.73,"profit":true}] |
| Operating Expenses | 1.46B | 1.84B | 1.74B | 2.50B | 1.60B | [{"date":"2021-12-31","value":58.34,"profit":true},{"date":"2022-12-31","value":73.52,"profit":true},{"date":"2023-12-31","value":69.67,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":63.84,"profit":true}] |
| Operating Income | (481.18M) | (318.72M) | (300.33M) | 859.65M | 1.68B | [{"date":"2021-12-31","value":-28.61,"profit":false},{"date":"2022-12-31","value":-18.95,"profit":false},{"date":"2023-12-31","value":-17.85,"profit":false},{"date":"2024-12-31","value":51.11,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 244.02M | 656.81M | 1.26B | 1.09B | - | [{"date":"2021-12-31","value":19.35,"profit":true},{"date":"2022-12-31","value":52.09,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":86.46,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | (481.18M) | (318.72M) | (301.16M) | 233.34M | 525.86M | [{"date":"2021-12-31","value":-91.5,"profit":false},{"date":"2022-12-31","value":-60.61,"profit":false},{"date":"2023-12-31","value":-57.27,"profit":false},{"date":"2024-12-31","value":44.37,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 2.76M | 1.69M | 416.00K | 265.32M | 44.54M | [{"date":"2021-12-31","value":1.04,"profit":true},{"date":"2022-12-31","value":0.64,"profit":true},{"date":"2023-12-31","value":0.16,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":16.79,"profit":true}] |
| Income After Taxes | (483.94M) | (320.41M) | (301.57M) | (31.98M) | - | [{"date":"2021-12-31","value":-48393700000,"profit":false},{"date":"2022-12-31","value":-32040700000,"profit":false},{"date":"2023-12-31","value":-30157400000,"profit":false},{"date":"2024-12-31","value":-3197500000,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | (483.94M) | (320.41M) | (300.74M) | 498.67M | - | [{"date":"2021-12-31","value":-97.05,"profit":false},{"date":"2022-12-31","value":-64.25,"profit":false},{"date":"2023-12-31","value":-60.31,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | (483.94M) | (320.41M) | (300.74M) | 498.67M | 481.32M | [{"date":"2021-12-31","value":-97.05,"profit":false},{"date":"2022-12-31","value":-64.25,"profit":false},{"date":"2023-12-31","value":-60.31,"profit":false},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":96.52,"profit":true}] |
| EPS (Diluted) | (0.90) | (0.40) | (0.12) | 0.13 | 0.38 | [{"date":"2021-12-31","value":-235.97,"profit":false},{"date":"2022-12-31","value":-104.88,"profit":false},{"date":"2023-12-31","value":-31.46,"profit":false},{"date":"2024-12-31","value":34.08,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| SOFI | |
|---|---|
| Cash Ratio | 6.63 |
| Current Ratio | 7.20 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| SOFI | |
|---|---|
| ROA (LTM) | 1.11% |
| ROE (LTM) | 5.66% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| SOFI | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.79 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.21 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| SOFI | |
|---|---|
| Trailing PE | 50.28 |
| Forward PE | 33.22 |
| P/S (TTM) | 6.92 |
| P/B | 2.36 |
| Price/FCF | 2534 |
| EV/R | 7.39 |
| EV/Ebitda | NM |
| PEG | 1.51 |
SoFi Technologies Inc. (SOFI) share price today is $19.755
Yes, Indians can buy shares of SoFi Technologies Inc. (SOFI) on Vested. To buy
Yes, you can purchase fractional shares of SoFi Technologies Inc. (SOFI) via the Vested app. You can start investing in SoFi Technologies Inc. (SOFI) with a minimum investment of $1.
You can invest in shares of SoFi Technologies Inc. (SOFI) via Vested in three simple steps:
The 52-week high price of SoFi Technologies Inc. (SOFI) is $32.73. The 52-week low price of SoFi Technologies Inc. (SOFI) is $8.6.
The price-to-earnings (P/E) ratio of SoFi Technologies Inc. (SOFI) is 50.2821
The price-to-book (P/B) ratio of SoFi Technologies Inc. (SOFI) is 2.36
The dividend yield of SoFi Technologies Inc. (SOFI) is 0.00%
The market capitalization of SoFi Technologies Inc. (SOFI) is $24.78B
The stock symbol (or ticker) of SoFi Technologies Inc. is SOFI
Consider the share price of SoFi Technologies Inc. as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether SoFi Technologies Inc. has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in SoFi Technologies Inc. shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the SoFi Technologies Inc. stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of SoFi Technologies Inc. and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that SoFi Technologies Inc. stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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