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Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California. more
| Time Frame | SSBI | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.8% | -1.03% | 2.13% |
| 1-Month Return | 11.34% | -4.61% | -0.47% |
| 3-Month Return | 26.74% | -1.73% | 1.29% |
| 6-Month Return | 15% | 0.53% | 7.71% |
| 1-Year Return | 94.17% | 2.69% | 14.7% |
| 3-Year Return | -14.69% | 42.89% | 67.75% |
| 5-Year Return | 0.37% | 67.32% | 76.25% |
| 10-Year Return | 40.91% | 216.85% | 271.83% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 46.43M | 56.16M | 65.06M | 62.03M | 58.82M | [{"date":"2021-12-31","value":71.36,"profit":true},{"date":"2022-12-31","value":86.32,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":95.34,"profit":true},{"date":"2025-12-31","value":90.41,"profit":true}] |
| Cost of Revenue | 5.66M | 9.07M | 25.05M | 37.22M | 26.01M | [{"date":"2021-12-31","value":15.21,"profit":true},{"date":"2022-12-31","value":24.37,"profit":true},{"date":"2023-12-31","value":67.31,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":69.88,"profit":true}] |
| Gross Profit | 40.77M | 47.09M | 40.01M | 24.81M | 32.81M | [{"date":"2021-12-31","value":86.57,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":84.96,"profit":true},{"date":"2024-12-31","value":52.68,"profit":true},{"date":"2025-12-31","value":69.68,"profit":true}] |
| Gross Margin | 87.81% | 83.85% | 61.49% | 39.99% | 55.78% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":95.49,"profit":true},{"date":"2023-12-31","value":70.03,"profit":true},{"date":"2024-12-31","value":45.55,"profit":true},{"date":"2025-12-31","value":63.52,"profit":true}] |
| Operating Expenses | 19.89M | 23.22M | 24.73M | 29.20M | 23.84M | [{"date":"2021-12-31","value":68.11,"profit":true},{"date":"2022-12-31","value":79.52,"profit":true},{"date":"2023-12-31","value":84.69,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":81.67,"profit":true}] |
| Operating Income | 20.88M | 23.87M | 15.28M | (4.39M) | 8.96M | [{"date":"2021-12-31","value":87.47,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":64.02,"profit":true},{"date":"2024-12-31","value":-18.38,"profit":false},{"date":"2025-12-31","value":37.55,"profit":true}] |
| Total Non-Operating Income/Expense | 32.34M | 36.47M | 31.83M | 16.19M | - | [{"date":"2021-12-31","value":88.7,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":87.28,"profit":true},{"date":"2024-12-31","value":44.4,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 20.88M | 23.87M | 15.28M | (4.39M) | 8.96M | [{"date":"2021-12-31","value":87.47,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":64.02,"profit":true},{"date":"2024-12-31","value":-18.38,"profit":false},{"date":"2025-12-31","value":37.55,"profit":true}] |
| Income Taxes | 6.18M | 6.90M | 4.46M | (195.00K) | 2.17M | [{"date":"2021-12-31","value":89.57,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":64.6,"profit":true},{"date":"2024-12-31","value":-2.83,"profit":false},{"date":"2025-12-31","value":31.4,"profit":true}] |
| Income After Taxes | 14.70M | 16.97M | 10.82M | (4.19M) | - | [{"date":"2021-12-31","value":86.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":63.78,"profit":true},{"date":"2024-12-31","value":-24.71,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 14.70M | 16.97M | 13.47M | (4.19M) | - | [{"date":"2021-12-31","value":86.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":79.41,"profit":true},{"date":"2024-12-31","value":-24.71,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 14.70M | 16.97M | 10.82M | (4.19M) | 6.80M | [{"date":"2021-12-31","value":86.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":63.78,"profit":true},{"date":"2024-12-31","value":-24.71,"profit":false},{"date":"2025-12-31","value":40.05,"profit":true}] |
| EPS (Diluted) | 2.31 | 2.53 | 1.61 | (0.54) | 1.01 | [{"date":"2021-12-31","value":91.28,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":63.65,"profit":true},{"date":"2024-12-31","value":-21.47,"profit":false},{"date":"2025-12-31","value":39.91,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| SSBI | |
|---|---|
| Current Ratio | 0.11 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| SSBI | |
|---|---|
| ROA (LTM) | 0.66% |
| ROE (LTM) | 7.05% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| SSBI | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.90 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.10 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| SSBI | |
|---|---|
| Trailing PE | NM |
| Forward PE | NM |
| P/S (TTM) | 2.80 |
| P/B | 0.92 |
| EV/R | 2.87 |
| EV/Ebitda | NM |
| PEG | NM |
Summit State Bank (SSBI) share price today is $13.694
Yes, Indians can buy shares of Summit State Bank (SSBI) on Vested. To buy
Yes, you can purchase fractional shares of Summit State Bank (SSBI) via the Vested app. You can start investing in Summit State Bank (SSBI) with a minimum investment of $1.
You can invest in shares of Summit State Bank (SSBI) via Vested in three simple steps:
The 52-week high price of Summit State Bank (SSBI) is $14. The 52-week low price of Summit State Bank (SSBI) is $7.01.
The price-to-earnings (P/E) ratio of Summit State Bank (SSBI) is
The price-to-book (P/B) ratio of Summit State Bank (SSBI) is 0.92
The dividend yield of Summit State Bank (SSBI) is 0.00%
The market capitalization of Summit State Bank (SSBI) is $91.75M
The stock symbol (or ticker) of Summit State Bank is SSBI
Consider the share price of Summit State Bank as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Summit State Bank has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Summit State Bank shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Summit State Bank stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Summit State Bank and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Summit State Bank stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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