Skip to content 
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It offers deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also provides commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it offers safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas. more
| Time Frame | STEL | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | 1.24% | -3% | 0.54% |
| 1-Month Return | 23.91% | -6.51% | -2.01% |
| 3-Month Return | 29.22% | -3.69% | -0.28% |
| 6-Month Return | 33.77% | -1.47% | 6.04% |
| 1-Year Return | 35.43% | 0.64% | 12.92% |
| 3-Year Return | 33.08% | 40.04% | 65.15% |
| 5-Year Return | 40.78% | 63.99% | 73.52% |
| 10-Year Return | 36.47% | 210.54% | 266.07% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 261.75M | 343.35M | 615.38M | 625.45M | 596.26M | [{"date":"2021-12-31","value":41.85,"profit":true},{"date":"2022-12-31","value":54.9,"profit":true},{"date":"2023-12-31","value":98.39,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":95.33,"profit":true}] |
| Cost of Revenue | 22.30M | 84.75M | 163.00M | 191.53M | 183.01M | [{"date":"2021-12-31","value":11.64,"profit":true},{"date":"2022-12-31","value":44.25,"profit":true},{"date":"2023-12-31","value":85.11,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":95.55,"profit":true}] |
| Gross Profit | 239.45M | 258.60M | 452.38M | 433.92M | 413.25M | [{"date":"2021-12-31","value":52.93,"profit":true},{"date":"2022-12-31","value":57.16,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":95.92,"profit":true},{"date":"2025-12-31","value":91.35,"profit":true}] |
| Gross Margin | 91.48% | 75.32% | 73.51% | 69.38% | 69.31% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":82.33,"profit":true},{"date":"2023-12-31","value":80.36,"profit":true},{"date":"2024-12-31","value":75.84,"profit":true},{"date":"2025-12-31","value":75.76,"profit":true}] |
| Operating Expenses | 139.55M | 196.08M | 290.49M | 288.96M | 285.47M | [{"date":"2021-12-31","value":48.04,"profit":true},{"date":"2022-12-31","value":67.5,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":99.47,"profit":true},{"date":"2025-12-31","value":98.27,"profit":true}] |
| Operating Income | 99.89M | 62.52M | 161.88M | 144.96M | 127.78M | [{"date":"2021-12-31","value":61.71,"profit":true},{"date":"2022-12-31","value":38.62,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":89.55,"profit":true},{"date":"2025-12-31","value":78.93,"profit":true}] |
| Total Non-Operating Income/Expense | 124.16M | 264.82M | 430.89M | (35.90M) | - | [{"date":"2021-12-31","value":28.81,"profit":true},{"date":"2022-12-31","value":61.46,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":-8.33,"profit":false},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 99.89M | 62.52M | 161.88M | 144.96M | 127.78M | [{"date":"2021-12-31","value":61.71,"profit":true},{"date":"2022-12-31","value":38.62,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":89.55,"profit":true},{"date":"2025-12-31","value":78.93,"profit":true}] |
| Income Taxes | 18.34M | 11.09M | 31.39M | 29.96M | 24.91M | [{"date":"2021-12-31","value":58.44,"profit":true},{"date":"2022-12-31","value":35.34,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":95.44,"profit":true},{"date":"2025-12-31","value":79.36,"profit":true}] |
| Income After Taxes | 81.55M | 51.43M | 130.50M | 115.00M | - | [{"date":"2021-12-31","value":62.49,"profit":true},{"date":"2022-12-31","value":39.41,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":88.13,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 35.60M | 51.43M | 105.28M | 115.00M | - | [{"date":"2021-12-31","value":30.95,"profit":true},{"date":"2022-12-31","value":44.72,"profit":true},{"date":"2023-12-31","value":91.55,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 81.55M | 51.43M | 130.50M | 115.00M | 102.87M | [{"date":"2021-12-31","value":62.49,"profit":true},{"date":"2022-12-31","value":39.41,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":88.13,"profit":true},{"date":"2025-12-31","value":78.83,"profit":true}] |
| EPS (Diluted) | 1.83 | 2.25 | 2.74 | 2.20 | 1.98 | [{"date":"2021-12-31","value":66.79,"profit":true},{"date":"2022-12-31","value":82.12,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":80.29,"profit":true},{"date":"2025-12-31","value":72.26,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| STEL | |
|---|---|
| Current Ratio | 0.08 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| STEL | |
|---|---|
| ROA (LTM) | 0.95% |
| ROE (LTM) | 6.28% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| STEL | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.85 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.15 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| STEL | |
|---|---|
| Trailing PE | 19.95 |
| Forward PE | 14.88 |
| P/S (TTM) | 4.92 |
| P/B | 1.21 |
| EV/R | 4.86 |
| EV/Ebitda | NM |
Stellar Bancorp, Inc. (STEL) share price today is $38.819
Yes, Indians can buy shares of Stellar Bancorp, Inc. (STEL) on Vested. To buy
Yes, you can purchase fractional shares of Stellar Bancorp, Inc. (STEL) via the Vested app. You can start investing in Stellar Bancorp, Inc. (STEL) with a minimum investment of $1.
You can invest in shares of Stellar Bancorp, Inc. (STEL) via Vested in three simple steps:
The 52-week high price of Stellar Bancorp, Inc. (STEL) is $40.21. The 52-week low price of Stellar Bancorp, Inc. (STEL) is $23.78.
The price-to-earnings (P/E) ratio of Stellar Bancorp, Inc. (STEL) is 19.9548
The price-to-book (P/B) ratio of Stellar Bancorp, Inc. (STEL) is 1.21
The dividend yield of Stellar Bancorp, Inc. (STEL) is 1.44%
The market capitalization of Stellar Bancorp, Inc. (STEL) is $1.99B
The stock symbol (or ticker) of Stellar Bancorp, Inc. is STEL
Consider the share price of Stellar Bancorp, Inc. as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Stellar Bancorp, Inc. has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Stellar Bancorp, Inc. shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Stellar Bancorp, Inc. stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Stellar Bancorp, Inc. and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Stellar Bancorp, Inc. stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
Link copied 
