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TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential property management services, real estate brokerage services, vacation rentals, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia. more
| Time Frame | TOWN | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -3.05% | -3% | 0.54% |
| 1-Month Return | 4.81% | -6.51% | -2.01% |
| 3-Month Return | 7.7% | -3.69% | -0.28% |
| 6-Month Return | -1.83% | -1.47% | 6.04% |
| 1-Year Return | -1.4% | 0.64% | 12.92% |
| 3-Year Return | 18.52% | 40.04% | 65.15% |
| 5-Year Return | 33.43% | 63.99% | 73.52% |
| 10-Year Return | 111.53% | 210.54% | 266.07% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 720.08M | 742.95M | 942.55M | 1.02B | 1.01B | [{"date":"2021-12-31","value":70.29,"profit":true},{"date":"2022-12-31","value":72.52,"profit":true},{"date":"2023-12-31","value":92.01,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":98.39,"profit":true}] |
| Cost of Revenue | 24.31M | 65.18M | 266.14M | 331.38M | 306.59M | [{"date":"2021-12-31","value":7.34,"profit":true},{"date":"2022-12-31","value":19.67,"profit":true},{"date":"2023-12-31","value":80.31,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":92.52,"profit":true}] |
| Gross Profit | 695.77M | 677.77M | 676.41M | 692.51M | 701.33M | [{"date":"2021-12-31","value":99.21,"profit":true},{"date":"2022-12-31","value":96.64,"profit":true},{"date":"2023-12-31","value":96.45,"profit":true},{"date":"2024-12-31","value":98.74,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Gross Margin | 96.62% | 91.23% | 71.76% | 67.60% | 69.58% | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":94.41,"profit":true},{"date":"2023-12-31","value":74.27,"profit":true},{"date":"2024-12-31","value":69.96,"profit":true},{"date":"2025-12-31","value":72.01,"profit":true}] |
| Operating Expenses | 415.94M | 440.72M | 490.19M | 502.67M | 491.11M | [{"date":"2021-12-31","value":82.75,"profit":true},{"date":"2022-12-31","value":87.68,"profit":true},{"date":"2023-12-31","value":97.52,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":97.7,"profit":true}] |
| Operating Income | 279.83M | 237.05M | 186.22M | 190.38M | 210.22M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.71,"profit":true},{"date":"2023-12-31","value":66.55,"profit":true},{"date":"2024-12-31","value":68.03,"profit":true},{"date":"2025-12-31","value":75.12,"profit":true}] |
| Total Non-Operating Income/Expense | 400.38M | 385.50M | 381.20M | 442.51M | - | [{"date":"2021-12-31","value":90.48,"profit":true},{"date":"2022-12-31","value":87.12,"profit":true},{"date":"2023-12-31","value":86.15,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 279.83M | 237.05M | 186.22M | 190.38M | 210.22M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.71,"profit":true},{"date":"2023-12-31","value":66.55,"profit":true},{"date":"2024-12-31","value":68.03,"profit":true},{"date":"2025-12-31","value":75.12,"profit":true}] |
| Income Taxes | 54.80M | 46.58M | 31.09M | 27.65M | 39.42M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":85,"profit":true},{"date":"2023-12-31","value":56.73,"profit":true},{"date":"2024-12-31","value":50.46,"profit":true},{"date":"2025-12-31","value":71.95,"profit":true}] |
| Income After Taxes | 225.03M | 190.47M | 155.14M | 162.73M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":84.64,"profit":true},{"date":"2023-12-31","value":68.94,"profit":true},{"date":"2024-12-31","value":72.31,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 225.03M | 14.39M | 173.09M | 162.73M | - | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":6.39,"profit":true},{"date":"2023-12-31","value":76.92,"profit":true},{"date":"2024-12-31","value":72.31,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 215.38M | 188.99M | 153.72M | 161.76M | 169.53M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":87.74,"profit":true},{"date":"2023-12-31","value":71.37,"profit":true},{"date":"2024-12-31","value":75.1,"profit":true},{"date":"2025-12-31","value":78.71,"profit":true}] |
| EPS (Diluted) | 2.95 | 2.62 | 2.16 | 2.18 | 3.02 | [{"date":"2021-12-31","value":97.68,"profit":true},{"date":"2022-12-31","value":86.75,"profit":true},{"date":"2023-12-31","value":71.52,"profit":true},{"date":"2024-12-31","value":72.19,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| TOWN | |
|---|---|
| Cash Ratio | 0.02 |
| Current Ratio | 0.10 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| TOWN | |
|---|---|
| ROA (LTM) | 0.93% |
| ROE (LTM) | 7.45% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| TOWN | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.88 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.12 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| TOWN | |
|---|---|
| Trailing PE | 16.13 |
| Forward PE | NM |
| P/S (TTM) | 4.09 |
| P/B | 1.37 |
| EV/R | 4.59 |
| EV/Ebitda | NM |
| PEG | NM |
Towne Bank (TOWN) share price today is $36.35
Yes, Indians can buy shares of Towne Bank (TOWN) on Vested. To buy
Yes, you can purchase fractional shares of Towne Bank (TOWN) via the Vested app. You can start investing in Towne Bank (TOWN) with a minimum investment of $1.
You can invest in shares of Towne Bank (TOWN) via Vested in three simple steps:
The 52-week high price of Towne Bank (TOWN) is $37.86. The 52-week low price of Towne Bank (TOWN) is $28.75.
The price-to-earnings (P/E) ratio of Towne Bank (TOWN) is 16.1256
The price-to-book (P/B) ratio of Towne Bank (TOWN) is 1.37
The dividend yield of Towne Bank (TOWN) is 2.97%
The market capitalization of Towne Bank (TOWN) is $3.32B
The stock symbol (or ticker) of Towne Bank is TOWN
Consider the share price of Towne Bank as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Towne Bank has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Towne Bank shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Towne Bank stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Towne Bank and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Towne Bank stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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