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ubfo-img

United Security Bancshares, Common Stock

UBFO

NSQ

$10.17

+$0.02

(0.2%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$164.22M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
9.1154
Volume info-icon
This is the total number of shares traded during the most recent trading day.
0
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
5.08%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.56
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$6.79 L
$10.49 H
$10.17

About United Security Bancshares, Common Stock

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California. more

Industry: BanksSector: Financials

Returns

Time FrameUBFOSectorS&P500
1-Week Return-0.88%-1.38%-1.49%
1-Month Return4.85%-5.17%-0.37%
3-Month Return19.65%7.46%3.89%
6-Month Return41.25%16.42%9.34%
1-Year Return17.57%29.15%25.19%
3-Year Return26.49%23.46%24.7%
5-Year Return-4.15%57.82%85.39%
10-Year Return105.87%194.32%187.19%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue42.51M36.73M38.95M47.81M65.43M[{"date":"2019-12-31","value":64.97,"profit":true},{"date":"2020-12-31","value":56.13,"profit":true},{"date":"2021-12-31","value":59.52,"profit":true},{"date":"2022-12-31","value":73.06,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Cost of Revenue---102.00K-[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Gross Profit42.51M36.73M38.95M47.81M65.43M[{"date":"2019-12-31","value":64.97,"profit":true},{"date":"2020-12-31","value":56.13,"profit":true},{"date":"2021-12-31","value":59.52,"profit":true},{"date":"2022-12-31","value":73.06,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses13.39M(24.31M)(25.63M)4.06M8.86M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":-181.52,"profit":false},{"date":"2021-12-31","value":-191.38,"profit":false},{"date":"2022-12-31","value":30.3,"profit":true},{"date":"2023-12-31","value":66.13,"profit":true}]
Operating Income21.27M12.41M13.31M25.86M56.58M[{"date":"2019-12-31","value":37.59,"profit":true},{"date":"2020-12-31","value":21.94,"profit":true},{"date":"2021-12-31","value":23.53,"profit":true},{"date":"2022-12-31","value":45.71,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Total Non-Operating Income/Expense58.08M44.03M34.65M45.17M78.33M[{"date":"2019-12-31","value":74.15,"profit":true},{"date":"2020-12-31","value":56.22,"profit":true},{"date":"2021-12-31","value":44.24,"profit":true},{"date":"2022-12-31","value":57.66,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Pre-Tax Income21.27M12.41M13.31M22.06M27.48M[{"date":"2019-12-31","value":77.41,"profit":true},{"date":"2020-12-31","value":45.17,"profit":true},{"date":"2021-12-31","value":48.46,"profit":true},{"date":"2022-12-31","value":80.28,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income Taxes6.10M3.45M3.22M6.37M7.68M[{"date":"2019-12-31","value":79.39,"profit":true},{"date":"2020-12-31","value":44.93,"profit":true},{"date":"2021-12-31","value":41.88,"profit":true},{"date":"2022-12-31","value":82.98,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income After Taxes15.17M8.96M10.10M15.69M19.80M[{"date":"2019-12-31","value":76.64,"profit":true},{"date":"2020-12-31","value":45.27,"profit":true},{"date":"2021-12-31","value":51.01,"profit":true},{"date":"2022-12-31","value":79.24,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Income From Continuous Operations27.37M8.96M10.10M15.69M19.74M[{"date":"2019-12-31","value":100,"profit":true},{"date":"2020-12-31","value":32.75,"profit":true},{"date":"2021-12-31","value":36.9,"profit":true},{"date":"2022-12-31","value":57.32,"profit":true},{"date":"2023-12-31","value":72.12,"profit":true}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income15.17M8.96M10.10M15.69M19.80M[{"date":"2019-12-31","value":76.64,"profit":true},{"date":"2020-12-31","value":45.27,"profit":true},{"date":"2021-12-31","value":51.01,"profit":true},{"date":"2022-12-31","value":79.24,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
EPS (Diluted)0.900.520.590.911.15[{"date":"2019-12-31","value":78.18,"profit":true},{"date":"2020-12-31","value":45.17,"profit":true},{"date":"2021-12-31","value":51.25,"profit":true},{"date":"2022-12-31","value":79.05,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

UBFO
Cash Ratio 0.54
Current Ratio 0.56
Quick Ratio 1.12

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

UBFO
ROA (LTM) 1.40%
ROE (LTM) 14.27%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

UBFO
Debt Ratio Lower is generally better. Negative is bad. 0.89
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.11

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

UBFO
Trailing PE 9.12
Forward PE NM
P/S (TTM) 3.38
P/B 1.34
Price/FCF 35
EV/R 4.15
EV/Ebitda NM
PEG NM

FAQs

What is United Security Bancshares share price today?

United Security Bancshares (UBFO) share price today is $10.17

Can Indians buy United Security Bancshares shares?

Yes, Indians can buy shares of United Security Bancshares (UBFO) on Vested. To buy United Security Bancshares from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in UBFO stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of United Security Bancshares be purchased?

Yes, you can purchase fractional shares of United Security Bancshares (UBFO) via the Vested app. You can start investing in United Security Bancshares (UBFO) with a minimum investment of $1.

How to invest in United Security Bancshares shares from India?

You can invest in shares of United Security Bancshares (UBFO) via Vested in three simple steps:

  • Click on Sign Up or Invest in UBFO stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in United Security Bancshares shares
What is United Security Bancshares 52-week high and low stock price?

The 52-week high price of United Security Bancshares (UBFO) is $10.49. The 52-week low price of United Security Bancshares (UBFO) is $6.79.

What is United Security Bancshares price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of United Security Bancshares (UBFO) is 9.1154

What is United Security Bancshares price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of United Security Bancshares (UBFO) is 1.34

What is United Security Bancshares dividend yield?

The dividend yield of United Security Bancshares (UBFO) is 5.08%

What is the Market Cap of United Security Bancshares?

The market capitalization of United Security Bancshares (UBFO) is $164.22M

What is United Security Bancshares’s stock symbol?

The stock symbol (or ticker) of United Security Bancshares is UBFO

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