...
ucb-img

United Community Banks, Inc., Common Stock

UCB

NYQ

$33.25

+$0.04

(0.12%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$3.96B
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
21.7059
Volume info-icon
This is the total number of shares traded during the most recent trading day.
520.79K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
2.89%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.90
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$23.75 L
$35.38 H
$33.25

About United Community Banks, Inc., Common Stock

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia. more

Industry: BanksSector: Financials

Returns

Time FrameUCBSectorS&P500
1-Week Return-1.51%-0.54%-0.05%
1-Month Return0.3%-1.16%2.75%
3-Month Return13.91%9.65%7.4%
6-Month Return34.78%20.56%10.47%
1-Year Return11.95%32.58%27.57%
3-Year Return-3.09%25.29%29.56%
5-Year Return7.5%60.42%89.3%
10-Year Return89.35%216.51%206.09%

Financials

Dec '20Dec '21Dec '22Dec '23
Total Revenue639.36M686.51M868.13M803.82M[{"date":"2020-12-31","value":73.65,"profit":true},{"date":"2021-12-31","value":79.08,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":92.59,"profit":true}]
Cost of Revenue---(68.13M)[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":-6813100000,"profit":false}]
Gross Profit639.36M686.51M868.13M871.95M[{"date":"2020-12-31","value":73.33,"profit":true},{"date":"2021-12-31","value":78.73,"profit":true},{"date":"2022-12-31","value":99.56,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Gross Margin100.00%100.00%100.00%108.48%[{"date":"2020-12-31","value":92.19,"profit":true},{"date":"2021-12-31","value":92.19,"profit":true},{"date":"2022-12-31","value":92.19,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses(429.92M)(338.75M)(512.13M)462.34M[{"date":"2020-12-31","value":-92.99,"profit":false},{"date":"2021-12-31","value":-73.27,"profit":false},{"date":"2022-12-31","value":-110.77,"profit":false},{"date":"2023-12-31","value":100,"profit":true}]
Operating Income209.44M347.76M356.00M341.48M[{"date":"2020-12-31","value":58.83,"profit":true},{"date":"2021-12-31","value":97.69,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":95.92,"profit":true}]
Total Non-Operating Income/Expense510.35M551.10M683.32M708.83M[{"date":"2020-12-31","value":72,"profit":true},{"date":"2021-12-31","value":77.75,"profit":true},{"date":"2022-12-31","value":96.4,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Pre-Tax Income209.44M347.76M356.00M232.54M[{"date":"2020-12-31","value":58.83,"profit":true},{"date":"2021-12-31","value":97.69,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":65.32,"profit":true}]
Income Taxes45.36M77.96M78.53M45.00M[{"date":"2020-12-31","value":57.76,"profit":true},{"date":"2021-12-31","value":99.28,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":57.3,"profit":true}]
Income After Taxes164.09M269.80M277.47M187.54M[{"date":"2020-12-31","value":59.14,"profit":true},{"date":"2021-12-31","value":97.24,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":67.59,"profit":true}]
Income From Continuous Operations164.09M269.80M277.47M187.54M[{"date":"2020-12-31","value":59.14,"profit":true},{"date":"2021-12-31","value":97.24,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":67.59,"profit":true}]
Income From Discontinued Operations----[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income164.09M269.80M277.47M187.54M[{"date":"2020-12-31","value":59.14,"profit":true},{"date":"2021-12-31","value":97.24,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":67.59,"profit":true}]
EPS (Diluted)---0.98[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

UCB
Cash Ratio 0.26
Current Ratio 0.30

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

UCB
ROA (LTM) 0.70%
ROE (LTM) 5.79%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

UCB
Debt Ratio Lower is generally better. Negative is bad. 0.88
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.12

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

UCB
Trailing PE 21.73
Forward PE 14.01
P/S (TTM) 4.79
P/B 1.19
Price/FCF NM
EV/R 5.08
EV/Ebitda NM

FAQs

What is United Community Banks, Inc. share price today?

United Community Banks, Inc. (UCB) share price today is $33.25

Can Indians buy United Community Banks, Inc. shares?

Yes, Indians can buy shares of United Community Banks, Inc. (UCB) on Vested. To buy United Community Banks, Inc. from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in UCB stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of United Community Banks, Inc. be purchased?

Yes, you can purchase fractional shares of United Community Banks, Inc. (UCB) via the Vested app. You can start investing in United Community Banks, Inc. (UCB) with a minimum investment of $1.

How to invest in United Community Banks, Inc. shares from India?

You can invest in shares of United Community Banks, Inc. (UCB) via Vested in three simple steps:

  • Click on Sign Up or Invest in UCB stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in United Community Banks, Inc. shares
What is United Community Banks, Inc. 52-week high and low stock price?

The 52-week high price of United Community Banks, Inc. (UCB) is $35.38. The 52-week low price of United Community Banks, Inc. (UCB) is $23.75.

What is United Community Banks, Inc. price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of United Community Banks, Inc. (UCB) is 21.7059

What is United Community Banks, Inc. price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of United Community Banks, Inc. (UCB) is 1.19

What is United Community Banks, Inc. dividend yield?

The dividend yield of United Community Banks, Inc. (UCB) is 2.89%

What is the Market Cap of United Community Banks, Inc.?

The market capitalization of United Community Banks, Inc. (UCB) is $3.96B

What is United Community Banks, Inc.’s stock symbol?

The stock symbol (or ticker) of United Community Banks, Inc. is UCB

Signup to access all features and start your US investing journey!

  • Open your account in minutes
  • Take your portfolio global, starting at just $1
Get started

Add ticker to compare

Scroll to Top