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upst-img

Upstart Holdings Inc, Common Stock

UPST

NSQ

$68.4

+$1.17

(1.74%)

1D
Industry: Consumer Finance Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$6.13B
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
0
Volume info-icon
This is the total number of shares traded during the most recent trading day.
6.48M
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
0.00%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
1.98
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$20.6 L
$88.95 H
$68.4

About Upstart Holdings Inc, Common Stock

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. more

Industry: Consumer FinanceSector: Financials

Returns

Time FrameUPSTSectorS&P500
1-Week Return-19.01%-3.51%-3%
1-Month Return-2.84%-3.51%-0.73%
3-Month Return72.12%4.69%2.87%
6-Month Return212.61%15.21%7.17%
1-Year Return56.77%29.54%25.31%
3-Year Return-47.98%26.93%28.38%
5-Year Return132.1%55.8%81.89%

Financials

Dec '19Dec '20Dec '21Dec '22Dec '235YR TREND
Total Revenue164.19M233.42M848.59M842.44M513.56M[{"date":"2019-12-31","value":19.35,"profit":true},{"date":"2020-12-31","value":27.51,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":99.28,"profit":true},{"date":"2023-12-31","value":60.52,"profit":true}]
Cost of Revenue24.95M37.58M117.58M187.99M24.90M[{"date":"2019-12-31","value":13.27,"profit":true},{"date":"2020-12-31","value":19.99,"profit":true},{"date":"2021-12-31","value":62.54,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":13.25,"profit":true}]
Gross Profit139.24M195.84M731.01M654.45M488.66M[{"date":"2019-12-31","value":19.05,"profit":true},{"date":"2020-12-31","value":26.79,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":89.53,"profit":true},{"date":"2023-12-31","value":66.85,"profit":true}]
Gross Margin84.81%83.90%86.14%77.68%95.15%[{"date":"2019-12-31","value":89.13,"profit":true},{"date":"2020-12-31","value":88.18,"profit":true},{"date":"2021-12-31","value":90.53,"profit":true},{"date":"2022-12-31","value":81.64,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Operating Expenses168.76M221.65M707.71M956.31M770.09M[{"date":"2019-12-31","value":17.65,"profit":true},{"date":"2020-12-31","value":23.18,"profit":true},{"date":"2021-12-31","value":74,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":80.53,"profit":true}]
Operating Income(4.58M)11.77M140.88M(113.86M)(256.52M)[{"date":"2019-12-31","value":-3.25,"profit":false},{"date":"2020-12-31","value":8.35,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-80.82,"profit":false},{"date":"2023-12-31","value":-182.09,"profit":false}]
Total Non-Operating Income/Expense(212.00K)4.41M40.16M83.08M147.37M[{"date":"2019-12-31","value":-0.14,"profit":false},{"date":"2020-12-31","value":2.99,"profit":true},{"date":"2021-12-31","value":27.25,"profit":true},{"date":"2022-12-31","value":56.37,"profit":true},{"date":"2023-12-31","value":100,"profit":true}]
Pre-Tax Income(4.95M)5.95M133.73M(109.07M)(240.03M)[{"date":"2019-12-31","value":-3.7,"profit":false},{"date":"2020-12-31","value":4.45,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-81.56,"profit":false},{"date":"2023-12-31","value":-179.48,"profit":false}]
Income Taxes74.00K371.00K(1.71M)(409.00K)107.00K[{"date":"2019-12-31","value":19.95,"profit":true},{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":-461.46,"profit":false},{"date":"2022-12-31","value":-110.24,"profit":false},{"date":"2023-12-31","value":28.84,"profit":true}]
Income After Taxes(5.02M)5.58M135.44M(108.67M)(240.13M)[{"date":"2019-12-31","value":-3.71,"profit":false},{"date":"2020-12-31","value":4.12,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-80.23,"profit":false},{"date":"2023-12-31","value":-177.29,"profit":false}]
Income From Continuous Operations(5.02M)5.58M135.44M(103.98M)(253.00M)[{"date":"2019-12-31","value":-3.71,"profit":false},{"date":"2020-12-31","value":4.12,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-76.77,"profit":false},{"date":"2023-12-31","value":-186.79,"profit":false}]
Income From Discontinued Operations-----[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true}]
Net Income(5.02M)5.58M135.44M(108.67M)(240.13M)[{"date":"2019-12-31","value":-3.71,"profit":false},{"date":"2020-12-31","value":4.12,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":-80.23,"profit":false},{"date":"2023-12-31","value":-177.29,"profit":false}]
EPS (Diluted)-0.622.330.13(0.57)[{"date":"2019-12-31","value":"-","profit":true},{"date":"2020-12-31","value":26.48,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":5.58,"profit":true},{"date":"2023-12-31","value":-24.46,"profit":false}]

Ratios

Liquidity

These ratios help you determine the liquidity of the company. Higher is better.

UPST
Cash Ratio 4.94
Current Ratio 6.65

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

UPST
ROA (LTM) -5.53%
ROE (LTM) -27.21%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

UPST
Debt Ratio Lower is generally better. Negative is bad. 0.67
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.33

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

UPST
Trailing PE NM
Forward PE 69.93
P/S (TTM) 10.14
P/B 10.30
Price/FCF 34
EV/R 12.81
EV/Ebitda NM

FAQs

What is Upstart Holdings Inc share price today?

Upstart Holdings Inc (UPST) share price today is $68.4

Can Indians buy Upstart Holdings Inc shares?

Yes, Indians can buy shares of Upstart Holdings Inc (UPST) on Vested. To buy Upstart Holdings Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in UPST stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Upstart Holdings Inc be purchased?

Yes, you can purchase fractional shares of Upstart Holdings Inc (UPST) via the Vested app. You can start investing in Upstart Holdings Inc (UPST) with a minimum investment of $1.

How to invest in Upstart Holdings Inc shares from India?

You can invest in shares of Upstart Holdings Inc (UPST) via Vested in three simple steps:

  • Click on Sign Up or Invest in UPST stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Upstart Holdings Inc shares
What is Upstart Holdings Inc 52-week high and low stock price?

The 52-week high price of Upstart Holdings Inc (UPST) is $88.95. The 52-week low price of Upstart Holdings Inc (UPST) is $20.6.

What is Upstart Holdings Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Upstart Holdings Inc (UPST) is

What is Upstart Holdings Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Upstart Holdings Inc (UPST) is 10.30

What is Upstart Holdings Inc dividend yield?

The dividend yield of Upstart Holdings Inc (UPST) is 0.00%

What is the Market Cap of Upstart Holdings Inc?

The market capitalization of Upstart Holdings Inc (UPST) is $6.13B

What is Upstart Holdings Inc’s stock symbol?

The stock symbol (or ticker) of Upstart Holdings Inc is UPST

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