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Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. The company operates through Bank, VNB Trust and Estate Services, and Masonry Capital segments. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machine, internet banking, treasury, and cash management services; merchant and debit card services; and investment advisory and management services. Further, the company offers investment management, wealth management, corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custody services. It serves individuals, businesses, and charitable organizations. The company was founded in 1998 and is headquartered in Charlottesville, Virginia. more
| Time Frame | VABK | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -0.52% | -1.02% | -1.31% |
| 1-Month Return | 2.54% | -1.88% | 0.78% |
| 3-Month Return | 3.99% | 1.62% | 3.46% |
| 6-Month Return | 5.63% | -0.57% | 6.19% |
| 1-Year Return | 9.38% | 0.06% | 11.68% |
| 3-Year Return | 2.54% | 46.46% | 71.21% |
| 5-Year Return | 36.81% | 62.97% | 74.81% |
| 10-Year Return | 91.8% | 206.28% | 256.59% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 58.74M | 69.99M | 79.09M | 82.61M | 83.34M | [{"date":"2021-12-31","value":70.48,"profit":true},{"date":"2022-12-31","value":83.98,"profit":true},{"date":"2023-12-31","value":94.9,"profit":true},{"date":"2024-12-31","value":99.13,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 4.30M | 3.29M | 21.75M | 28.95M | 25.87M | [{"date":"2021-12-31","value":14.85,"profit":true},{"date":"2022-12-31","value":11.36,"profit":true},{"date":"2023-12-31","value":75.14,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":89.37,"profit":true}] |
| Gross Profit | 54.44M | 66.70M | 57.34M | 53.66M | 57.47M | [{"date":"2021-12-31","value":81.62,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":85.96,"profit":true},{"date":"2024-12-31","value":80.45,"profit":true},{"date":"2025-12-31","value":86.16,"profit":true}] |
| Gross Margin | 92.68% | 95.30% | 72.49% | 64.96% | 68.95% | [{"date":"2021-12-31","value":97.25,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":76.07,"profit":true},{"date":"2024-12-31","value":68.16,"profit":true},{"date":"2025-12-31","value":72.35,"profit":true}] |
| Operating Expenses | 42.52M | 38.15M | 34.06M | 32.76M | 33.38M | [{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":89.72,"profit":true},{"date":"2023-12-31","value":80.11,"profit":true},{"date":"2024-12-31","value":77.05,"profit":true},{"date":"2025-12-31","value":78.51,"profit":true}] |
| Operating Income | 11.92M | 28.55M | 23.27M | 20.90M | 24.08M | [{"date":"2021-12-31","value":41.75,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":81.53,"profit":true},{"date":"2024-12-31","value":73.21,"profit":true},{"date":"2025-12-31","value":84.36,"profit":true}] |
| Total Non-Operating Income/Expense | 29.80M | 46.87M | 46.20M | 38.73M | - | [{"date":"2021-12-31","value":63.57,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":98.57,"profit":true},{"date":"2024-12-31","value":82.62,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 11.92M | 28.55M | 23.27M | 20.90M | 24.08M | [{"date":"2021-12-31","value":41.75,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":81.53,"profit":true},{"date":"2024-12-31","value":73.21,"profit":true},{"date":"2025-12-31","value":84.36,"profit":true}] |
| Income Taxes | 1.85M | 5.11M | 4.01M | 3.93M | 4.82M | [{"date":"2021-12-31","value":36.14,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":78.5,"profit":true},{"date":"2024-12-31","value":77,"profit":true},{"date":"2025-12-31","value":94.38,"profit":true}] |
| Income After Taxes | 10.07M | 23.44M | 19.26M | 16.97M | - | [{"date":"2021-12-31","value":42.97,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":82.19,"profit":true},{"date":"2024-12-31","value":72.39,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 10.01M | 23.44M | 23.15M | 16.97M | - | [{"date":"2021-12-31","value":42.7,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":98.78,"profit":true},{"date":"2024-12-31","value":72.39,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 10.07M | 23.44M | 19.26M | 16.97M | 19.26M | [{"date":"2021-12-31","value":42.97,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":82.19,"profit":true},{"date":"2024-12-31","value":72.39,"profit":true},{"date":"2025-12-31","value":82.18,"profit":true}] |
| EPS (Diluted) | 2.15 | 4.38 | 3.58 | 3.15 | 2.45 | [{"date":"2021-12-31","value":49.09,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":81.76,"profit":true},{"date":"2024-12-31","value":71.97,"profit":true},{"date":"2025-12-31","value":56.04,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| VABK | |
|---|---|
| Cash Ratio | 0.01 |
| Current Ratio | 0.01 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| VABK | |
|---|---|
| ROA (LTM) | 1.18% |
| ROE (LTM) | 11.18% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| VABK | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.89 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.11 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| VABK | |
|---|---|
| Trailing PE | 11.33 |
| Forward PE | NM |
| P/S (TTM) | 3.77 |
| P/B | 1.17 |
| Price/FCF | 38 |
| EV/R | 4.25 |
| EV/Ebitda | NM |
| PEG | NM |
Virginia National Bankshares Corp (VABK) share price today is $40.36
Yes, Indians can buy shares of Virginia National Bankshares Corp (VABK) on Vested. To buy
Yes, you can purchase fractional shares of Virginia National Bankshares Corp (VABK) via the Vested app. You can start investing in Virginia National Bankshares Corp (VABK) with a minimum investment of $1.
You can invest in shares of Virginia National Bankshares Corp (VABK) via Vested in three simple steps:
The 52-week high price of Virginia National Bankshares Corp (VABK) is $43.78. The 52-week low price of Virginia National Bankshares Corp (VABK) is $32.9.
The price-to-earnings (P/E) ratio of Virginia National Bankshares Corp (VABK) is 11.3268
The price-to-book (P/B) ratio of Virginia National Bankshares Corp (VABK) is 1.17
The dividend yield of Virginia National Bankshares Corp (VABK) is 3.51%
The market capitalization of Virginia National Bankshares Corp (VABK) is $216.86M
The stock symbol (or ticker) of Virginia National Bankshares Corp is VABK
Consider the share price of Virginia National Bankshares Corp as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Virginia National Bankshares Corp has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Virginia National Bankshares Corp shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Virginia National Bankshares Corp stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Virginia National Bankshares Corp and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Virginia National Bankshares Corp stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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