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VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. more
Time Frame | VBNK | Sector | S&P500 |
---|---|---|---|
1-Week Return | -14.55% | -1.63% | -0.57% |
1-Month Return | -6.9% | -0.38% | 1.21% |
3-Month Return | 16.15% | 11.39% | 7.57% |
6-Month Return | 47.56% | 21.58% | 11.45% |
1-Year Return | 72.63% | 33.28% | 28.48% |
3-Year Return | 29.76% | 28.35% | 29.52% |
5-Year Return | 170.17% | 61.45% | 90.66% |
10-Year Return | 335.61% | 214.35% | 203.75% |
Oct '20 | Oct '21 | Oct '22 | Oct '23 | Oct '24 | 5YR TREND | |
---|---|---|---|---|---|---|
Total Revenue | 54.19M | 65.36M | 82.39M | 108.64M | 111.63M | [{"date":"2020-10-31","value":48.54,"profit":true},{"date":"2021-10-31","value":58.55,"profit":true},{"date":"2022-10-31","value":73.81,"profit":true},{"date":"2023-10-31","value":97.31,"profit":true},{"date":"2024-10-31","value":100,"profit":true}] |
Cost of Revenue | - | - | - | (609.00K) | - | [{"date":"2020-10-31","value":"-","profit":true},{"date":"2021-10-31","value":"-","profit":true},{"date":"2022-10-31","value":"-","profit":true},{"date":"2023-10-31","value":-60900000,"profit":false},{"date":"2024-10-31","value":"-","profit":true}] |
Gross Profit | 54.19M | 65.36M | 82.39M | 109.24M | 111.63M | [{"date":"2020-10-31","value":48.54,"profit":true},{"date":"2021-10-31","value":58.55,"profit":true},{"date":"2022-10-31","value":73.81,"profit":true},{"date":"2023-10-31","value":97.86,"profit":true},{"date":"2024-10-31","value":100,"profit":true}] |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.56% | 100.00% | [{"date":"2020-10-31","value":99.44,"profit":true},{"date":"2021-10-31","value":99.44,"profit":true},{"date":"2022-10-31","value":99.44,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":99.44,"profit":true}] |
Operating Expenses | (27.43M) | (34.57M) | 307.00K | 50.38M | 111.63M | [{"date":"2020-10-31","value":-24.57,"profit":false},{"date":"2021-10-31","value":-30.97,"profit":false},{"date":"2022-10-31","value":0.28,"profit":true},{"date":"2023-10-31","value":45.13,"profit":true},{"date":"2024-10-31","value":100,"profit":true}] |
Operating Income | 26.75M | 30.79M | 82.70M | 57.65M | - | [{"date":"2020-10-31","value":32.35,"profit":true},{"date":"2021-10-31","value":37.23,"profit":true},{"date":"2022-10-31","value":100,"profit":true},{"date":"2023-10-31","value":69.7,"profit":true},{"date":"2024-10-31","value":"-","profit":true}] |
Total Non-Operating Income/Expense | 80.88M | 90.95M | 26.52M | 157.70M | - | [{"date":"2020-10-31","value":51.29,"profit":true},{"date":"2021-10-31","value":57.67,"profit":true},{"date":"2022-10-31","value":16.81,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":"-","profit":true}] |
Pre-Tax Income | 26.75M | 30.79M | 32.55M | 57.65M | 54.79M | [{"date":"2020-10-31","value":46.41,"profit":true},{"date":"2021-10-31","value":53.41,"profit":true},{"date":"2022-10-31","value":56.46,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":95.05,"profit":true}] |
Income Taxes | 7.35M | 8.41M | 9.89M | 15.48M | 15.04M | [{"date":"2020-10-31","value":47.45,"profit":true},{"date":"2021-10-31","value":54.31,"profit":true},{"date":"2022-10-31","value":63.88,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":97.17,"profit":true}] |
Income After Taxes | 19.41M | 22.38M | 22.66M | 42.16M | - | [{"date":"2020-10-31","value":46.02,"profit":true},{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":"-","profit":true}] |
Income From Continuous Operations | 19.41M | 22.38M | 22.66M | 42.16M | - | [{"date":"2020-10-31","value":46.02,"profit":true},{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":"-","profit":true}] |
Income From Discontinued Operations | - | - | - | - | - | [{"date":"2020-10-31","value":"-","profit":true},{"date":"2021-10-31","value":"-","profit":true},{"date":"2022-10-31","value":"-","profit":true},{"date":"2023-10-31","value":"-","profit":true},{"date":"2024-10-31","value":"-","profit":true}] |
Net Income | 19.41M | 22.38M | 22.66M | 42.16M | 39.75M | [{"date":"2020-10-31","value":46.02,"profit":true},{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":94.27,"profit":true}] |
EPS (Diluted) | 0.66 | 0.96 | 0.79 | 1.47 | 1.43 | [{"date":"2020-10-31","value":44.5,"profit":true},{"date":"2021-10-31","value":65.11,"profit":true},{"date":"2022-10-31","value":53.58,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":97.08,"profit":true}] |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
VBNK | |
---|---|
ROA (LTM) | 1.10% |
ROE (LTM) | 12.07% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
VBNK | |
---|---|
Debt Ratio Lower is generally better. Negative is bad. | 0.92 |
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.08 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
VBNK | |
---|---|
Trailing PE | 15.52 |
Forward PE | 9.83 |
P/S (TTM) | 3.73 |
P/B | 1.51 |
Price/FCF | 3 |
EV/R | 6.77 |
EV/Ebitda | NM |
VersaBank (VBNK) share price today is $15.39
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Yes, you can purchase fractional shares of VersaBank (VBNK) via the Vested app. You can start investing in VersaBank (VBNK) with a minimum investment of $1.
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The 52-week high price of VersaBank (VBNK) is $18.38. The 52-week low price of VersaBank (VBNK) is $9.45.
The price-to-earnings (P/E) ratio of VersaBank (VBNK) is 15.5238
The price-to-book (P/B) ratio of VersaBank (VBNK) is 1.51
The dividend yield of VersaBank (VBNK) is 0.4%
The market capitalization of VersaBank (VBNK) is $424.82M
The stock symbol (or ticker) of VersaBank is VBNK