...
search icon
vbnk-img

VersaBank Share Price

VBNK
NSQ
$16.8
+$0.11
(0.66%)
1D
Industry: Banks Sector: Financials

VersaBank Analyst Forecast

VersaBank Share Price Chart

VersaBank Key Stock Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$533.17M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
25.2121
Volume info-icon
This is the total number of shares traded during the most recent trading day.
14.75K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
0.6%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.95
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$8.47 L
$16.99 H
$16.8

About VersaBank, Common Stock

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. more

Industry: BanksSector: Financials

VersaBank Stock Returns

Time FrameVBNKSectorS&P500
1-Week Return4.25%0.89%0.49%
1-Month Return7.47%-1.97%1.02%
3-Month Return48.22%1.14%3.34%
6-Month Return55.69%-0.86%7.04%
1-Year Return24.65%-0.08%11.68%
3-Year Return122.53%46.32%71.63%
5-Year Return43.94%60.91%75.56%
10-Year Return372.4%205.99%257.55%

VersaBank Financials

Oct '21Oct '22Oct '23Oct '24Oct '255YR TREND
Total Revenue94.69M132.54M237.92M111.63M120.23M[{"date":"2021-10-31","value":39.8,"profit":true},{"date":"2022-10-31","value":55.71,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":46.92,"profit":true},{"date":"2025-10-31","value":50.53,"profit":true}]
Cost of Revenue28.89M50.60M129.89M182.50M-[{"date":"2021-10-31","value":15.83,"profit":true},{"date":"2022-10-31","value":27.73,"profit":true},{"date":"2023-10-31","value":71.18,"profit":true},{"date":"2024-10-31","value":100,"profit":true},{"date":"2025-10-31","value":"-","profit":true}]
Gross Profit65.80M81.94M108.03M111.63M120.23M[{"date":"2021-10-31","value":54.73,"profit":true},{"date":"2022-10-31","value":68.15,"profit":true},{"date":"2023-10-31","value":89.85,"profit":true},{"date":"2024-10-31","value":92.85,"profit":true},{"date":"2025-10-31","value":100,"profit":true}]
Gross Margin69.49%61.82%45.40%100.00%100.00%[{"date":"2021-10-31","value":69.49,"profit":true},{"date":"2022-10-31","value":61.82,"profit":true},{"date":"2023-10-31","value":45.4,"profit":true},{"date":"2024-10-31","value":100,"profit":true},{"date":"2025-10-31","value":100,"profit":true}]
Operating Expenses35.01M49.39M50.38M57.11M78.73M[{"date":"2021-10-31","value":44.46,"profit":true},{"date":"2022-10-31","value":62.73,"profit":true},{"date":"2023-10-31","value":63.99,"profit":true},{"date":"2024-10-31","value":72.53,"profit":true},{"date":"2025-10-31","value":100,"profit":true}]
Operating Income30.79M32.55M57.65M54.79M41.49M[{"date":"2021-10-31","value":53.41,"profit":true},{"date":"2022-10-31","value":56.46,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":95.05,"profit":true},{"date":"2025-10-31","value":71.98,"profit":true}]
Total Non-Operating Income/Expense90.95M26.52M157.70M157.45M-[{"date":"2021-10-31","value":57.67,"profit":true},{"date":"2022-10-31","value":16.81,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":99.84,"profit":true},{"date":"2025-10-31","value":"-","profit":true}]
Pre-Tax Income30.79M32.55M57.65M54.79M41.49M[{"date":"2021-10-31","value":53.41,"profit":true},{"date":"2022-10-31","value":56.46,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":95.05,"profit":true},{"date":"2025-10-31","value":71.98,"profit":true}]
Income Taxes8.41M9.89M15.48M15.04M13.04M[{"date":"2021-10-31","value":54.31,"profit":true},{"date":"2022-10-31","value":63.88,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":97.17,"profit":true},{"date":"2025-10-31","value":84.19,"profit":true}]
Income After Taxes22.38M22.66M42.16M39.75M28.46M[{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":94.27,"profit":true},{"date":"2025-10-31","value":67.5,"profit":true}]
Income From Continuous Operations22.38M22.66M42.16M39.75M28.46M[{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":94.27,"profit":true},{"date":"2025-10-31","value":67.5,"profit":true}]
Income From Discontinued Operations-----[{"date":"2021-10-31","value":"-","profit":true},{"date":"2022-10-31","value":"-","profit":true},{"date":"2023-10-31","value":"-","profit":true},{"date":"2024-10-31","value":"-","profit":true},{"date":"2025-10-31","value":"-","profit":true}]
Net Income22.38M22.66M42.16M39.75M28.46M[{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":94.27,"profit":true},{"date":"2025-10-31","value":67.5,"profit":true}]
EPS (Diluted)0.780.601.161.090.84[{"date":"2021-10-31","value":67.24,"profit":true},{"date":"2022-10-31","value":51.72,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":93.97,"profit":true},{"date":"2025-10-31","value":72.41,"profit":true}]

VersaBank Ratios

VersaBank Liquidity Ratios

These ratios help you determine the liquidity of the company. Higher is better.

VBNK
Cash Ratio 0.12
Current Ratio 0.13

VersaBank Asset Efficiency Ratios

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

VBNK
ROA (LTM) 0.54%
ROE (LTM) 6.11%

VersaBank Liability Ratios

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

VBNK
Debt Ratio Lower is generally better. Negative is bad. 0.91
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.09

VersaBank Valuation Ratios

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

VBNK
Trailing PE 25.21
Forward PE 15.75
P/S (TTM) 4.42
P/B 1.32
Price/FCF 11
EV/R 6.56
EV/Ebitda NM

FAQs

What is VersaBank share price today?

VersaBank (VBNK) share price today is $16.8

Can Indians buy VersaBank shares?

Yes, Indians can buy shares of VersaBank (VBNK) on Vested. To buy

from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in VBNK stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of VersaBank be purchased?

Yes, you can purchase fractional shares of VersaBank (VBNK) via the Vested app. You can start investing in VersaBank (VBNK) with a minimum investment of $1.

How to invest in VersaBank shares from India?

You can invest in shares of VersaBank (VBNK) via Vested in three simple steps:

  • Click on Sign Up or Invest in VBNK stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in VersaBank shares
What is VersaBank 52-week high and low stock price?

The 52-week high price of VersaBank (VBNK) is $16.99. The 52-week low price of VersaBank (VBNK) is $8.47.

What is VersaBank price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of VersaBank (VBNK) is 25.2121

What is VersaBank price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of VersaBank (VBNK) is 1.32

What is VersaBank dividend yield?

The dividend yield of VersaBank (VBNK) is 0.6%

What is the Market Cap of VersaBank?

The market capitalization of VersaBank (VBNK) is $533.17M

What is VersaBank's stock symbol?

The stock symbol (or ticker) of VersaBank is VBNK

How Can Investors Use VersaBank Share Price Data for Long-Term Investment Decisions?

Consider the share price of VersaBank as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether VersaBank has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.

How does USD - INR currency movement impact returns from VersaBank shares for Indian investors?

When investing in VersaBank shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the VersaBank stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.

How should investors compare VersaBank share price with other stocks in the same sector?

Rather than merely checking the share price of VersaBank and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that VersaBank stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.

Signup to access all features and start your US investing journey!

  • Open your account in minutes
  • Take your portfolio global, starting at just $1
Get started

Add ticker to compare

Scroll to Top