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vbnk-img

VersaBank, Common Stock

VBNK

NASDAQ

$15.39

-$0.31

(-1.97%)

1D
Industry: Banks Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$424.82M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
15.5238
Volume info-icon
This is the total number of shares traded during the most recent trading day.
74.51K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
0.4%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
1.06
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$9.45 L
$18.38 H
$15.39

About VersaBank, Common Stock

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. more

Industry: BanksSector: Financials

Returns

Time FrameVBNKSectorS&P500
1-Week Return-14.55%-1.63%-0.57%
1-Month Return-6.9%-0.38%1.21%
3-Month Return16.15%11.39%7.57%
6-Month Return47.56%21.58%11.45%
1-Year Return72.63%33.28%28.48%
3-Year Return29.76%28.35%29.52%
5-Year Return170.17%61.45%90.66%
10-Year Return335.61%214.35%203.75%

Financials

Oct '20Oct '21Oct '22Oct '23Oct '245YR TREND
Total Revenue54.19M65.36M82.39M108.64M111.63M[{"date":"2020-10-31","value":48.54,"profit":true},{"date":"2021-10-31","value":58.55,"profit":true},{"date":"2022-10-31","value":73.81,"profit":true},{"date":"2023-10-31","value":97.31,"profit":true},{"date":"2024-10-31","value":100,"profit":true}]
Cost of Revenue---(609.00K)-[{"date":"2020-10-31","value":"-","profit":true},{"date":"2021-10-31","value":"-","profit":true},{"date":"2022-10-31","value":"-","profit":true},{"date":"2023-10-31","value":-60900000,"profit":false},{"date":"2024-10-31","value":"-","profit":true}]
Gross Profit54.19M65.36M82.39M109.24M111.63M[{"date":"2020-10-31","value":48.54,"profit":true},{"date":"2021-10-31","value":58.55,"profit":true},{"date":"2022-10-31","value":73.81,"profit":true},{"date":"2023-10-31","value":97.86,"profit":true},{"date":"2024-10-31","value":100,"profit":true}]
Gross Margin100.00%100.00%100.00%100.56%100.00%[{"date":"2020-10-31","value":99.44,"profit":true},{"date":"2021-10-31","value":99.44,"profit":true},{"date":"2022-10-31","value":99.44,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":99.44,"profit":true}]
Operating Expenses(27.43M)(34.57M)307.00K50.38M111.63M[{"date":"2020-10-31","value":-24.57,"profit":false},{"date":"2021-10-31","value":-30.97,"profit":false},{"date":"2022-10-31","value":0.28,"profit":true},{"date":"2023-10-31","value":45.13,"profit":true},{"date":"2024-10-31","value":100,"profit":true}]
Operating Income26.75M30.79M82.70M57.65M-[{"date":"2020-10-31","value":32.35,"profit":true},{"date":"2021-10-31","value":37.23,"profit":true},{"date":"2022-10-31","value":100,"profit":true},{"date":"2023-10-31","value":69.7,"profit":true},{"date":"2024-10-31","value":"-","profit":true}]
Total Non-Operating Income/Expense80.88M90.95M26.52M157.70M-[{"date":"2020-10-31","value":51.29,"profit":true},{"date":"2021-10-31","value":57.67,"profit":true},{"date":"2022-10-31","value":16.81,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":"-","profit":true}]
Pre-Tax Income26.75M30.79M32.55M57.65M54.79M[{"date":"2020-10-31","value":46.41,"profit":true},{"date":"2021-10-31","value":53.41,"profit":true},{"date":"2022-10-31","value":56.46,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":95.05,"profit":true}]
Income Taxes7.35M8.41M9.89M15.48M15.04M[{"date":"2020-10-31","value":47.45,"profit":true},{"date":"2021-10-31","value":54.31,"profit":true},{"date":"2022-10-31","value":63.88,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":97.17,"profit":true}]
Income After Taxes19.41M22.38M22.66M42.16M-[{"date":"2020-10-31","value":46.02,"profit":true},{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":"-","profit":true}]
Income From Continuous Operations19.41M22.38M22.66M42.16M-[{"date":"2020-10-31","value":46.02,"profit":true},{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":"-","profit":true}]
Income From Discontinued Operations-----[{"date":"2020-10-31","value":"-","profit":true},{"date":"2021-10-31","value":"-","profit":true},{"date":"2022-10-31","value":"-","profit":true},{"date":"2023-10-31","value":"-","profit":true},{"date":"2024-10-31","value":"-","profit":true}]
Net Income19.41M22.38M22.66M42.16M39.75M[{"date":"2020-10-31","value":46.02,"profit":true},{"date":"2021-10-31","value":53.08,"profit":true},{"date":"2022-10-31","value":53.74,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":94.27,"profit":true}]
EPS (Diluted)0.660.960.791.471.43[{"date":"2020-10-31","value":44.5,"profit":true},{"date":"2021-10-31","value":65.11,"profit":true},{"date":"2022-10-31","value":53.58,"profit":true},{"date":"2023-10-31","value":100,"profit":true},{"date":"2024-10-31","value":97.08,"profit":true}]

Ratios

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

VBNK
ROA (LTM) 1.10%
ROE (LTM) 12.07%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

VBNK
Debt Ratio Lower is generally better. Negative is bad. 0.92
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.08

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

VBNK
Trailing PE 15.52
Forward PE 9.83
P/S (TTM) 3.73
P/B 1.51
Price/FCF 3
EV/R 6.77
EV/Ebitda NM

FAQs

What is VersaBank share price today?

VersaBank (VBNK) share price today is $15.39

Can Indians buy VersaBank shares?

Yes, Indians can buy shares of VersaBank (VBNK) on Vested. To buy VersaBank from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in VBNK stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of VersaBank be purchased?

Yes, you can purchase fractional shares of VersaBank (VBNK) via the Vested app. You can start investing in VersaBank (VBNK) with a minimum investment of $1.

How to invest in VersaBank shares from India?

You can invest in shares of VersaBank (VBNK) via Vested in three simple steps:

  • Click on Sign Up or Invest in VBNK stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in VersaBank shares
What is VersaBank 52-week high and low stock price?

The 52-week high price of VersaBank (VBNK) is $18.38. The 52-week low price of VersaBank (VBNK) is $9.45.

What is VersaBank price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of VersaBank (VBNK) is 15.5238

What is VersaBank price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of VersaBank (VBNK) is 1.51

What is VersaBank dividend yield?

The dividend yield of VersaBank (VBNK) is 0.4%

What is the Market Cap of VersaBank?

The market capitalization of VersaBank (VBNK) is $424.82M

What is VersaBank’s stock symbol?

The stock symbol (or ticker) of VersaBank is VBNK

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