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Waterstone Financial Inc, Common Stock

WSBF

NSQ

$12.89

-$0.05

(-0.39%)

1D
Industry: Financial Services Sector: Financials

Analyst Forecast

Price Chart

Key Metrics

Market Cap info-icon
This is a company’s total value as determined by the stock market. It is calculated by multiplying the total number of a company's outstanding shares by the current market price of one share.
$241.31M
P/E Ratio info-icon
This is the ratio of a security’s current share price to its earnings per share. This ratio determines the relative value of a company’s share.
12.6863
Volume info-icon
This is the total number of shares traded during the most recent trading day.
8.90K
Avg Volume info-icon
This is the average number of shares traded during the most recent 30 days.
0
Dividend Yield info-icon
This ratio shows how much income you earn in dividend payouts per year for every dollar invested in the stock (or the stock’s annual dividend payment expressed as a percentage of its current price).
4.64%
Beta info-icon
This measures the expected move in a stock’s price relative to movements in the overall market. The market, such as the S&P 500 Index, has a beta of 1.0. If a stock has a Beta greater (or lower) than 1.0, it suggests that the stock is more (or less) volatile than the broader market.
0.70
52-week Range info-icon
This shows the range of the stock’s price between the 52-week high (the highest price of the stock for the past 52 weeks) and the 52-week low (the lowest price of the stock for the past 52 weeks).
$11.23 L
$16.46 H
$12.89

About Waterstone Financial Inc, Common Stock

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin. more

Industry: Financial ServicesSector: Financials

Returns

Time FrameWSBFSectorS&P500
1-Week Return2.29%1.23%1.18%
1-Month Return6.07%4.48%6.44%
3-Month Return-8.03%-2.55%-0.73%
6-Month Return-14.25%-0.95%-2.01%
1-Year Return9.38%24.57%12.12%
3-Year Return-25.16%43.36%42.84%
5-Year Return-13.15%117.21%93.86%
10-Year Return-1.22%213.49%180.28%

Financials

Dec '20Dec '21Dec '22Dec '23Dec '245YR TREND
Total Revenue292.87M254.10M157.76M99.21M113.17M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":86.76,"profit":true},{"date":"2022-12-31","value":53.87,"profit":true},{"date":"2023-12-31","value":33.87,"profit":true},{"date":"2024-12-31","value":38.64,"profit":true}]
Cost of Revenue---1.53M-[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Gross Profit292.87M254.10M157.76M99.21M113.17M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":86.76,"profit":true},{"date":"2022-12-31","value":53.87,"profit":true},{"date":"2023-12-31","value":33.87,"profit":true},{"date":"2024-12-31","value":38.64,"profit":true}]
Gross Margin100.00%100.00%100.00%100.00%100.00%[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":100,"profit":true},{"date":"2022-12-31","value":100,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":100,"profit":true}]
Operating Expenses33.79M25.86M(133.29M)127.97M6.74M[{"date":"2020-12-31","value":26.41,"profit":true},{"date":"2021-12-31","value":20.21,"profit":true},{"date":"2022-12-31","value":-104.15,"profit":false},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":5.27,"profit":true}]
Operating Income108.12M92.11M24.48M11.03M23.48M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":85.19,"profit":true},{"date":"2022-12-31","value":22.64,"profit":true},{"date":"2023-12-31","value":10.2,"profit":true},{"date":"2024-12-31","value":21.72,"profit":true}]
Total Non-Operating Income/Expense36.79M39.71M39.61M70.42M46.69M[{"date":"2020-12-31","value":52.24,"profit":true},{"date":"2021-12-31","value":56.39,"profit":true},{"date":"2022-12-31","value":56.25,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":66.3,"profit":true}]
Pre-Tax Income108.12M92.11M24.48M11.03M24.00M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":85.19,"profit":true},{"date":"2022-12-31","value":22.64,"profit":true},{"date":"2023-12-31","value":10.2,"profit":true},{"date":"2024-12-31","value":22.2,"profit":true}]
Income Taxes26.97M21.32M4.99M1.66M5.31M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":79.03,"profit":true},{"date":"2022-12-31","value":18.51,"profit":true},{"date":"2023-12-31","value":6.14,"profit":true},{"date":"2024-12-31","value":19.7,"profit":true}]
Income After Taxes81.14M70.79M19.49M9.38M18.69M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":87.24,"profit":true},{"date":"2022-12-31","value":24.02,"profit":true},{"date":"2023-12-31","value":11.55,"profit":true},{"date":"2024-12-31","value":23.03,"profit":true}]
Income From Continuous Operations81.14M70.79M19.49M10.35M18.69M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":87.24,"profit":true},{"date":"2022-12-31","value":24.02,"profit":true},{"date":"2023-12-31","value":12.75,"profit":true},{"date":"2024-12-31","value":23.03,"profit":true}]
Income From Discontinued Operations-----[{"date":"2020-12-31","value":"-","profit":true},{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true}]
Net Income81.14M70.79M19.49M9.38M18.69M[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":87.24,"profit":true},{"date":"2022-12-31","value":24.02,"profit":true},{"date":"2023-12-31","value":11.55,"profit":true},{"date":"2024-12-31","value":23.03,"profit":true}]
EPS (Diluted)3.372.950.88-1.47[{"date":"2020-12-31","value":100,"profit":true},{"date":"2021-12-31","value":87.54,"profit":true},{"date":"2022-12-31","value":26.11,"profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":43.52,"profit":true}]

Ratios

Asset Efficiency

These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.

WSBF
ROA (LTM) 0.85%
ROE (LTM) 5.50%

Liabilities

These ratios help you understand the company's liabilities, gauging the riskiness of the investment.

WSBF
Debt Ratio Lower is generally better. Negative is bad. 0.84
Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. 0.16

Valuation

These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.

WSBF
Trailing PE 12.69
Forward PE NM
P/S (TTM) 1.85
P/B 0.71
Price/FCF 9
EV/R 4.83
EV/Ebitda NM
PEG NM

FAQs

What is Waterstone Financial Inc share price today?

Waterstone Financial Inc (WSBF) share price today is $12.89

Can Indians buy Waterstone Financial Inc shares?

Yes, Indians can buy shares of Waterstone Financial Inc (WSBF) on Vested. To buy Waterstone Financial Inc from India, you can open a US Brokerage account on Vested today by clicking on Sign Up or Invest in WSBF stock at the top of this page. The account opening process is completely digital and secure, and takes a few minutes to complete.

Can Fractional shares of Waterstone Financial Inc be purchased?

Yes, you can purchase fractional shares of Waterstone Financial Inc (WSBF) via the Vested app. You can start investing in Waterstone Financial Inc (WSBF) with a minimum investment of $1.

How to invest in Waterstone Financial Inc shares from India?

You can invest in shares of Waterstone Financial Inc (WSBF) via Vested in three simple steps:

  • Click on Sign Up or Invest in WSBF stock at the top of this page
  • Breeze through our fully digital and secure KYC process and open your US Brokerage account in a few minutes
  • Transfer USD funds to your US Brokerage account and start investing in Waterstone Financial Inc shares
What is Waterstone Financial Inc 52-week high and low stock price?

The 52-week high price of Waterstone Financial Inc (WSBF) is $16.46. The 52-week low price of Waterstone Financial Inc (WSBF) is $11.23.

What is Waterstone Financial Inc price-to-earnings (P/E) ratio?

The price-to-earnings (P/E) ratio of Waterstone Financial Inc (WSBF) is 12.6863

What is Waterstone Financial Inc price-to-book (P/B) ratio?

The price-to-book (P/B) ratio of Waterstone Financial Inc (WSBF) is 0.71

What is Waterstone Financial Inc dividend yield?

The dividend yield of Waterstone Financial Inc (WSBF) is 4.64%

What is the Market Cap of Waterstone Financial Inc?

The market capitalization of Waterstone Financial Inc (WSBF) is $241.31M

What is Waterstone Financial Inc’s stock symbol?

The stock symbol (or ticker) of Waterstone Financial Inc is WSBF

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