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Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois. more
| Time Frame | WTFC | Sector | S&P500 |
|---|---|---|---|
| 1-Week Return | -4.72% | -4.74% | -1.38% |
| 1-Month Return | 7.4% | -4.68% | -1.81% |
| 3-Month Return | 20.08% | -2.43% | 1.38% |
| 6-Month Return | 19.69% | -2.03% | 5.68% |
| 1-Year Return | 18.34% | -0.02% | 11.74% |
| 3-Year Return | 64.53% | 40.04% | 65.15% |
| 5-Year Return | 120.13% | 61.23% | 73.68% |
| 10-Year Return | 269.92% | 205.62% | 260.03% |
| Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | 5YR TREND | |
|---|---|---|---|---|---|---|
| Total Revenue | 1.86B | 2.21B | 2.89B | 3.97B | 4.23B | [{"date":"2021-12-31","value":44.01,"profit":true},{"date":"2022-12-31","value":52.21,"profit":true},{"date":"2023-12-31","value":68.4,"profit":true},{"date":"2024-12-31","value":93.76,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Cost of Revenue | 91.26M | 330.67M | 434.45M | 1.62B | 1.60B | [{"date":"2021-12-31","value":5.65,"profit":true},{"date":"2022-12-31","value":20.46,"profit":true},{"date":"2023-12-31","value":26.88,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":98.98,"profit":true}] |
| Gross Profit | 1.77B | 1.88B | 2.89B | 2.35B | 2.63B | [{"date":"2021-12-31","value":61.19,"profit":true},{"date":"2022-12-31","value":64.91,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":81.22,"profit":true},{"date":"2025-12-31","value":90.92,"profit":true}] |
| Gross Margin | 95.10% | 85.03% | 100.00% | 59.25% | 62.19% | [{"date":"2021-12-31","value":95.1,"profit":true},{"date":"2022-12-31","value":85.03,"profit":true},{"date":"2023-12-31","value":100,"profit":true},{"date":"2024-12-31","value":59.25,"profit":true},{"date":"2025-12-31","value":62.19,"profit":true}] |
| Operating Expenses | 1.13B | 1.18B | 99.83M | 1.40B | 1.51B | [{"date":"2021-12-31","value":74.9,"profit":true},{"date":"2022-12-31","value":77.86,"profit":true},{"date":"2023-12-31","value":6.6,"profit":true},{"date":"2024-12-31","value":92.77,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Operating Income | 637.80M | 700.55M | 53.30M | 947.09M | 1.12B | [{"date":"2021-12-31","value":57.03,"profit":true},{"date":"2022-12-31","value":62.64,"profit":true},{"date":"2023-12-31","value":4.77,"profit":true},{"date":"2024-12-31","value":84.68,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Total Non-Operating Income/Expense | 991.31M | 2.14B | 2.62B | 2.85B | - | [{"date":"2021-12-31","value":34.77,"profit":true},{"date":"2022-12-31","value":75.08,"profit":true},{"date":"2023-12-31","value":91.78,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Pre-Tax Income | 637.80M | 700.55M | 845.08M | 947.09M | 1.12B | [{"date":"2021-12-31","value":57.03,"profit":true},{"date":"2022-12-31","value":62.64,"profit":true},{"date":"2023-12-31","value":75.56,"profit":true},{"date":"2024-12-31","value":84.68,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income Taxes | 171.65M | 190.87M | 222.46M | 252.04M | 294.56M | [{"date":"2021-12-31","value":58.27,"profit":true},{"date":"2022-12-31","value":64.8,"profit":true},{"date":"2023-12-31","value":75.52,"profit":true},{"date":"2024-12-31","value":85.57,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| Income After Taxes | 466.15M | 509.68M | 622.63M | 695.04M | - | [{"date":"2021-12-31","value":67.07,"profit":true},{"date":"2022-12-31","value":73.33,"profit":true},{"date":"2023-12-31","value":89.58,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Continuous Operations | 466.15M | 509.68M | 643.96M | 695.04M | - | [{"date":"2021-12-31","value":67.07,"profit":true},{"date":"2022-12-31","value":73.33,"profit":true},{"date":"2023-12-31","value":92.65,"profit":true},{"date":"2024-12-31","value":100,"profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Income From Discontinued Operations | - | - | - | - | - | [{"date":"2021-12-31","value":"-","profit":true},{"date":"2022-12-31","value":"-","profit":true},{"date":"2023-12-31","value":"-","profit":true},{"date":"2024-12-31","value":"-","profit":true},{"date":"2025-12-31","value":"-","profit":true}] |
| Net Income | 466.15M | 509.68M | 622.63M | 695.04M | 823.84M | [{"date":"2021-12-31","value":56.58,"profit":true},{"date":"2022-12-31","value":61.87,"profit":true},{"date":"2023-12-31","value":75.58,"profit":true},{"date":"2024-12-31","value":84.37,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
| EPS (Diluted) | 7.57 | 8.00 | 9.58 | 10.31 | 11.72 | [{"date":"2021-12-31","value":64.59,"profit":true},{"date":"2022-12-31","value":68.26,"profit":true},{"date":"2023-12-31","value":81.74,"profit":true},{"date":"2024-12-31","value":87.97,"profit":true},{"date":"2025-12-31","value":100,"profit":true}] |
These ratios help you determine the liquidity of the company. Higher is better.
| WTFC | |
|---|---|
| Cash Ratio | 0.14 |
| Current Ratio | 0.14 |
These ratios help you understand the company's efficiency in using its assets to generate returns. Higher is better. For ROE, average long term is around 14%, less than 10% is poor.
| WTFC | |
|---|---|
| ROA (LTM) | 1.21% |
| ROE (LTM) | 12.11% |
These ratios help you understand the company's liabilities, gauging the riskiness of the investment.
| WTFC | |
|---|---|
| Debt Ratio Lower is generally better. Negative is bad. | 0.90 |
| Common Equity/Total Assets Higher is better. Lower can suggest investment is riskier. | 0.10 |
These ratios help you understand the company's valuation. Lower may indicate cheaper stocks.
| WTFC | |
|---|---|
| Trailing PE | 13.54 |
| Forward PE | 12.72 |
| P/S (TTM) | 3.84 |
| P/B | 1.51 |
| Price/FCF | 50 |
| EV/R | 5.59 |
| EV/Ebitda | NM |
| PEG | 4.57 |
Wintrust Financial Corporation (WTFC) share price today is $153.74
Yes, Indians can buy shares of Wintrust Financial Corporation (WTFC) on Vested. To buy
Yes, you can purchase fractional shares of Wintrust Financial Corporation (WTFC) via the Vested app. You can start investing in Wintrust Financial Corporation (WTFC) with a minimum investment of $1.
You can invest in shares of Wintrust Financial Corporation (WTFC) via Vested in three simple steps:
The 52-week high price of Wintrust Financial Corporation (WTFC) is $162.96. The 52-week low price of Wintrust Financial Corporation (WTFC) is $87.71.
The price-to-earnings (P/E) ratio of Wintrust Financial Corporation (WTFC) is 13.5378
The price-to-book (P/B) ratio of Wintrust Financial Corporation (WTFC) is 1.51
The dividend yield of Wintrust Financial Corporation (WTFC) is 1.28%
The market capitalization of Wintrust Financial Corporation (WTFC) is $10.08B
The stock symbol (or ticker) of Wintrust Financial Corporation is WTFC
Consider the share price of Wintrust Financial Corporation as a long-term story and not a daily point list. The price represents a movement of the stock in both good and bad times when looked at over many years. This assists the investors to know whether Wintrust Financial Corporation has succeeded to expand steadily and overcome market declines. With this price movement observed and the way the business is progressing, it is easier to make a decision whether the stock is worth having in the long term or not.
When investing in Wintrust Financial Corporation shares, you are not based in India then your investment is not just based on the stock price. It is also determined by the currency movement of the dollar in relation to the rupee. When you have an appreciation of the Wintrust Financial Corporation stock and the dollar appreciation is also the same, you gain more in terms of rupees. When the rupee appreciated, it will lower your profits. This currency flow is a silent cause of great contribution to your ultimate returns over many years.
Rather than merely checking the share price of Wintrust Financial Corporation and comparing it with that of other stocks in the same sector, one can check how robust the business is. Investors tend to compare such aspects as profits, cash generation, and the stability of the revenues of the company. This means that Wintrust Financial Corporation stock in most cases does not react in the same manner as other companies in the sector due to its brand and services revenue.
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